 "Raghu Mohan")
Raghu Mohan
Raghu Mohan
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning three decades. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist. His past experiences include stints at The Financial Express, Business India, and Businessworld.
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning three decades. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist. His past experiences include stints at The Financial Express, Business India, and Businessworld.
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How merchant discount rate can drive credit card acceptance in a big way
Is it time to rethink the MDR on credit cards in general, to boost their usage?
 "How merchant discount rate can drive credit card acceptance in a big way")
PSBs have a human capital problem: Do their top execs need a pay overhaul?
Nearly two decades after the Nayak committee's report, the competitive landscape in the financial world has completely changed
 "PSBs have a human capital problem: Do their top execs need a pay overhaul?")
New TCS norms on credit card spends: More than a matter of exchange
Money changers are miffed at the tax exemption for credit card forex spends of up to Rs 7 lakh a year under the liberalised remittance scheme
 "New TCS norms on credit card spends: More than a matter of exchange")
RBI's hygiene step to bring much-needed clarity to FLDG arrangements
Mint Road has pulled the plug on clever financial arrangements between regulated entities and fintechs, with stress on skin in the game
 "RBI's hygiene step to bring much-needed clarity to FLDG arrangements")
Will banks become risk-averse in the quest to seek a governance premium?
India Inc will have to pencil in Mint Road's stress on the governance premium in bank lending
 "Will banks become risk-averse in the quest to seek a governance premium?")
RBI raises the governance premium for PSU banks on the road to 2047
The Governor of the RBI has for the first time provided a peek into the power structures within bank boards
 "RBI raises the governance premium for PSU banks on the road to 2047")
Shoppers need not stop: Dynamics of in-store payments is being rewritten
The dynamics of in-store payments are fast changing, and this will impact retailing in a big way
 "Shoppers need not stop: Dynamics of in-store payments is being rewritten")
Banks say RBI rules make it difficult to attract top-class talent on boards
A big off-record talking point in recent times has been that boards are now burdened with matters that should be in the domain of banks' professional management
 "Banks say RBI rules make it difficult to attract top-class talent on boards")
RBI meet: Focus turns to public sector bank boards' strategic role
Lenders seek a raise in independent directors' remuneration
 "RBI meet: Focus turns to public sector bank boards' strategic role")
A new fintech world is upon us amid funding drought, lower valuations
Fintech valuations have come crashing down and conditions are ripe for a spate of buyouts
 "A new fintech world is upon us amid funding drought, lower valuations")
RBI, green finance and the blue planet: How are banks placed in all this?
The central bank's report seeks to nudge banks and financial institutions to catalyse risk mitigation from climate change
 "RBI, green finance and the blue planet: How are banks placed in all this?")
The rise of micro-ATMs in semi-urban and rural areas: How do they work?
These easy to deploy, cost-effective devices that are akin to a point-of-sale terminal have mushroomed in India's semi-urban and rural areas
 "The rise of micro-ATMs in semi-urban and rural areas: How do they work?")
In search of binding ties: Lack of SRO will continue to haunt shadow banks
Legacy shadow banks continue to do business without a self-regulatory body. This is far from ideal
 "In search of binding ties: Lack of SRO will continue to haunt shadow banks")
Succession planning at pvt banks is a major issue: RBI on board governance
At a first-of-its kind open house with bank boards next month, Mint Road can be expected to do some plain speaking on long-festering issues of management and ethics
 "Succession planning at pvt banks is a major issue: RBI on board governance")
Biz of moving currency booming, with new revenue streams set to open up
Millions of rural Indians now have debit cards, yet lack access to ATMs. Such drivers are expected to contribute to the growth of ATMs in the rural regions
 "Biz of moving currency booming, with new revenue streams set to open up")
RBI calls meeting of all bank boards to discuss governance, supervisory
Ethics, supervisory expectations may also figure in May 29 meeting
 "RBI calls meeting of all bank boards to discuss governance, supervisory")
Bumpy ride ahead for green deposits with questions raised about workability
The RBI's framework for green deposits is well meant but raises many questions on its workability
 "Bumpy ride ahead for green deposits with questions raised about workability")
After Supreme Court's verdict, banking frauds in the eye of the beholder
The chain from detection to redressal is a long and tangled one
 "After Supreme Court's verdict, banking frauds in the eye of the beholder")
Fasten your seat belts: The switch to Fintech 2.0 has just begun
A shakeout among fintech firms is very likely, as the stress on governance and compliance is set to go up many notches
 "Fasten your seat belts: The switch to Fintech 2.0 has just begun")
Decoded: Life behind the ATM and how the cassette-swap mode will change it
Will the interchange fee after free transactions increase with the shift to cassette-swap mode?
 "Decoded: Life behind the ATM and how the cassette-swap mode will change it")