Page 6 - Finance News
Maximise your savings: Top 5 credit cards to make the most of GST 2.0
Discover how using the right credit card can get you the best value for essential goods and services
 "Maximise your savings: Top 5 credit cards to make the most of GST 2.0")
HDFC Bank trims lending rates by 10 bps, to benefit MCLR-linked borrowers
Borrowers on home, auto, and personal loans tied to MCLR to see rate changes at next reset
 "HDFC Bank trims lending rates by 10 bps, to benefit MCLR-linked borrowers")
Life insurers' new business premium rises 12% in October on GST relief
Life insurers saw a 12% YoY rise in new business premium to Rs 34,006.9 crore in October 2025, supported by GST exemption benefits and robust individual and group segment growth
 "Life insurers' new business premium rises 12% in October on GST relief")
Uttar Pradesh govt's growing microfinance kitty at ₹32,500 crore
In the quarter ending September 30, 2025, microfinance institutions (MFI) clocked a growth of almost 4 per cent, with quarterly lending at ₹7,258 crore
 "Uttar Pradesh govt's growing microfinance kitty at ₹32,500 crore")
Use RERA portals for property due diligence before and after purchase
Whether you wish to assess a developer's track record or the quarterly progress of a project, this is the source you should turn to
 "Use RERA portals for property due diligence before and after purchase")
State Bank of India looks to maintain at least 15% CAR: Chairman C S Setty
Expects three Indian banks among top 10 global banks in terms m-cap by 2030
 "State Bank of India looks to maintain at least 15% CAR: Chairman C S Setty")
Policyholders' views needed to make rules: Irdai Chariman Ajay Seth
Irdai Chairman Ajay Seth said the regulatory process must integrate policyholders' expectations and strengthen coordination among regulators to address overlaps and systemic financial risks
 "Policyholders' views needed to make rules: Irdai Chariman Ajay Seth")
Piramal Finance hits ₹30,000 cr market cap on debut after PEL merger
Shares of Piramal Finance, which debuted on BSE after its merger with PEL, hit the upper circuit at Rs 1,333.45, valuing the NBFC at over Rs 30,000 crore
 "Piramal Finance hits ₹30,000 cr market cap on debut after PEL merger")
Big bank pursuit: FM Nirmala Sitharaman says in talks with RBI, lenders
"There is a lot of work to do prior to my saying yes. The work has already commenced. We are discussing with the RBI and banks," the finance minister said
 "Big bank pursuit: FM Nirmala Sitharaman says in talks with RBI, lenders")
Despite digitisation, India will need more banks: DFS secy M Nagaraju
However, Nagaraju cautioned that the digital transition must be carefully managed to ensure that service quality and customer trust are not compromised
 "Despite digitisation, India will need more banks: DFS secy M Nagaraju")
Polo: Where India's luxury landscape meets heritage in the modern era
Increasingly, parents are enrolling their children into the sport - seeing riding as a confidence-building, globally-recognised sport that grooms discipline and leadership
 "Polo: Where India's luxury landscape meets heritage in the modern era")
New investors should enter systematically with a minimum seven-year horizon
New investors should enter US-focused funds systematically with at least a seven-year horizon, while existing ones rebalance portfolios and moderate tech exposure amid high valuations
 "New investors should enter systematically with a minimum seven-year horizon")
Go global to limit India-specific shocks, hedge currency risk
Limit global allocation to 10-15% initially, avoid chasing recent outperforming countries and themes
 "Go global to limit India-specific shocks, hedge currency risk")
EPFO's new enrolment scheme 2025 explained: Here's how it helps workers
The new EPFO scheme offers a six-month window for employers to enrol eligible workers and expand social security coverage across India
 "EPFO's new enrolment scheme 2025 explained: Here's how it helps workers")
Lending slowdown: Bank loans contract after 3 months, shows RBI data
RBI data show bank loans fell by Rs 49,468 crore in mid-October, even as annual growth improved marginally to 11.5 per cent; deposits also declined during the period
 "Lending slowdown: Bank loans contract after 3 months, shows RBI data")
The collections industry is running on a dignity deficit: Ananth Shroff
Ananth Shroff, cofounder and chief executive officer of DPDzero, which uses artificial intelligence (AI) for debt collections, interacted with Raghu Mohan via email
 "The collections industry is running on a dignity deficit: Ananth Shroff")
Business correspondents driving financial inclusion may get their due
The National Institute of Bank Management (NIBM) has submitted its report; and stakeholders - banks, BCs and Mint Road - are expected to roll out revisions next year
 "Business correspondents driving financial inclusion may get their due")
World Savings Day: Save and invest before you spend, automate the process
Do financial planning to determine whether you are investing enough to meet your goals
 "World Savings Day: Save and invest before you spend, automate the process")
Canada pension fund to boost India investments after portfolio tops $22 bn
Canada Pension Plan Investment Board CEO Graham said India's economic growth rate and strong public markets are some of the 'positive factors' going well for the country now
 "Canada pension fund to boost India investments after portfolio tops $22 bn")
Cut in earnings expectations, valuations to cap upside in SBI Card
Festive expenses and weaker margins weighed on earnings, even as GNPA ratios eased and spending momentum stayed strong
 "Cut in earnings expectations, valuations to cap upside in SBI Card")