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Amit Kumar

Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

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Page 46 - Amit Kumar

Do you have to pay tax on inherited gold? Know when liability kicks in

Gold passed down from family is not taxed as income. Experts explains when capital gains tax applies on sale and what options you have to ease the burden

Do you have to pay tax on inherited gold? Know when liability kicks in
Updated On : 08 Sep 2025 | 1:28 PM IST

Cash or loan to buy a home? Chartered accountant on how to weigh trade-offs

Age, risk appetite and financial discipline should shape a person's choice, according to Ruchita Vaghani

Cash or loan to buy a home? Chartered accountant on how to weigh trade-offs
Updated On : 05 Sep 2025 | 5:52 PM IST

Zero forex markup to lounge access:Top 5 credit cards for global travellers

Premium cards offer perks like travel insurance, holiday packages, and travel miles.

Zero forex markup to lounge access:Top 5 credit cards for global travellers
Updated On : 05 Sep 2025 | 4:04 PM IST

Bank holidays on Sept 5: Branches to be closed; online services available

Eid-e-Milad holiday in Mumbai shifted to Monday; Maharashtra branches closed today

Bank holidays on Sept 5: Branches to be closed; online services available
Updated On : 05 Sep 2025 | 3:56 PM IST

FD rates for senior citizens hit 8.5%: Check best offers by various lenders

Small finance banks offer highest rates; their largest peers are conservative and stable

FD rates for senior citizens hit 8.5%: Check best offers by various lenders
Updated On : 05 Sep 2025 | 3:52 PM IST

No 'status pressure': Bengaluru man builds Rs 1 cr corpus with frugal life

Former proofreader says in Reddit post he has never taken a loan or owned a credit card as part of financial discipline

No 'status pressure': Bengaluru man builds Rs 1 cr corpus with frugal life
Updated On : 05 Sep 2025 | 2:08 PM IST

Late ITR after Sept 15: Why the hit is bigger than just a penalty fee

From losing the old regime option to higher interest outgo, here's how a delayed ITR beyond September 15 can shrink your savings.

Late ITR after Sept 15: Why the hit is bigger than just a penalty fee
Updated On : 04 Sep 2025 | 5:15 PM IST

5% GST cut to make salons, gyms and yoga services cheaper from Sept 22

From haircuts to toothpaste, the GST Council's rate cut could ease monthly household budgets, though experts caution benefits may vary depending on service providers

5% GST cut to make salons, gyms and yoga services cheaper from Sept 22
Updated On : 04 Sep 2025 | 4:44 PM IST

From public to pvt banks, Sept home loan rates range from 7.35% to 10.75%

Borrowers this September face a wide interest rate spread on home loans, lowest at 7.35% and highest touching 15%, depending on the bank or finance firm.

From public to pvt banks, Sept home loan rates range from 7.35% to 10.75%
Updated On : 04 Sep 2025 | 3:29 PM IST

GST cut makes small cars cheaper: Latest loan rates of various banks

Lower taxes and competitive loan rates mean people planning to buy cars can save money in September

GST cut makes small cars cheaper: Latest loan rates of various banks
Updated On : 04 Sep 2025 | 1:52 PM IST

Milk to medicines: GST cut could save your family over ₹15,000 a year

From groceries and toiletries to life-saving drugs, new rates of consumption tax will help household budgets

Milk to medicines: GST cut could save your family over ₹15,000 a year
Updated On : 04 Sep 2025 | 11:53 AM IST

Tax break for global funds extended: what it could mean for your portfolio

Extension of tax breaks till 2030 aims to deepen foreign inflows in infra, but retail investors may only see limited indirect gains, say experts

Tax break for global funds extended: what it could mean for your portfolio
Updated On : 03 Sep 2025 | 4:55 PM IST

More than CIBIL: What lenders really check before clearing your loan

A good CIBIL score helps, but lenders also weigh income stability, debt load, and spending discipline before approving your loan

More than CIBIL: What lenders really check before clearing your loan
Updated On : 03 Sep 2025 | 4:33 PM IST

SBI warns about scam targeting pensioners, stealing their phone numbers

Lenders says fraudsters are posing as its employees, urges customers not to share sensitive information

SBI warns about scam targeting pensioners, stealing their phone numbers
Updated On : 03 Sep 2025 | 1:29 PM IST

ATM use to debit cards, YES Bank salary accounts to get costlier from Oct

Charges for issuing debit cards will increase and the bank will ask customers to maintain minimum balance in these accounts

ATM use to debit cards, YES Bank salary accounts to get costlier from Oct
Updated On : 03 Sep 2025 | 11:59 AM IST

Think your gym injury is covered? Your health insurance may say no

Gym-related injuries are usually covered under health insurance, but exclusions around steroids, unsafe practices, and hazardous sports may lead to claim rejections

Think your gym injury is covered? Your health insurance may say no
Updated On : 02 Sep 2025 | 6:23 PM IST

Crypto to unlisted shares: 8 tax returns slip-ups that may cost you

Failing to give tax department information about various assets could lead to penalties of up to Rs 10 lakh

Crypto to unlisted shares: 8 tax returns slip-ups that may cost you
Updated On : 02 Sep 2025 | 4:50 PM IST

Railway staff with SBI salary accounts to get Rs 1 cr accident insurance

State-owned entities sign agreement to strengthen welfare measures for national transporter's employees

Railway staff with SBI salary accounts to get Rs 1 cr accident insurance
Updated On : 02 Sep 2025 | 2:40 PM IST

PNB, Bank of India trim MCLR rates: How decision may help borrowers

Customers repaying loans linked to older benchmark may benefit as revised terms come into effect

PNB, Bank of India trim MCLR rates: How decision may help borrowers
Updated On : 02 Sep 2025 | 12:13 PM IST

Insurance firm faces social media backlash over ₹61 lakh 'claim denial'

Niva Bupa issues clarification, says it hasn't rejected the claim

Insurance firm faces social media backlash over ₹61 lakh 'claim denial'
Updated On : 01 Sep 2025 | 5:45 PM IST