Personal Finance

Education loans: Myths that can derail applications, hurt credit score

From credit scores and co-borrowers to collateral, margin money and tax benefits, understanding these education loan misconceptions can help borrowers avoid costly mistakes

Own foreign assets? Experts explain exchange rate rule for filing ITR

Using Google or bank exchange rates for foreign assets can lead to mistakes, experts explain what taxpayers should know

'Next step is jail': What SC's Parsvnath order means for homebuyers

The ruling explains what delayed homebuyers can do when builders fail to comply with RERA orders

Old Pension Scheme option opens for select NPS employees: Who qualifies

Certain Central government employees can now choose OPS instead of NPS, subject to eligibility

Homebuyers move up price ladder: Rs 1.5-3 cr housing sales jump 58% in H1

Bengaluru, Chennai lead housing demand as premium home sales surge in H1

China, weak monsoon, AI boom: 10 trends investors should watch in H2 2026

From inflation and monsoon risks to data centres, pharmaceuticals and EVs - Abakkus highlights key themes investors should closely monitor.

Immediate annuities: Multiple options available, weigh trade-offs carefully

Annuitise only essential expenses, retain liquidity and compare payout options and rates before purchase

How to prove a Will is genuine? SC explains legal tests and evidence

The ruling explains how courts verify a Will, who bears the burden of proof and why registration alone is not enough

Sebi eases mutual fund claim rules after death: Key changes explained

Experts say Sebi's simpler norms cut paperwork, but nominations and updated records remain crucial

Domestic investors account for 64% of India's $3.5 bn realty investments

Office assets corner 51% of India's $1.9 bn realty investments in Q2

EPFO 3.0 may bring universal pension for all workers: What changes

The proposed reforms aim to widen pension coverage, allow flexible retirement payouts and include gig workers

How young families should prioritise insurance purchases, avoid mistakes

Do not get into investment-linked insurance plans until you have cleared the basic hurdles of protection

How to choose the right health, life insurance policies for your family

Your protection premium (health plus term) should not exceed 5-8% of your annual income

Penalty to credit score: What to know about loan foreclosure charges

Being debt-free is emotionally rewarding but hidden costs sometimes make early repayment a poor decision

Portfolio rebalancing gives you control over chaos: How to do it and when

The practice locks in your market profits and shifts them into safe assets, protecting your wealth

Set goals, study risks to avoid common beginner investing mistakes

Review your portfolio every three to six months and avoid making changes based on short-term market movements

How to build credit history from scratch, maintain a good score

A credit score is a reflection of consistency: Monitor it to ensure your good behaviour is being recorded

Passwords & instructions: Maintaining a family insurance record

Digitalise all your policies in a central, government-approved electronic repository

Mid-, small-cap fund craze: Folios jump by 2 cr despite valuation worries

Mid-cap fund folios soar 66%; small-cap crosses 2.8 crore despite valuation concerns

How to compare two mutual funds: A beginner's guide to smarter investing

If you seek stability for a financial goal three years away, consider debt or hybrid funds