Page 3 - Small Savings Schemes

Govt keeps interest rate of small savings schemes unchanged for Q1FY23

Rising inflation rate and increasing chances of the RBI reversing its accommodative policy stance may have prevented the govt from cutting small savings rates

Top headlines: PPF, NSC interest rates unchanged; SpiceJet settles dispute

Business Standard brings you the top headlines on Thursday

Interest rates on small savings schemes unchanged for first quarter of FY23

The government on Thursday kept interest rates on small savings schemes, including NSC and PPF, unchanged for the first quarter of 2022-23 due to an elevated level of inflation.

EPF continues to beat inflation even with interest rate at four-decade low

The scheme also offers better returns than other most other investment avenues

Huge rush for Small Savings Schemes in FY22 amid falling bank FD rates

Take into account tax benefit and payout frequency as well when selecting a scheme

Assets under management of NPS, APY cross Rs 6.99 trn: PFRDA

Total assets under management (AUM) as on January 1, 2022 stood at Rs 6,99,172 crore, PFRDA said

Interest rates on small savings schemes unchanged for Q4FY22

Public Provident Fund (PPF) and National Savings Certificate (NSC) will continue to carry an annual interest rate of 7.1 per cent and 6.8 per cent, respectively, in the fourth quarter as well

What are Small Savings Schemes - types, returns and interest rates

Amid uncertainty in the equity-linked savings instruments, government's small savings schemes offer safe and assured returns. What are these schemes? Let us understand in this explainer

TMS Ep71: Parliament, value stocks, Web 3.0, Small Savings Schemes

Did elections derail govt's plan to usher in reforms via Parliament? Worst over for economic recovery-related stocks? What is Web 3.0? What are Small Savings Schemes? All answers here

Govt keeps interest rates on small savings schemes unchanged for Q3FY22

Public Provident Fund (PPF) and National Savings Certificate (NSC) will continue to carry an annual interest rate of 7.1 per cent and 6.8 per cent, respectively

Govt keeps interest rates on small savings schemes unchanged for Sept qtr

The schemes will continue to fetch small investors better rates than other fixed income avenues such as bank fixed deposits

Tweak your portfolio to help it meet challenges of the new financial year

Check whether you saved adequately during the previous financial year, your asset allocation is in sync, and you have adequate life and health insurance

Hike in NPS investment management fee need not be a deterrent: Experts

Invest if you want tax benefit and are okay with long lock-in and 40% annuitisation

Move quickly and lock into current small-saving rates wherever you can

However, do so only if your asset allocation requires you to invest more on the debt side, and you are comfortable with the long lock-in

Poll-bound West Bengal contributes highest to small savings schemes

West Bengal is the midst of a high-pitched assembly election

Akhilesh Yadav slams govt on issue of small savings interest rate

SP's supremo Akhilesh Yadav asked the BJP government at the Centre to withdraw forever any decision on slashing interest rates on small savings, saying its decisions have created fear among people

Best of BS Opinion: Changing a monolith, bare necessities for India & more

Here's a selection of Business Standard opinion pieces for the day

'Was an oversight': Govt drops reduction in interest rates on small savings

Government had announced a cut in small savings rates by 50-100 basis points for the first quarter of the new financial year.

Rate cut on small savings: Elections, WEF report linked to fastest recall

West Bengal leads the annual state wise table of contribution to small savings at 15.09 per cent. For the year FY18, Tamil Nadu is fifth in the small savings pecking order at 4.8 per cent

Shades of status quo

Reversal of interest rate cut should have been avoided