Page 2 - Finance News

Diversify your portfolio to guard against asset class leadership rotation

Investors can reduce the volatility that can arise from high exposure to a single asset class and earn sound risk-adjusted returns using a periodic table

Buying a car? Check out the best car loans available across lenders

If you are looking to buy a car before the Budget, here are the best loan rates available across lenders to help you make an informed decision

India's branded residences boom: Prestige, pricing and pitfalls

As branded residences gain ground in India's luxury housing market, buyers are paying hefty premiums for global names. But services, contracts and developer credibility matter more than logos

Non-life insurance premium rises 8.6% to ₹28,447 crore in Dec on GST revamp

In April-December period, premiums are up nearly 14% YoY

Amazon Pay partners with 7 financial entities for fixed deposits

The company said it had partnered with two non-banking financial companies (NBFCs), Shriram Finance and Bajaj Finance, along with five banks

RSS-backed BMS demands higher social security limits from government

Currently, under the EPF, contributions are payable on a maximum wage ceiling of ₹15,000. Meanwhile, the wage ceiling for ESI is ₹21,000 per month

Home loan mistakes: Don't equate eligibility with repayment capacity

Be warned that incomplete, outdated and inconsistent documents can delay loan approval and disbursal

Bank credit demand from industry gains momentum as loan growth accelerates

The data showed credit to 'Micro and Small' and 'Medium' industries continued to exhibit double-digit expansion

RBI governor urges staff to sharpen supervision, regulatory focus

The RBI staff must sharpen their knowledge, enhance their analytical capabilities, embrace technology, and continuously make improvements in processes, Governor Sanjay Malhotra added

Over 70% of fintechs' loan book unsecured: Financial Stability Report

Unsecured personal loans dominate fintech lending, with younger borrowers accounting for over half the exposure, as the RBI highlights growth and asset quality trends

Misselling in insurance sector a significant concern: Irdai annual report

Irdai has flagged mis-selling as a major concern in India's insurance sector, asking insurers to conduct root-cause analysis, even as penetration remained unchanged at 3.7% in FY25

Housing top reason for partial withdrawals under NPS in FY25: PFRDA

Housing-related needs accounted for the highest number of partial withdrawal requests under the National Pension System in FY25, with Rs 1,327.91 crore withdrawn, PFRDA data show

RBI to conduct OMO purchase auction worth ₹50,000 crore on January 5

The RBI will buy government securities worth ₹50,000 crore in an OMO auction on January 5, 2026, as part of four equal tranches announced for late December and January

MCA extends annual filings deadline to January 31, 2026, waives late fee

The MCA has extended the annual filing deadline by a month to January 31, 2026, with no additional fee, after professionals flagged persistent glitches on the V3 portal

FinMin colloquium to brainstorm ways to check rising debt recovery cases

DFS will meet DRT and DRAT heads and senior bank executives on December 30 to discuss measures to speed up recoveries as pending cases rose to 0.137 million by September 2025, officials said

Phase-II of cheque-clearing system postponed until further notice: RBI

RBI has deferred Phase 2 of continuous cheque clearing to give banks more time, and modified presentation hours to 9 am-3 pm and confirmation hours to 9 am-7 pm

Govt bond yields rally by 9 bps after RBI announces liquidity measures

RBI announced ₹2 trillion of OMO purchases and a three-year $10 billion USD/INR buy-sell swap, triggering the sharpest bond market rally since April 2

PFC withdraws planned bond issuance for third time in FY26 as bids spike

PFC had earlier withdrawn a ₹3,000-crore, three-year bond issuance, and ₹3500 crore, 15-year bond issuance on November 25 and December 10 respectively due to elevated corporate bond yields

RBI net-sold $12 bn in October, highest monthly sale in 10 months

RBI net sold $11.8 billion in October and supplied dollars to cap rupee weakness near 88.80/$, even as its net short forward position rose to $63.6 billion, the bulletin showed

Insurance companies can't reject claim by delaying cheque presentation

The Bombay High Court ruled that an insurer cannot reject a claim by delaying the deposit of a valid premium cheque, holding the insurance company liable for deficiency in service