Page 24 - Your Money

Your Money: Customers on base rate should shift to MCLR

Though banks charge 0.5% of the outstanding amount, it makes sense to shift, given fall in rates

Your Money: Five new year financial resolutions

Don't just earn, be an aggressive saver as well

Your Money: Revision of returns can come under scrutiny

If you are making any drastic changes, make sure there is adequate documentation

Your Money: Opt for mid-caps in defensive sector

Large-cap companies in pharma and IT sectors are facing growth slowdown

Your Money: Diversify market and currency risk with US funds

Investors with adequate exposure to Indian equities should invest in US funds to avoid the risk of being exposed only to the Indian market

Another fixed income option for HNIs

In IndiGrid's infrastructure investment trust issue, collateral, projected cash flows look robust

Now you can do mobile banking without internet: How it works

USSD-based mobile banking works on feature phone but it's not secure, say experts

Secure your mobile wallet

With e-wallets beginning to play a larger role in transactions, it's important to adopt certain precautions

More flexible but less comprehensive

You can buy a term plan and a critical illness plan separately

PoS person is latest channel for selling life insurance

While one will be able to buy insurance quickly, it will only sell products with limited sum assured

Succession planning: Nominee has right to property

A Supreme Court judgement says that a cooperative society cannot challenge the transfer of property to the nominee, if she is a relative of the deceased

Breathe easy with an air purifier

The first thing to look for in an air purifier is a high efficiency particulate air filter

Here's how housing society certificates will now suffice for tax benefits

Income-tax tribunal has ruled that completion certificates from govt authorities are not a must for availing of home loan tax exemption