Indian Lenders

SBI targets increasing its green advances portfolio to 10% by 2030

State Bank of India (SBI) -- the country's biggest lender -- has set a goal of increasing green advances to 7.5-10 per cent by 2030, with 25 per cent of these advances to be funded through green lines of credit. Green advances portfolio was 1.56 per cent of the bank's total advances as on March 31, 2025. Further strengthening this strategy, SBI has launched CHAKRA, a Centre of Excellence to finance sunrise sectors such as renewable energy, electric mobility and green hydrogen, accelerating India's green transition, the bank said in a statement on Sunday. Meanwhile, the bank hosted its sixth edition of the SBI Green Marathon, reaffirming its unwavering commitment to environmental stewardship and responsible banking. The marathon drew over 10,000 spirited Mumbaikars across 5 km, 10 km, and 21 km categories. Held under the theme 'Run For A Greener India', the event transformed the city's vibrant energy into a powerful call for climate responsibility and sustainable living, it ...

UGRO to focus on reducing pricier borrowing costs in FY27, says MD

Non-bank lender UGRO Capital's borrowing costs are higher than peers by 1.25 per cent, and the company will focus on reducing them in FY27, a top official has said. "Our focus is now to reduce our cost of borrowing. Our cost of borrowing is at least 1.25 per cent higher than that of our peers. So, the focus is to reduce that because if we don't reduce that, both the end customer, we cannot service well," the founder and managing director of small-business-focused lender, Sachindra Nath, told PTI. The company, which has grown its assets under management from around Rs 3,000 crore in 2020 to nearly Rs 15,000 crore in 2025, said the sharp expansion in recent years had necessitated higher liability mobilisation, impacting borrowing costs. "With the base now becoming large and growth expected to moderate, the demand for liabilities will also reduce. This will give us the flexibility to negotiate better rates," he said. He indicated that while its liability mix will broadly remain ...

Lenders ask RBI to relax liquidity rules amid growing loan demand

Lenders are seeking permission to free up some of the cash they have to park with the Reserve Bank of India for short-term financial stress requirements

State Bank of India, HDFC Bk, ICICI Bk shares have more upside, finds study

S&P Global Market Intelligence data compiled on January 21 shows that three Indian banks account for a major share of regional upside potential, even as several peers trade closer to fair value.

Positive business outlook nudges banks to hire for sales growth: Experts

"In terms of hiring strategies for lenders, hiring is now more focused on the business side rather than collections," said a private sector bankers

Supreme Court grants bail to former Amtek Group promoter Arvind Dham

These companies had secured loans exceeding Rs 25,000 crore from a consortium of public sector lenders

Russia's Gazprombank, Alfa Bank seek RBI approval to set up India branches

US President Donald Trump has piled pressure on New Delhi over its ties with Moscow as India and Russia aim for bilateral trade of $100 billion by 2030, from $69 billion currently

RBI Deputy Governor Swaminathan urges MFI lenders to review pricing

At an MFIN event in Mumbai, RBI Deputy Governor Swaminathan J. said microfinance lenders must ensure pricing reflects cost and risk, improve borrower assessments

Proofs show lenders misled on $533 million claim: Byju Raveendran

Edtech firm's founder plans $2.5 bn defamation suit against GLAS Trust, RP

Non-bank lenders' home loan growth will slow down in FY26: Report

Non-bank lenders' home loan growth will slow down in FY26 owing to aggressive play by state-run banks in the market, a report said on Wednesday. Non-bank lenders' assets under management are likely to grow by 12-13 per cent, down from 14 per cent in the preceding fiscal, despite a slew of tailwinds, the report by Crisil said. The challenges faced by non-bank lenders include "intense competition" from banks, which continue to dominate the prime home loan segment, it added. "Public sector banks have upped the ante and surpassed prime-focused housing finance companies (HFCs) last fiscal and in the first half of this fiscal," the agency's director Subha Sri Narayanan said. Narayanan said competition in pricing is evident from the strong growth in lower-interest-rate home loans of banks, as the share of the sub-9 per cent interest rate portfolio increased to over 60 per cent as of March 31, 2025, from 45 per cent last year. "Many large HFCs are facing increased customer churn through .

Motilal Oswal sector of the week: Banks; check top bets, target here

Motilal Oswal said that while PSU institutions are turning more aggressive, private lenders retain an edge through superior execution and tech-driven processes

Lenders tap alternative data as next frontier in credit fraud fight

Fintechs, credit platforms analyse digital footprint, metadata, behaviour to detect fraud and underwrite new-to-credit users

'New to credit' loan share dips to 16% in Q1 as lenders turn cautious

In what can lead to concerns from a financial inclusion agenda perspective, cautious stance by lenders led to the share of new to credit (NTC) borrowers slowing down in the June quarter, a report said on Wednesday. Only 16 per cent of loan originations in the April-June period were classified as NTC, as against 18 per cent in the year-ago period and 20 per cent in 2023, according to the report by Transunion Cibil. "An increase in NTC percentage indicates higher financial inclusion," the leading credit information bureau said in the quarterly report. The decrease has been the result of lenders getting "cautious", the Cibil report added. In what may lead to more concerns, the report said the growth in credit active consumers dropped to 9 per cent for Q1FY26 as against 15 per cent in the year-ago period. There is a "marginal stress" in repayments, the report observed, pointing to higher downgrades in the prime segment as compared to the year-ago period. Sharing data on score migrati

Lenders tilt towards collateral-backed lending: TransUnion report

Shift towards collateral-backed lending signals risk-conscious credit growth

RBI likely to grant lenders greater authority for small loan recovery

Last year, the Reserve Bank of India asked lenders to halt locking phones of defaulting borrowers

JAL's lenders ask bidders to submit revised plans without conditions

Jaiprakash Associates' creditors have instructed bidders to submit revised resolution plans without conditions and provide a definitive bid offer

Digital debt collection makes strides as lenders use tech to cut visits

For a business that's taken huge strides in recent years, mirroring the growth in retail credit, there's hardly anything by way of a sizing study on it

Bajaj Finance's new loans increase 23% in Q1 FY26, AUM jumps 25%

Bajaj Finance reports a 23% YoY rise in new loans and a 25% YoY increase in AUM for the April-June quarter of FY26. Customer franchise and deposit book also show robust growth

CSB Bank share pops 3% on healthy Q1 business show; key info inside

CSB Bank shares were buzzing today after the lender posted a healthy business update in the June quarter of financial year 2026 (Q1FY26).

RBI bars prepayment penalty on floating rate micro, small business loans

From January 2026, banks and NBFCs cannot charge micro and small businesses for early repayment of floating rate loans as RBI moves to enhance financing access