Page 5 - Finance News

In a first, commercial banks' credit-deposit ratio breaches 80% mark

Another rate cut will make mobilising resources tough

Govt notifies capital gains scheme, expands digital payment options

The Capital Gains Accounts (Second Amendment) Scheme, 2025 adds digital payments, e-statements and mandatory online closure from 2027, modernising the 1988 framework for reinvesting capital gains

Vanity economy: As reels proliferate, 'camera-ready' makeup comes of age

In 2025, the camera is the new mirror - grooming for screen is now part of everyday spending, from students to CEOs to content creators

NBFCs seek refinance window, tax tweaks in pre-Budget meeting with FM

Dedicated refinance window on the lines of NHB for the NBFC sector and aligning long-term capital gains tax with fixed deposits to encourage deposit mobilisation are some of asks presented before Finance Minister Nirmala Sitharaman on Wednesday during a pre-Budget meeting with the representatives of BFSI sector here. There is a need to create a dedicated refinance window for NBFCs (non-banking financial companies) to ensure a smooth and sustainable flow of funds and resources raised through this mechanism may be exclusively used to finance MSMEs and priority sectors, Finance Industry Development Council CEO Raman Aggarwal said after the meeting. With regard to recovery, he said, there was a suggestion for tweaking of the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act so that NBFCs can benefit from this. Currently, he said, the limit under SARFAESI Act is Rs 20 lakh which can be reduced so that smaller NBFC players can be ...

Easebuzz secures authorisation to operate as full-stack payment aggregator

Fintech firm Easebuzz has received RBI approval to function as a full-service payment aggregator, enabling online, offline and cross-border payment capabilities across its merchant network

More Indians buying insurance add-ons, Hyderabad leads trend: Report

Men prefer to buy features for financial protection after severe accidents and women choose 'critical illness riders'

7 in 10 trips in India planned by women, changing travel industry: Report

They make early bookings while prioritising safety and looking for upgrades, it says

The Sixteenth Finance Commission submits its five-year fiscal blueprint

Panel's recommendations sent to PM and finance minister; report to be tabled in Parliament

Rigorous due diligence key when buying property via bank e-auctions

While properties can be purchased in such auctions at a discount to market value, they carry the risk of hidden liabilities

Digital life certificate rejected? Here's why it happens and how to fix it

From mismatched Aadhaar details to weak fingerprints, several issues can stall your pension

Treading with care at a new frontier: RBI cautious on banks' M&A funding

Mint Road's proposals on banks' M&A funding are cautious even as entrants root for more elbow room, and weigh business models

ICL Fincorp to launch ₹100 crore NCD issue offering 12.62% effective yield

The issue has a base size of Rs 50 crore and a green-shoe option of Rs 50 crore. The instruments are rated BBB- by domestic rating agency Crisil

SBI aiming to modernise its core banking infrastructure in next 2 years

India's largest lender is overhauling its IT backbone for agility, scale, and AI-led efficiency

Rich IPO valuations: Track post-listing performance before investing

Better price points, aligned to fundamentals, tend to emerge once the initial hype fades

Love takes flight: Indian honeymooners increasingly look beyond symbolism

From classic favourites like Maldives and Paris to emerging hotspots like Vietnam and Norway, couples are seeking honeymoons that blend luxury, culture, and authentic experience

Pension can be cut only to fix clerical errors, says govt notification

Benefits cannot be reduced after a department has approved them, it says

super.money issues 470,000 RuPay credit card in partnership with banks

Fintech super.money issued over 4.7 lakh RuPay credit cards through Axis Bank, Kotak811, and Utkarsh SFB, expanding access to first-time credit users across India

Inheritance guide: What heirs must know about claiming money and assets

From bank deposits and property to insurance and investments, here's how heirs can navigate legal documents and formalities to claim inherited assets without hassle.

RBI recognises SRPA as self-regulatory body for payment system operators

The RBI has recognised the Self-Regulated PSO Association (SRPA) as an SRO for payment system operators, marking a key step in strengthening oversight and governance in digital payments

Luxury real estate sees inventory build-up, investors should diversify

End users should prioritise ready-to-move or near-completion projects to avoid project delays due to developers facing liquidity pressure