Page 13 - Finance News
SBI aiming to modernise its core banking infrastructure in next 2 years
India's largest lender is overhauling its IT backbone for agility, scale, and AI-led efficiency
 "SBI aiming to modernise its core banking infrastructure in next 2 years")
Rich IPO valuations: Track post-listing performance before investing
Better price points, aligned to fundamentals, tend to emerge once the initial hype fades
 "Rich IPO valuations: Track post-listing performance before investing")
Love takes flight: Indian honeymooners increasingly look beyond symbolism
From classic favourites like Maldives and Paris to emerging hotspots like Vietnam and Norway, couples are seeking honeymoons that blend luxury, culture, and authentic experience
 "Love takes flight: Indian honeymooners increasingly look beyond symbolism")
Pension can be cut only to fix clerical errors, says govt notification
Benefits cannot be reduced after a department has approved them, it says
 "Pension can be cut only to fix clerical errors, says govt notification")
super.money issues 470,000 RuPay credit card in partnership with banks
Fintech super.money issued over 4.7 lakh RuPay credit cards through Axis Bank, Kotak811, and Utkarsh SFB, expanding access to first-time credit users across India
 "super.money issues 470,000 RuPay credit card in partnership with banks")
Inheritance guide: What heirs must know about claiming money and assets
From bank deposits and property to insurance and investments, here's how heirs can navigate legal documents and formalities to claim inherited assets without hassle.
 "Inheritance guide: What heirs must know about claiming money and assets")
RBI recognises SRPA as self-regulatory body for payment system operators
The RBI has recognised the Self-Regulated PSO Association (SRPA) as an SRO for payment system operators, marking a key step in strengthening oversight and governance in digital payments
 "RBI recognises SRPA as self-regulatory body for payment system operators")
Luxury real estate sees inventory build-up, investors should diversify
End users should prioritise ready-to-move or near-completion projects to avoid project delays due to developers facing liquidity pressure
 "Luxury real estate sees inventory build-up, investors should diversify")
Maximise your savings: Top 5 credit cards to make the most of GST 2.0
Discover how using the right credit card can get you the best value for essential goods and services
 "Maximise your savings: Top 5 credit cards to make the most of GST 2.0")
HDFC Bank trims lending rates by 10 bps, to benefit MCLR-linked borrowers
Borrowers on home, auto, and personal loans tied to MCLR to see rate changes at next reset
 "HDFC Bank trims lending rates by 10 bps, to benefit MCLR-linked borrowers")
Life insurers' new business premium rises 12% in October on GST relief
Life insurers saw a 12% YoY rise in new business premium to Rs 34,006.9 crore in October 2025, supported by GST exemption benefits and robust individual and group segment growth
 "Life insurers' new business premium rises 12% in October on GST relief")
Uttar Pradesh govt's growing microfinance kitty at ₹32,500 crore
In the quarter ending September 30, 2025, microfinance institutions (MFI) clocked a growth of almost 4 per cent, with quarterly lending at ₹7,258 crore
 "Uttar Pradesh govt's growing microfinance kitty at ₹32,500 crore")
Use RERA portals for property due diligence before and after purchase
Whether you wish to assess a developer's track record or the quarterly progress of a project, this is the source you should turn to
 "Use RERA portals for property due diligence before and after purchase")
State Bank of India looks to maintain at least 15% CAR: Chairman C S Setty
Expects three Indian banks among top 10 global banks in terms m-cap by 2030
 "State Bank of India looks to maintain at least 15% CAR: Chairman C S Setty")
Policyholders' views needed to make rules: Irdai Chariman Ajay Seth
Irdai Chairman Ajay Seth said the regulatory process must integrate policyholders' expectations and strengthen coordination among regulators to address overlaps and systemic financial risks
 "Policyholders' views needed to make rules: Irdai Chariman Ajay Seth")
Piramal Finance hits ₹30,000 cr market cap on debut after PEL merger
Shares of Piramal Finance, which debuted on BSE after its merger with PEL, hit the upper circuit at Rs 1,333.45, valuing the NBFC at over Rs 30,000 crore
 "Piramal Finance hits ₹30,000 cr market cap on debut after PEL merger")
Big bank pursuit: FM Nirmala Sitharaman says in talks with RBI, lenders
"There is a lot of work to do prior to my saying yes. The work has already commenced. We are discussing with the RBI and banks," the finance minister said
 "Big bank pursuit: FM Nirmala Sitharaman says in talks with RBI, lenders")
Despite digitisation, India will need more banks: DFS secy M Nagaraju
However, Nagaraju cautioned that the digital transition must be carefully managed to ensure that service quality and customer trust are not compromised
 "Despite digitisation, India will need more banks: DFS secy M Nagaraju")
Polo: Where India's luxury landscape meets heritage in the modern era
Increasingly, parents are enrolling their children into the sport - seeing riding as a confidence-building, globally-recognised sport that grooms discipline and leadership
 "Polo: Where India's luxury landscape meets heritage in the modern era")
New investors should enter systematically with a minimum seven-year horizon
New investors should enter US-focused funds systematically with at least a seven-year horizon, while existing ones rebalance portfolios and moderate tech exposure amid high valuations
 "New investors should enter systematically with a minimum seven-year horizon")