With thin margins in the UPI era, Indian fintechs are looking overseas, betting on cross-border payments, CBDCs, and new digital rails for sustainable growth
As fintech shifts to devices, AI, IoT, and on-device intelligence are transforming payments, lending, and fraud control, making devices central to the next phase of banking
Japan will trial India's UPI in 2026, allowing Indian tourists to make QR code payments directly from their Indian bank accounts while travelling
Shares of Paytm fell 9.53 per cent to ₹1,140.75 on BSE on Friday
NPCI-BHIM is in talks with the Archaeological Survey of India (ASI) to enable BHIM UPI payments at all cultural heritage sites for booking tickets at the counter, a top official said on Wednesday. While currently the facility is available for online bookings on ASI portal, in order to further promote BHIM-UPI for such bookings, incentives in form of cashbacks are also being mulled, the official said adding that an announcement on this is expected shortly. Thereafter, the facility for payment through BHIM UPI QR code would be provided at the booking counters at the heritage sites, so visitors can make payments smoothly.At present, physical counters only accept cash payments and do not offer digital payment options. "We are trying to see how we can incentivise customers for buying tickets at Archaeological Survey of India sites. We are working with many of these entities including metros, to see how customers can be benefited from the transactions that they do with such merchants, NBS
The proposed system promises quicker access to EPF money, with limits
World Wide Web inventor Sir Tim Berners-Lee said India could benefit from adopting SoLiD, a digital data platform designed to give users greater control over how their personal data is shared
From demonetisation to the UPI boom, India's payments landscape has shifted decisively from cash to clicks, with digital modes now dominating both volume and value
Bank will integrate NBSL's bank plugins to host latest UPI features and upgrades on its app, aiming to improve security and scalability while lowering the cost of maintaining an independent interface
Nagaraju further said UPI transactions crossed more than 21 billion in December 2025, underlining the rapid adoption of digital payments in the country
The value of digital gold was recorded at ₹2,079.31 crore across 183.32 million transactions in December
India's UPI processed a record 21.63 billion transactions worth ₹27.97 trillion in December, helping the platform close 2025 with its strongest-ever annual volumes and values
NPCI approved 13 third-party UPI apps in 2025, with five limited to closed user groups, as tighter due diligence and new safety controls followed an April system outage, sources said
NTSL will not be a section 8 company which is similar to the other three subsidiary structures that NPCI currently has
India should provide every citizen a free, privacy-first AI agent, built on digital public infrastructure, to ensure safe, inclusive access to information, services and decision-making tools
Amazon Pay now lets Android users approve eligible UPI transactions with fingerprint or facial recognition, reducing PIN friction for payments up to ₹5,000, the company said
India is talking to about eight countries, including those in East Asia, to make UPI payments acceptable, Financial Services Secretary M Nagaraju said on Friday. Unified Payment Interface (UPI) is currently accepted in eight countries -- Bhutan, Singapore, Qatar, Mauritius, Nepal, UAE, Sri Lanka and France. Acceptability of India's digital payment network overseas enables Indian tourists to make UPI payments for transactions abroad. "We are now talking to about 7-8 countries, including many in East Asia, to have UPI transactions," Nagaraju said at a conference on Harnessing AI and digital public infrastructure for Viksit Bharat. Nagaraju also said that India is including a track on UPI in some of the trade negotiations with countries. "Some of the trade negotiations we are doing with some of the countries now, we are trying to have a track on UPI so that the fintech industry which is deeply involved in UPI also have a foot in the financial sector where we have the cost, scale ...
Markets regulator Sebi Chairman Tuhin Kanta Pandey on Thursday stressed the need to strengthen investor protection, warning that unregistered advisory groups continue to lure individuals into unsafe trading channels and that dabba trading keeps resurfacing in new digital forms. Addressing a regional investor awareness seminar organised by the BSE in Coimbatore, Pandey said the challenge has intensified in an age where misinformation spreads faster than facts. Fraudulent trading apps look convincing, digital profiles mimic legitimacy, and guaranteed-return schemes promise what no regulated market can offer. Reiterating the seriousness of the threat, he noted that such "unregistered advisory groups lure individuals into unsafe trading channels, and dabba trading continues to reappear in new digital disguises". Such unregistered advisory groups and disguised dabba operations are not isolated incidents, but coordinated attempts to exploit investor trust, curiosity and aspiration. This .
Rajiv Naresh, MD and CEO, Navi, says the fintech aims to capture a significant share of the UPI ecosystem by investing in credit line products, strengthening tech infra, and customer awareness
BHIM has enabled full delegated payments under UPI Circle, allowing primary users to authorise trusted secondary contacts to make payments of up to ₹15,000 a month