Page 13 - Latest Updates on Reserve Bank of India
Union Budget 2026-27: Govt borrowing challenge passed on to RBI
Budget FY27 signals deeper banking reforms, possible PSB consolidation and higher borrowing, shifting the onus to RBI to manage yields and liquidity
 "Union Budget 2026-27: Govt borrowing challenge passed on to RBI")
India expects record ₹3.16 trn dividend from RBI, state-run firms in FY27
The funds would be crucial for the government to meet its spending needs while keeping the fiscal deficit within 4.3 per cent of gross domestic product
 "India expects record ₹3.16 trn dividend from RBI, state-run firms in FY27")
India's foreign exchange reserves hit record high of $709 billion
Reserves rise to a fresh peak after 17 months, aided by higher gold prices and revaluation gains, even as the rupee remains under pressure amid FPI outflows
 "India's foreign exchange reserves hit record high of $709 billion")
Fintech's long march from disruption to discipline in its next chapter
A decade of rapid growth gives way to partnerships, governance, and the contours of Fintech 2.0. Raghu Mohan weighs in
 "Fintech's long march from disruption to discipline in its next chapter")
Do NBFCs need a bank licence to grow, or is it overrated now for scale?
As regulations converge and funding widens, NBFCs say the appeal of becoming a bank is fading - but their role in last-mile credit delivery is only getting stronger
 "Do NBFCs need a bank licence to grow, or is it overrated now for scale?")
10 years of the inflation targeting framework: What lies ahead next?
As RBI reviews its inflation-targeting framework ahead of 2026, former MPC members back the 4% CPI target, saying the model has anchored expectations despite global shocks
 "10 years of the inflation targeting framework: What lies ahead next?")
Rupee internationalisation aims to reduce business risk: T Rabi Sankar
RBI Deputy Governor T Rabi Sankar says rupee internationalisation aims to reduce risk for Indian firms, not replace the dollar, and warns that stablecoins pose macro risks
 "Rupee internationalisation aims to reduce business risk: T Rabi Sankar")
SBI will double its balance sheet in 6-7 years: SBI chairman CS Setty
There is greater confidence among banks to lend to MSMEs because of data availability, and clarity in terms of their business models, says Setty
 "SBI will double its balance sheet in 6-7 years: SBI chairman CS Setty")
Holding steady: Banks resilient as global spillovers and risks persist
RBI says banks and NBFCs remain resilient with strong capital and asset quality, but flags risks from unsecured lending and global spillovers in a volatile world
 "Holding steady: Banks resilient as global spillovers and risks persist")
Longer-horizon debt funds lose return edge over shorter-duration peers
As the surge in g-sec yields remains a drag on long-duration and g-sec scheme performance
 "Longer-horizon debt funds lose return edge over shorter-duration peers")
Budget 2026: Too many known unknowns amid push to revive private capex
Amid data and fiscal uncertainties, the govt faces the difficult task of creating conditions to boost private capex
 "Budget 2026: Too many known unknowns amid push to revive private capex")
Eco Survey calls to link microfinance investor exits to social metrics
Economic Survey 2025-26 urges linking microfinance investor exits to social impact metrics, warning that return-driven growth risks over-lending, borrower stress, and financial instability
 "Eco Survey calls to link microfinance investor exits to social metrics")
RBI likely defers plan to mandate climate risk disclosures by banks
The Reserve Bank of India's (RBI) proposed norms, which had been under discussion with banks since 2022
 "RBI likely defers plan to mandate climate risk disclosures by banks")
21% of surveyed banks, institutions implementing/developing AI: Eco Survey
There is a convergence in priorities among central banks as they adopt AI, which includes using AI to enhance decision-making, improve operational efficiency, and manage risks effectively, survey said
 "21% of surveyed banks, institutions implementing/developing AI: Eco Survey")
RBI to keep interest rates steady at 5.25% through 2026: Reuters poll
The central bank has lowered benchmark borrowing costs by a cumulative 125 basis points since February 2025
RBI should include liquid papers in OMOs for better yield signalling: SBI
Despite a cumulative 125 basis point cut in the repo rate and record liquidity injections of about Rs 6.6 trillion during the current financial year, yields remained elevated
Reserve Bank of India moves OMO dates forward as 10-year yield hits 6.72%
Yield at highest level since March 2025; central bank also announces ₹50K crore VRR
 "Reserve Bank of India moves OMO dates forward as 10-year yield hits 6.72%")
RBI proposes disaster relief framework for banks, seeks feedback
The proposed rules will kick in from April 1. The central bank has sought feedback from stakeholders and public until February 17
 "RBI proposes disaster relief framework for banks, seeks feedback")
RBI brings forward ₹1 trillion bond purchases to ease liquidity pressure
The RBI bought 3 trillion rupees of bonds during December-January, boosting the note-purchase tally for the fiscal year to a record 5.7 trillion rupees
Bank holiday today: Are SBI, BOB, Canara Bank and others closed?
Is bank holiday today: The United Forum of Bank Unions (UFBU) has called an all-India bank strike today, January 27, which may disrupt services at public sector banks such as SBI and PNB
 "Bank holiday today: Are SBI, BOB, Canara Bank and others closed?")