Page 9 - Npa

Overweight positions in banks, industrials helped HDFC: CIO Prashant Jain

Given this background, an outperformance of nearly 9 percentage points over the Nifty 100 benchmark is no small feat

As NPA resolution crawls, banks stare at spike in credit cost: India Rating

Icra said material incremental NPA generation for fiscal 2020 and 2021 may come from the agriculture and MSME sectors

CEO pay can transform banks

Compensation structures can be designed to make risk management a core part of Indian banks' strategic decision making and planning processes

Govt to infuse Rs 70,000-cr capital into public sector banks: FM Sitharaman

The capital infusion, ahead of the festive season, will boost banks' lending capacity by an additional Rs 5 trillion

Banks want longer repayment tenure for Kisan Credit Card loans

There were also deliberations on allowing farmers to take fresh loans even if they fail to repay exsiting ones, as long as they service the interest

Higher costs and weak asset quality pose challenges for PNB Housing

While the company is rebalancing its loan book, higher costs and weak asset quality pose challenges

Indiabulls Housing Finance: Banking licence key after June quarter blip

Gross NPA ratio slips to 1.47%, worst in five years; incremental cost of funds escalate to 9.2%

Stressed assets funds may return to India after relaxed ECB norms

Companies seek returns of over 20 per cent but RBI has put restrictions on yields and tenure

Allahabad Bank reports Q1 net profit of Rs 128 cr on good credit growth

The gross NPA of the bank, as a percentage of its total lending, stood at 17.43 per cent in the last quarter

RBI allows domestic banks to sell NPAs abroad as one-time settlement

Experts say the move can raise India's external liability significantly and build up risks

PSU banks losing lead relationships to private banks, says study

SBI is the only outlier in this trend, which has moved faster and made more progress than other PSU banks

Budget 2019 analysis: Here's what 5 key sectors expected and what they got

EY analyses Nirmala Sitharaman's Budget 2019 for Business Standard, comparing the expectations of five key sectors of the economy and what they actually got in Budgetary provisions

The good and the bad

Fog over bank NPA lifts, but shadow over NBFCs lengthens

Gross NPAs of banks may come down to 8% by March 2020, says Report

Report said public sector banks should see their gross NPAs climb down over 400 bps to close to 10.6 per cent by March 2020

Letter to BS: How to control the birth of NPAs is foremost task of lenders

Risk is an integral part of the economic activity and lenders can't escape risk

Public sector banks recover Rs 1.2 trillion from stressed assets in FY19

Public sector banks (PSBs) have recovered close to Rs 1.2 lakh crore from stressed assets during the financial ended March, primarily helped by resolution under the Insolvency and Bankruptcy Code (IBC), an official said. During the first half of the previous fiscal, banks recovered Rs 60,713 crore from bad loans. "Due to non-resolution of some big accounts referred under NCLT (National Company Law Tribunal), PSBs could not achieve the resolution target of Rs 1.80 lakh crore. But, these accounts should be resolved in the current financial year," the official said. Banks recovered close to Rs 55,000 crore from the NCLT resolution, the official said. "Compared to Rs 74,562 crore in 2017-18, the recovery in the previous financial year nearly doubled to Rs 1.2 lakh crore," the official said. Two large accounts of Essar Steel and Bhushan Power & Steel Ltd are still pending to be resolved. It is expected that these two accounts should be resolved in the next few months and recoveries ..

Banks must flag bad loans as NPAs after 90-day default: RBI to NCLAT

Sixty-nine firms of the group have been classified under categories based on their ability to service routine debt obligations

Between Peter and Paul: Banks continue to be blindsided on dud loans

The information asymmetry on credit continues to plague banks

Delayed cash flows and NPAs

We need to rid ourselves of a tolerance of delayed payments to avoid their consequences

NPA to improve by 180 bps to 8.5% in March 2020 on slower slippages: Crisil

This is slated to help the state-run lenders, who are expected to return to the black after four consecutive years of losses