 "What is Financial Inclusion")
Financial Inclusion
What is Financial Inclusion
Read More
Latest Updates on Financial Inclusion
RBI's Financial Inclusion index rises 4.48% in FY26, sees uniform growth
RBI's Financial Inclusion Index rose to 70 in March 2026 from 67 a year earlier, driven mainly by higher usage of banking and other financial services
 "RBI's Financial Inclusion index rises 4.48% in FY26, sees uniform growth")
The poor's savings: The next frontier for NPCI and RBI Innovation Hub
For savings, the risk of default or malfeasance is borne by the vulnerable customer and, therefore, the regulator is cautious in allowing any latitude in experiments with savings products
 "The poor's savings: The next frontier for NPCI and RBI Innovation Hub")
India should shift financial inclusion focus to financial health: PwC-Dvara
India should shift its financial inclusion agenda from expanding access to improving household financial health, as wider account ownership alone has not improved resilience, says a report
 "India should shift financial inclusion focus to financial health: PwC-Dvara")
For sophisticated financial inclusion: Looking beyond distribution, access
The rising proportion of citizens interacting across the financial landscape also bears witness to growing financial inclusion
 "For sophisticated financial inclusion: Looking beyond distribution, access")
RBI revamps Lead Bank Scheme, strengthens district credit planning
The revised framework formalises block-level credit planning, strengthens Lead District Manager offices and sharpens accountability across banking committees
 "RBI revamps Lead Bank Scheme, strengthens district credit planning")
BCRC seeks grandfathering as RBI's BC recertification rule nears rollout
BCRC says forcing already certified business correspondents to take advanced IIBF certification may trigger exits as RBI's new rule takes effect on July 1, 2026
 "BCRC seeks grandfathering as RBI's BC recertification rule nears rollout")
Any Time Money: Why ATMs continue to matter in India's digital age
Despite UPI's rise, growing cash circulation and evolving consumer habits ensure ATMs remain integral to India's payment ecosystem
 "Any Time Money: Why ATMs continue to matter in India's digital age")
PM SVANidhi brings dignity, credit access to street vendors: PM Modi
The Prime Minister Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) is a central scheme supporting street vendors through affordable working capital, financial inclusion and social protection measures
 "PM SVANidhi brings dignity, credit access to street vendors: PM Modi")
SVAMITVA boosts rural credit access, loan amounts rise 23%: EAC-PM
SVAMITVA scheme is boosting rural credit access, with property cards enabling households to use land as collateral and increasing sanctioned loan amounts by 23%
 "SVAMITVA boosts rural credit access, loan amounts rise 23%: EAC-PM")
Financial inclusion: From presence to participation
Inclusion succeeds when financial services are used regularly with confidence
 "Financial inclusion: From presence to participation")
Govt weighs AI-based credit scores to expand access to formal finance
The Centre is exploring AI-based credit scoring and UPI-linked credit lines to widen access to formal finance for women, first-time borrowers and vulnerable communities
 "Govt weighs AI-based credit scores to expand access to formal finance")
Financial inclusion index should disclose all parameters: Sumita Kale
RBI's Financial Inclusion Index needs greater transparency, granular data and a shift towards usage, quality and household financial well-being, says Indicus Foundation CEO Sumita Kale in an interview
 "Financial inclusion index should disclose all parameters: Sumita Kale")
Financial inclusion drive opens 6.1 million Jan Dhan accounts in 2.5 months
The Finance Ministry said its three-month financial inclusion drive has opened 6.1 million Jan Dhan accounts, 26 million social security enrolments and updated crores of inactive accounts
 "Financial inclusion drive opens 6.1 million Jan Dhan accounts in 2.5 months")
PMJDY turns 11 with 560 million accounts, ₹2.68 trillion deposits
PM Modi on Thursday said in his post on "X": "When the last mile is financially connected, the entire nation moves forward together
The first decade of PMJDY: A catalyst for financial inclusion in India
The number of accounts alone doesn't tell the real story: 66.75% are in rural and semi-urban India, and 55.70% belong to women
 "The first decade of PMJDY: A catalyst for financial inclusion in India")
RBI's financial inclusion index hits 67 in March 2025, reflecting growth
The central bank on Tuesday said that growth was witnessed across all sub-indices - access, usage, and quality
140,000 Jan Dhan accounts opened in two weeks under PMJDY drive: FinMin
Nearly 140,000 new Jan Dhan accounts have been opened and more than 540,000 new enrolments have been recorded under three Jan Suraksha Schemes in the past fortnight
Watershed moments: How technology bolstered the financial inclusion
Govt started groundwork 50 yrs ago, but adoption and advancement of tech have sped up growth of financial services
 "Watershed moments: How technology bolstered the financial inclusion")
Microfinance in vicious cycle of debt, high rates, warns RBI deputy guv
RBI Deputy Governor M Rajeshwar Rao warns of high interest rates, borrower over-indebtedness, and coercive recovery in India's microfinance sector, calls for urgent lender reforms
 "Microfinance in vicious cycle of debt, high rates, warns RBI deputy guv")
Pradhan Mantri Suraksha Bima Yojana - A decade of insurance inclusion
PMSBY offers affordable accident insurance to India's vulnerable. With ₹20 premium and ₹2 lakh cover, it has transformed lives, settled 135,000 claims, and ensured inclusive insurance access
 "Pradhan Mantri Suraksha Bima Yojana - A decade of insurance inclusion")