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Amit Kumar

Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

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Page 45 - Amit Kumar

Fixed deposit rates peak at 8.5%: What various banks are offering in Sept

Opening deposits with multiple financial institutions is a safe investment option

Fixed deposit rates peak at 8.5%: What various banks are offering in Sept
Updated On : 11 Sep 2025 | 12:10 PM IST

No GST from today: Health and life insurance premiums get cheaper early

Insurers and brokers roll out GST-free health and life policies ahead of Sept 22, letting buyers lock in cheaper cover now with premiums reflecting only the base cost.

No GST from today: Health and life insurance premiums get cheaper early
Updated On : 10 Sep 2025 | 5:07 PM IST

ITR-5, 6, 7 get Excel utilities to cut errors as Sept 15 deadline nears

With the September 15 deadline nearing, experts say Excel tools cut errors, simplify compliance, and help businesses, companies and trusts avoid costly tax disputes.

ITR-5, 6, 7 get Excel utilities to cut errors as Sept 15 deadline nears
Updated On : 10 Sep 2025 | 4:44 PM IST

Suryoday ups fixed deposit rates to 8.67%, offers more to senior citizens

Small finance bank says its terms are among the most attractive in banking

Suryoday ups fixed deposit rates to 8.67%, offers more to senior citizens
Updated On : 10 Sep 2025 | 4:42 PM IST

Pending motor challans? Lok Adalat offers up to 75% relief this weekend

National Lok Adalat offers steep relief on traffic fines. Drivers in major cities can settle dues at reduced rates and close cases for good

Pending motor challans? Lok Adalat offers up to 75% relief this weekend
Updated On : 10 Sep 2025 | 4:41 PM IST

PNB service charges change from Oct 1: Higher locker rents, SI fees

Charges for stop-payment and nomination revised, all new rates to apply from Oct 1

PNB service charges change from Oct 1: Higher locker rents, SI fees
Updated On : 10 Sep 2025 | 4:31 PM IST

Live on rent or buy home for Rs 1.8-cr loan? Bengaluru techie asks Reddit

IT professional says he and his wife want to purchase apartment in South Bengaluru without dipping into their savings and investments

Live on rent or buy home for Rs 1.8-cr loan? Bengaluru techie asks Reddit
Updated On : 10 Sep 2025 | 1:38 PM IST

UPI to allow insurance, capital markets transactions of up to Rs 10 lakh

Popular digital payments platform will raise transaction limits for various services from September 15

UPI to allow insurance, capital markets transactions of up to Rs 10 lakh
Updated On : 10 Sep 2025 | 12:36 PM IST

GST alert: CBIC clarifies viral social media claims about transition perks

CBIC warns taxpayers and businesses not to trust social media forwards claiming new GST transition benefits from Sept 22, calling them false and misleading.

GST alert: CBIC clarifies viral social media claims about transition perks
Updated On : 10 Sep 2025 | 10:04 AM IST

FD or mutual fund loan? Experts break down the cheaper way to raise cash

Loans against FDs come cheaper and are safer, while mutual funds can amplify gains but carry risks. Experts explain when each works best and what safer alternatives exist.

FD or mutual fund loan? Experts break down the cheaper way to raise cash
Updated On : 09 Sep 2025 | 4:42 PM IST

Filed a wrong ITR? Here's how to rectify mistakes and avoid penalties

From missed income to wrong forms, ITR errors are common. Here's how revised returns, rectification, or updated filings can help you avoid penalties and refund delays

Filed a wrong ITR? Here's how to rectify mistakes and avoid penalties
Updated On : 09 Sep 2025 | 4:09 PM IST

OPD insurance cover rises four-fold in 3 years: What are its benefits

Rising health care costs make OPD cover mainstream, with more Indians using it for doctor visits, tests and medicines

OPD insurance cover rises four-fold in 3 years: What are its benefits
Updated On : 09 Sep 2025 | 3:42 PM IST

EMIs to reduce as HDFC Bank cuts MCLR rates by 5 bps on select loans

Lender's decision will help customers who have floating rate loans linked to the one-year MCLR

EMIs to reduce as HDFC Bank cuts MCLR rates by 5 bps on select loans
Updated On : 09 Sep 2025 | 3:22 PM IST

₹10 lakh crore stuck in stalled housing projects, warns investment advisor

Locked-up capital could cause 'unbelievable pain' to families and pose risk to the economy, he says

₹10 lakh crore stuck in stalled housing projects, warns investment advisor
Updated On : 09 Sep 2025 | 1:07 PM IST

One portal, all projects: What the new unified Rera means for homebuyers

Check approvals, track project progress, and verify developer details, now all in one unified Rera portal for hassle-free homebuying.

One portal, all projects: What the new unified Rera means for homebuyers
Updated On : 08 Sep 2025 | 4:52 PM IST

Top-up home loans: Not just for houses but for education, health and more

Linked to your existing home loan, top-up loans offer lower rates and longer tenures than personal loans, but experts say repayment discipline is key.

Top-up home loans: Not just for houses but for education, health and more
Updated On : 08 Sep 2025 | 4:47 PM IST

Small incomes to overseas assets: Why missing them in ITR can cost big

Your ITR isn't just about salary. From small dividends to foreign holding, ESOPs and even low-balance accounts need disclosure or you risk heavy penalties.

Small incomes to overseas assets: Why missing them in ITR can cost big
Updated On : 08 Sep 2025 | 4:30 PM IST

81% express concern over house affordability, Mumbai bucks the trend:Survey

Mumbai buyers remain confident thanks to strong fundamentals and long-term prospects

81% express concern over house affordability, Mumbai bucks the trend:Survey
Updated On : 08 Sep 2025 | 3:18 PM IST

Retail leasing in Delhi-NCR jumps 25% as fashion, home brands expand

Fresh mall supply, rising footfalls and strong demand from apparel and homeware brands lift retail leasing in Delhi-NCR, with vacancies in top-grade spaces at historic lows

Retail leasing in Delhi-NCR jumps 25% as fashion, home brands expand
Updated On : 08 Sep 2025 | 2:52 PM IST

Do you have to pay tax on inherited gold? Know when liability kicks in

Gold passed down from family is not taxed as income. Experts explains when capital gains tax applies on sale and what options you have to ease the burden

Do you have to pay tax on inherited gold? Know when liability kicks in
Updated On : 08 Sep 2025 | 1:28 PM IST