No loan waivers for 40% eligible farmers in three key states: Nabard study

The study also found that waivers increased chances of willful default by farmers; 72-85% of respondents felt that they pushed honest farmers to default on farm loans

Do farm loan waivers actually help farmers?

A joint study by Nabard and producer group Bharat Krishak Samaj has found that in the three states of Uttar Pradesh, Punjab and Maharashtra, which had loan waivers in place since April 2017, almost 40 per cent of 'highly distressed farmers' had not received any benefit from the waivers.

On the much talked about electoral impact of farm loan waivers, the Nabard survey found that since 2012, thirteen Indian states have implemented loan waiver schemes for farmers.

“And only four of the 21 political parties lost the election following the electoral promise and