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NBFC industry leaders flag funding gaps as smaller lenders struggle to grow

Non-banking financial companies (NBFCs) continue to play an important role in India's lending market, but a widening funding gap between larger and smaller lenders is creating challenges

Wholesale funding key for Indian banks and NBFCs, says Fitch's Elaine Koh

At the Business Standard BFSI Insight Summit 2026, Fitch Ratings' Elaine Koh said wholesale and offshore funding will remain important for banks and NBFCs as credit demand outpaces deposit growth

Tokenisation can unlock hidden wealth, cut borrowing costs: Edul Patel, founder & CEO, Mudrex

Tokenisation could help Indians unlock the wealth tied up in assets such as gold and property by making ownership easier to verify, investments more accessible and borrowing against these assets

Small finance banks expand reach, but India's credit gap remains wide

Small finance banks (SFBs) have made significant progress in bringing underserved customers into the formal banking system over the past decade, but the scale of unmet credit demand remains too large.

The financial sector’s role in India’s growth story

India’s credit-to-GDP ratio is expected to rise as economic growth and formalisation increase access to finance,

Bankers hail RBI's FCNR(B) playbook as dollar inflows surge to $12.7 bn

Public sector banks mobilised around $12.7 billion through foreign currency non-resident (bank), or FCNR(B), deposits, helped by the Reserve Bank of India's (RBI's) swap support,

Succession, transition a challenge for founder CEOs: Joydeep Sengupta

Succession planning remains a key challenge for business founders seeking to ensure their companies outlast them, Joydeep Sengupta, author and senior partner at McKinsey & Co.

Microfinance lenders eye diversification as sector recovers: Industry leaders

Microfinance lenders are looking to diversify beyond unsecured group loans by offering new products and retaining existing borrowers as the sector recovers from its recent crisis, industry leaders.

Without strong SIP inflows, markets could have fallen 40-50%: Vikas Satija

The strong participation by the retail investors has provided resilience to the Indian stock market and capped downside in the face of massive selloff by foreign portfolio investors (FIIs), said Vikas

Indian banks face tighter liquidity, rising risks: Amitabh Chaudhry, MD & CEO, Axis Bank

India’s banking sector is entering a more challenging phase as tighter liquidity, rising deposit costs, and expectations of higher interest rates put pressure on lenders, even as credit demand.

Global rate risks, capital outflows to weigh on Indian markets: Experts

High global interest rates, elevated oil prices and capital outflows driven partly by investments in artificial intelligence (AI) are likely to continue weighing on Indian financial markets,

Top bank chiefs urge shift from AI pilots to real-world use in banking

Indian banks need to move beyond experimenting with artificial intelligence (AI) and focus on implementing solutions that deliver measurable outcomes,

UPI boom needs investment, minimal MDR can help: C S Setty, Chairman, SBI

State Bank of India (SBI) Chairman CS Setty on Monday backed the minimal merchant discount rate (MDR) on select Unified Payments Interface (UPI) transactions, stating the move could help banks fund ri

CERT-In flags AI agents accessing Indian firms’ records without authorisation | Cyber crime

The Indian Computer Emergency Response Team (CERT-In) has reported cases of AI agents accessing confidential business records and personal data in live systems without detection.

Buying a car or home this festive season? Here's how to choose the right loan | Home loan

Planning to buy a car or home this festive season? Here’s how to compare loan offers, manage EMIs, understand interest rates and avoid costly borrowing mistakes before signing up.

Business Standard Smart Investor Arena 2026 | Day 1

Leading market experts, investment professionals and financial educators come together to explore wealth creation, market opportunities and the fundamentals of building financial freedom.

Business Standard BFSI Insight Summit 2026 - Day 1 | Hall 2

Policymakers, industry leaders and financial experts come together to discuss the evolving banking landscape, financial innovation and the forces shaping India's financial future.

Business Standard BFSI Insight Summit 2026 - Day 1 | Hall 1

Policymakers, industry leaders and financial experts come together to discuss the evolving banking landscape, financial innovation and the forces shaping India's financial future.

What Eternal’s Dark ai promises

Eternal founder Deepinder Goyal is developing Dark.ai, a privacy-focused AI assistant that promises encrypted conversations and user-controlled memory. With a global launch targeted for the end of 202

Uttar Pradesh Footwear, Leather and Non-Leather Policy, 2025: Who gets incentives and how it works

Uttar Pradesh Footwear, Leather and Non-Leather Policy, 2025: Who gets incentives and how it works