Page 45 - Amit Kumar

Holiday on 15, 16 August: Banks shut for Independence Day, Janmashtami

Bank Holiday: With Independence Day and Janmashtami falling back-to-back, many states face a three-day bank closure. Here's what's open, what's shut, and how you can plan your transactions.

UPI 'collect requests' to end from October: here's how it changes payments

UPI New Rule form October: From October 1, you won't be able to send UPI collect requests to friends or family. Here's why NPCI is stopping the feature and what it means for your day-to-day payments.

Car loans start from 7.6% in August: Check fee waivers & bank deals here

Car Loan rate in August: EMIs ease for new car buyers this month as some banks cut rates to 7.6% and waive fees; festive offers and concessions could save you thousands on upfront costs.

FASTag annual pass goes live: Here's how to get yours and save up to ₹17000

FASTag annual pass is now live at Rs 3,000 for 200 trips, helping private car owners save up to Rs 17,000 a year on highway tolls. Here's who can apply and how to get it.

Home loan rates stable in August: Public banks at 7.35%, private at 7.70%

Public lenders like Union Bank and Bank of India offer the month's lowest home loan rates at 7.35%, while most private banks start higher

Sharing your credit card for rewards? It could trigger a tax headache

A student's Rs 24 lakh spend for friends' big buys has landed them on the tax radar. Experts warn such cashback chasing can invite scrutiny, penalties, and even legal trouble.

SBI to charge for big online IMPS transfers from Aug 15: How banks compare

Small online IMPS transfers stay free, but higher slabs will now attract charges; here's how SBI's revised rates stack up against other major banks

IRCTC offers 20% off return fares for Diwali travel: Here's the fine print

Festival season rail travellers can save on return tickets with IRCTC's new scheme, but the offer applies only if you meet the booking rules and travel dates

E-20 compliance and insurance claim: Here's what you need to know

People are raising concerns around E20 non-compatible vehicles, like poor mileage. Experts say that insurers too could reject or cut claims if engine damage is linked to the fuel.

RBI leaves it to banks to decide minimum balance rule:What it means for you

After ICICI hiked minimum balance for new accounts, RBI says banks can set their own rules, making it crucial for customers to compare terms before opening a savings account.

₹8,000 for a flat tyre? Some lessons to learn from a Gurugram man's ordeal

A quick stop for a puncture repair turned into a costly affair for a Gurugram man. Here's what happened and the simple checks that can save you thousands.

Received an e-PAN email? Govt warns it's a scam. Here's how to report it

Scammers are sending fake e-PAN emails to steal personal and financial details. Government shares tips to identify the fraud and where to report it.

Home loans after RBI holds repo rate steady: Banks with lowest rates

How homebuyers can find the most competitive offers across banks and finance companies

ITR filed? Missing this post-filing step could mean no refund, more tax

Verifying your ITR within 30 days is mandatory. Skip it, and your return may be treated as invalid, leading to penalties, loss of refund, and other tax setbacks.

Home loan EMI charged in advance? Can lenders do it, and how to contest it

Some lenders deduct EMIs in advance during loan disbursement, but RBI rules say interest must be paid on such amounts. Here's how to check if you're affected and what to do next.

Lending app offering quick loan could be a scam: How to stay safe

Such offers are usually made by unregulated entities and could steal your data, harass you

Fixed deposits after RBI holds repo rate steady: Banks with best returns

Fixed deposits are a safe bet for risk-averse investors and are unlikely to change terms soon

Think your landlord's house insurance covers you? Here's the truth

Most tenants wrongly assume their landlord's insurance covers their belongings. Here's why tenant home insurance is essential and how it can save you from losses worth lakhs

Claims for CGHS hospital treatment: Rules for geo-tagged photos explained

Health ministry tightens rules to ensure compliance and prevent fraud in welfare programme

Claims rise 33% in monsoon as most car owners miss engine cover: Report

Trend growing despite people not buying insurance protection for engines, it says