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UPI clocks record monthly volume as July transactions rise 4.1% to 23.66 bn

Transaction volume rose 4.1 per cent from June and 22 per cent year-on-year as everyday digital payments and growing adoption beyond metropolitan markets supported growth

UPI clocks record monthly volume as July transactions rise 4.1% to 23.66 bn
Updated On : 01 Aug 2026 | 1:41 PM IST

Payments monetisation tough, but here for the long term: NTT Data Payments

NTT Data says India remains its most important payments market despite zero MDR challenges, as it expands Adaptis and invests in value-added payment solutions

Payments monetisation tough, but here for the long term: NTT Data Payments
Updated On : 30 Jul 2026 | 11:43 PM IST

Can UPI, NEFT or RTGS transfers trigger income-tax notice? What to know

Tax experts say one of the biggest misconceptions among taxpayers is that the income-tax department watches every small UPI transaction in real time

Can UPI, NEFT or RTGS transfers trigger income-tax notice? What to know
Updated On : 29 Jul 2026 | 10:23 AM IST

EPFO delays UPI-linked claim rollout to August as portal glitches persist

Retirement fund body is expected to launch the BHIM-linked UPI facility after resolving issues with its revamped member portal and stabilising the upgraded digital system

EPFO delays UPI-linked claim rollout to August as portal glitches persist
Updated On : 26 Jul 2026 | 6:42 PM IST

What is NPCI's UPI Meta plan that has smaller payment apps concerned?

Smaller UPI apps have urged NPCI to reconsider UPI Meta, warning the proposed one-click checkout feature could further strengthen PhonePe and Google Pay's dominance

What is NPCI's UPI Meta plan that has smaller payment apps concerned?
Updated On : 24 Jul 2026 | 11:48 AM IST

Call for change: UPI Meta plan draws pushback from smaller players

In a joint representation, smaller payment apps urged NPCI to widen consultations, warning the proposed checkout framework could entrench the dominance of larger rivals

Call for change: UPI Meta plan draws pushback from smaller players
Updated On : 23 Jul 2026 | 11:48 PM IST

Offline UPI payments? UPI may soon work without the internet: How will it work?

India may soon enable offline UPI payments, allowing users to make transactions even without an internet connection on either their phone or the merchant's Point of Sale, or PoS device.

Icon YoutubeOffline UPI payments? UPI may soon work without the internet: How will it work?
Updated On : 21 Jul 2026 | 6:47 PM IST

Soon, tap & pay offline via UPI: To work where internet isn't available

This opens up use-cases such as payments on flights and underground trains

Soon, tap & pay offline via UPI: To work where internet isn't available
Updated On : 20 Jul 2026 | 11:22 PM IST

Digital payments boost fintech growth; wealth-tech leads profit pool

Sector's earnings jumped 22% in FY25 to ₹1.03 trillion

Digital payments boost fintech growth; wealth-tech leads profit pool
Updated On : 16 Jul 2026 | 10:23 PM IST

Agri stocks: Analysts stay selective as rain deficit widens; top picks here

Analysts said concerns over agri stocks are justified due to the rainfall deficit, but suggested investors to stay selective rather than avoid the sector altogether.

Agri stocks: Analysts stay selective as rain deficit widens; top picks here
Updated On : 16 Jul 2026 | 8:48 AM IST

Hidden UPI mandates: When a Rs 1 trial becomes a monthly bill | Autopay | Personal Finance

A ₹1 trial for a music streaming app, OTT platform or AI tool can quietly turn into recurring monthly deductions if users approve a UPI AutoPay mandate during sign-up .

Icon YoutubeHidden UPI mandates: When a Rs 1 trial becomes a monthly bill | Autopay | Personal Finance
Updated On : 14 Jul 2026 | 8:48 PM IST

Will AI be making UPI payments for you now? Here's how it may work

NPCI is reportedly developing a Unified Agent Protocol (UAP), a proposed framework to verify and authorise AI agents within the UPI ecosystem.

Will AI be making UPI payments for you now? Here's how it may work
Updated On : 09 Jul 2026 | 4:41 PM IST

India may allow agentic AI-led UPI transactions under new NPCI protocol

NPCI is developing a Unified Agent Protocol to enable trusted AI agents to make UPI payments, positioning India at the forefront of agentic commerce

India may allow agentic AI-led UPI transactions under new NPCI protocol
Updated On : 09 Jul 2026 | 12:21 AM IST

PhonePe elevates Srijon Biswas as CTO, co-founder Chari to become CPTO

PhonePe on Wednesday announced the appointment of Srijon Biswas as its Chief Technology Officer (CTO) with immediate effect. Biswas, who has been with the fintech firm for nearly a decade and previously served as the Head of Engineering, will now lead PhonePe's entire engineering organisation. He will continue to report to PhonePe Co-founder Rahul Chari, the company said in a statement. As part of a broader evolution of leadership responsibilities, Chari, who previously served as the CTO, will assume the role of Chief Product and Technology Officer (CPTO) while continuing in his capacity as co-founder. Chari's mandate already covered technology, product, trust and safety, and data sciences and analytics. He has recently added customer experience and artificial intelligence (AI) to his portfolio, alongside leading other strategic initiatives across the PhonePe Group. "As PhonePe continues to expand and grow, strengthening our technology leadership is a natural step. Srijon's ...

PhonePe elevates Srijon Biswas as CTO, co-founder Chari to become CPTO
Updated On : 08 Jul 2026 | 3:40 PM IST

Hidden UPI mandates: Here's why a ₹1 trial can cost far more over time

Forgotten UPI AutoPay mandates can trigger recurring debits long after a free trial ends

Hidden UPI mandates: Here's why a ₹1 trial can cost far more over time
Updated On : 06 Jul 2026 | 3:15 PM IST

ToneTag unveils AI banking assistant for millions of small merchants

The voice-enabled platform lets banks deliver services through existing payment devices, aiming to deepen merchant engagement without new infrastructure

ToneTag unveils AI banking assistant for millions of small merchants
Updated On : 03 Jul 2026 | 3:05 PM IST

NPCI partners HSBC India, JP Morgan Payments for real-time forex settlement

The partnership will enable real-time foreign exchange rates for cross-border UPI payments, allowing users to view the exact rupee amount payable at the point of transaction

NPCI partners HSBC India, JP Morgan Payments for real-time forex settlement
Updated On : 02 Jul 2026 | 12:09 AM IST

UPI volumes ease after record May; value falls to ₹28.92 trillion

Volumes decline 2% from May's record high, though both value and transaction count remain sharply higher than a year ago

UPI volumes ease after record May; value falls to ₹28.92 trillion
Updated On : 01 Jul 2026 | 6:03 PM IST

NPCI ties up with HSBC India, JP Morgan to boost overseas UPI payments

NPCI has partnered with HSBC India and JP Morgan Payments to enable real-time foreign exchange conversion and settlement for international UPI transactions, making overseas payments more transparent

NPCI ties up with HSBC India, JP Morgan to boost overseas UPI payments
Updated On : 01 Jul 2026 | 3:14 PM IST

72% women entrepreneurs use UPI, but only 37% invest in tech tools: Study

UPI adoption is rising among women entrepreneurs, but their digital finance journey is also expanding into credit, investments and tech

72% women entrepreneurs use UPI, but only 37% invest in tech tools: Study
Updated On : 29 Jun 2026 | 2:38 PM IST