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Buying a car? Enjoy attractive festive-season discounts in December

But if you delay purchase to the new year, you will get a higher value on resale

Need personal loan? Maintain high credit score to get better interest rate

Those having a score of above 750 are offered better rates on personal loans

Even those not audited must deduct TDS if total payment exceeds Rs 50 lakh

The liability to deduct tax gets triggered when the amount paid to a resident, or even the aggregate of such amounts, exceeds Rs 50 lakh

Link your FASTag to a prepaid card, not a savings or current account

Since FASTag is mandatory, it's better to understand its risks; linking it to your savings will lead to balance being deducted from your bank account

Need emergency money? Use loan against property to fund planned expenses

Both self-employed and salaried employees can avail of it

Planning to buy a car? Here's a snapshot of loan rates by various banks

The deal being offered at the car showroom may not be most attractive

How to use your VRS money to generate passive income once you've retired

Younger people who have many working years left may spend a part of the retrenchment compensation on re-skilling themselves

Now, there are loans for your lifestyle needs: Should you avail of them?

Loans are available for dental care, hair weaving and even to buy designer clothes, with easy repayment options

Want to keep more than one credit card? Tips you should not ignore

How many credit cards you have and how you use them could impact your credit score, it's essential to make the right choice

Planning to take a home loan? A snapshot of rates offered by various banks

Here's how the home loan rates by public and private sector banks stack up

Few simple steps on how to fix your financial mess after festival splurge

Many would have racked up debt this Diwali, using credit cards and consumer loans

Dealing with the double: Here's what to do in case of identity theft

With 19 people falling prey to identity theft every minute, act swiftly to minimise damage

Read the fine print in the warranty when buying a gadget this Diwali

Warranties are cleverly worded, and many repairs and replacements will be at the company's discretion. If the warranty doesn't mention product replacement, it is subject to various conditions