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Raghu Mohan has been a journalist since 1993, with a distinguished career spanning three decades. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist. His past experiences include stints at The Financial Express, Business India, and Businessworld.
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning three decades. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist. His past experiences include stints at The Financial Express, Business India, and Businessworld.
At a first-of-its kind open house with bank boards next month, Mint Road can be expected to do some plain speaking on long-festering issues of management and ethics
Millions of rural Indians now have debit cards, yet lack access to ATMs. Such drivers are expected to contribute to the growth of ATMs in the rural regions
Ethics, supervisory expectations may also figure in May 29 meeting
The RBI's framework for green deposits is well meant but raises many questions on its workability
The chain from detection to redressal is a long and tangled one
A shakeout among fintech firms is very likely, as the stress on governance and compliance is set to go up many notches
Will the interchange fee after free transactions increase with the shift to cassette-swap mode?
Move will align cash-handling business with global standards, clamp down on fakes, accounting discrepancies
Borrowers - small and large - can now seek a relook at their cases
The cautionary tale from the Block Inc debacle is that increasing digitisation of retail financial services in India has raised the threat levels of frauds
First-time customers are emerging as a huge catchment area for retail finance, but dangers lurk in the nooks and crannies
The crisis in global banking has unsettled the Indian start-up ecosystem and raised afresh the old question of overdependence on offshore investors
SVB now threatens the start-up ecosystem, which is already in the throes of a funding winter due to raising interest rates
According to Tracxn, which tracks start-up data, fund-raises by fintechs slowed in calendar 2022 to $5.65 billion, a drop of 47 per cent from the preceding year
The AA framework is creating a huge marketplace - based on customers' consent for sharing data - for all manner of financial vendors
Extant Sebi rules require disclosure of pledge of promoters' equity, but there's nothing that requires disclosure of the effective leverage
Move the first after the introduction of scale-based supervision for NBFCs on October 1, 2022
Even as the central bank is drawing up taxonomy for this emerging business, the degree of awareness at bank board level could be the weakest link yet