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Karthik Jerome

Karthik Jerome

Karthik Jerome

Karthik Jerome writes for Business Standard on the intricacies of personal finance. He has a decade of experience in banking, having previously worked as a sales officer at HDFC Bank and as a relationship manager at ICICI Prudential, which gives him unique insights into his subject matter.

Karthik Jerome writes for Business Standard on the intricacies of personal finance. He has a decade of experience in banking, having previously worked as a sales officer at HDFC Bank and as a relationship manager at ICICI Prudential, which gives him unique insights into his subject matter.

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Tech use, reviews, rating: What to look for when picking a stockbroker

List your requirements and shun firms with a high number of complaints against them

Tech use, reviews, rating: What to look for when picking a stockbroker
Updated On : 22 Jun 2023 | 7:29 PM IST

Strike balance between borrowers' risk profile, returns in P2P lending

Study the record of loan portfolios before choosing a platform

Strike balance between borrowers' risk profile, returns in P2P lending
Updated On : 20 Jun 2023 | 7:37 PM IST

Polygon-backed Davos Protocol raises Rs 10 crore in TVL in two months

The decentralized stablecoin claims to differentiate itself through transparency and decentralization, backed by various crypto assets managed on-chain

Polygon-backed Davos Protocol raises Rs 10 crore in TVL in two months
Updated On : 16 Jun 2023 | 11:39 PM IST

Avoid too-good-to-be-true offers when doing travel booking online

While on a trip, don't conduct sensitive transactions over public Wi-Fi

Avoid too-good-to-be-true offers when doing travel booking online
Updated On : 16 Jun 2023 | 8:46 PM IST

Course, institute determine lender's willingness to offer an education loan

A co-borrower with a good credit score and adequate collateral can expedite approval

Course, institute determine lender's willingness to offer an education loan
Updated On : 08 Jun 2023 | 8:51 PM IST

Did you know? Bank's liability is 100 times annual rent of a locker

Bank branch that has run out of lockers must put you on a waiting list

Did you know? Bank's liability is 100 times annual rent of a locker
Updated On : 05 Jun 2023 | 8:33 PM IST

Denied insurance coverage due to mental health condition? Persevere

Underwriting standards vary, so another insurer might well accept your proposal

Denied insurance coverage due to mental health condition? Persevere
Updated On : 02 Jun 2023 | 9:26 PM IST

Utilise enhanced SCSS limit, but diversify your retirement corpus

Money should also be invested in instruments that offer growth, longer lock-in, and liquidity

Utilise enhanced SCSS limit, but diversify your retirement corpus
Updated On : 29 May 2023 | 8:34 PM IST

Rs 2,000 note withdrawal: Do not panic, you're not back in November 2016

Those with accounted cash shouldn't worry; but be aware of SFT reporting thresholds, limits on cash transactions, and PAN requirement

Rs 2,000 note withdrawal: Do not panic, you're not back in November 2016
Updated On : 22 May 2023 | 7:37 PM IST

Fractional ownership platforms make commercial real estate accessible

Until they come under Sebi's MSM REIT framework, retail investors must rely on their own due diligence when investing through them

Fractional ownership platforms make commercial real estate accessible
Updated On : 20 May 2023 | 1:19 PM IST

Have dependent family members? Buy return of purchase price annuity

Buy without return of purchase price plan if your retirement corpus is small

Have dependent family members? Buy return of purchase price annuity
Updated On : 16 May 2023 | 8:02 PM IST

Rules to returns: What to consider in opting for higher pension from EPS

Factor in both the size of your retirement corpus and the risks in this scheme before taking the leap

Rules to returns: What to consider in opting for higher pension from EPS
Updated On : 12 May 2023 | 9:44 PM IST

Global growth in green technologies seen driving demand for silver

Investors who can tolerate its higher volatility may include it within their precious metal allocation

Global growth in green technologies seen driving demand for silver
Updated On : 01 May 2023 | 6:30 PM IST

Bajaj Allianz declares bonus worth Rs 1,201 cr for policyholders

Offer will benefit 1.14 mn policyholders, says insurance company

Bajaj Allianz declares bonus worth Rs 1,201 cr for policyholders
Updated On : 28 Apr 2023 | 2:53 PM IST

Need for business insurance leads to new brand 'Policybazaar for Business'

Business Insurance penetration in India at merely 15%

Need for business insurance leads to new brand 'Policybazaar for Business'
Updated On : 27 Apr 2023 | 11:54 PM IST

Reasonable equity valuations offer a favourable entry point to investors

Instead of halting SIPs, existing investors must raise contributions to equities

Reasonable equity valuations offer a favourable entry point to investors
Updated On : 25 Apr 2023 | 8:15 PM IST

More than 70% of working women contribute to household expenses: Survey

Nearly half of working women learned about personal finance from social media, it says

More than 70% of working women contribute to household expenses: Survey
Updated On : 25 Apr 2023 | 7:34 PM IST

Enter longer-duration lease to control hike in home rental rates

Go for house purchase if EMI doesn't exceed 40 per cent of net salary; ensure financial resilience with 12 instalments in emergency fund

Enter longer-duration lease to control hike in home rental rates
Updated On : 23 Apr 2023 | 9:22 PM IST

Demand outstrips supply to push residential rents 15.3% YoY: Magicbricks

The report also revealed that while 2BHKs continued to be the most preferred rental properties, the demand for 3BHKs grew by almost 6% QoQ, indicating an increasing preference for spacious homes

Demand outstrips supply to push residential rents 15.3% YoY: Magicbricks
Updated On : 20 Apr 2023 | 11:44 PM IST

Health insurance start-up Plum launches AI-powered tool PolicyGPT

PolicyGPT is a chatbot created using the Open AI GPT-3 architecture to provide users with information about their health insurance policy purchased from Plum

Health insurance start-up Plum launches AI-powered tool PolicyGPT
Updated On : 20 Apr 2023 | 11:23 PM IST