SBI Research expects a 125 bps rate cut in FY26 as inflation falls to multi-year lows, with liquidity measures like OMOs and pressure on deposit rates likely to follow
The RBI has mandated a 2.5 per cent additional run-off factor for retail deposits linked to internet and mobile banking (IMB) facilities for commercial banks
Final norms will come into effect from April 1, 2026
Additionally, the central bank also purchased ₹40,000 crore worth of government securities via the Open Market Operations (OMO) auction
Personal loan originations saw a steep decline in Q1 FY25 after consistent growth up to Q3 FY24
The WACR moved in tandem with policy repo rate. Additionally, the overnight rates in collateralised segment - that is, triparty repo (TREPS) and market repo - broadly remained aligned with WACR
Aim to have surplus liquidity of around 1% of NDTL
The RBI has guided that liquidity should be 1-1.5 percent of NDTL
This marked the highest amount banks have parked in the SDF since its introduction in April 2022
Her appointment comes less than a week before a meeting of the monetary policy committee
Banking system liquidity turned surplus after 4 months
This period saw IndusInd Bank aggressively tapping the CD market with its liquidity coverage ratio declining after its disclosure of discrepancies in its derivatives portfolio
While the repo window serves as a monetary stabilisation mechanism that the RBI uses as a daily liquidity management tool, the repo rate is an interest rate signal
Reserve Bank of India has decided to increase the aggregate limit made available to the Standalone Primary Dealers
These passive debt funds replicate CRISIL's index, comprising AAA-rated instruments maturing in 3-6 months
How much liquidity do we need: Appropriate, adequate, or abundant? To inject growth instinct, adequate liquidity needs to complement rate cut
While credit expanded by Rs 1.38 trillion in the March 7 fortnight over the previous fortnight, deposits expanded by Rs 2.25 trillion
Bourse removes two stages of the transfer process, bringing down the timeline from over four months to four days
Losses in Q4FY25 unlikely to dent credit, liquidity profile; Tier-I impact estimated at 35 bps
Firms may tap overseas mkt to raise funds