 "Raghu Mohan")
Raghu Mohan
Raghu Mohan
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning three decades. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist. His past experiences include stints at The Financial Express, Business India, and Businessworld.
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning three decades. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist. His past experiences include stints at The Financial Express, Business India, and Businessworld.
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Business correspondents' body demands higher charges for AePS withdrawals
Faced with a jump in costs and transaction failures, bank agents are demanding an upward revision of per-transaction charges to 1 per cent or Rs 21, whichever is lower
 "Business correspondents' body demands higher charges for AePS withdrawals")
BCFI to push for SRO status; explores solo, strategic partnership options
BCs have of late been sounding off to the Ministry of Finance, warning that the channel is becoming increasingly unviable
 "BCFI to push for SRO status; explores solo, strategic partnership options")
Rising delinquencies, aggressive lending put retail credit at risk
The stress in parts of retail lending is leading to business opportunities for those associated with the ecosystem
 "Rising delinquencies, aggressive lending put retail credit at risk")
RBI likely to draw up road map for ECL adoption at Monday's meeting
The central bank's communication to private banks' board secretariats has not listed the agenda for the meeting, but has only given the event flow
 "RBI likely to draw up road map for ECL adoption at Monday's meeting")
RBI asks shadow banks to give information on supply-chain financing
NBFCs may have to rework credit service typically used by small businesses
 "RBI asks shadow banks to give information on supply-chain financing")
Bumps on MFI road: Microfinance biz turns cautious as delinquencies rise
Business correspondents have helped deepen banking penetration in the nearly two decades they have been around. Can they play a role on the field for MFIs?
 "Bumps on MFI road: Microfinance biz turns cautious as delinquencies rise")
Group representing business correspondents seeks regulatory status
Self-regulatory organisation status for business correspondents will improve governance, bring in investments
 "Group representing business correspondents seeks regulatory status")
RBI to meet private bank boards on November 18 to discuss governance
This will be 2nd meeting of its kind
 "RBI to meet private bank boards on November 18 to discuss governance")
SBI to outsource running of 40% of onsite ATMs, marking largest such order
Lender to issue proposal in 45 days, had 63,580 such machines in FY24
 "SBI to outsource running of 40% of onsite ATMs, marking largest such order")
Proposal to reshape India's money-changing industry hits a roadblock
Central bank called for industry to have forex correspondents but there has been no progress
 "Proposal to reshape India's money-changing industry hits a roadblock")
Why has RBI again cautioned NBFCs not to cross regulatory redlines
The focus is on unsecured retail lending by shadow banks, according to experts
 "Why has RBI again cautioned NBFCs not to cross regulatory redlines")
RBI nudges fintechs to consider granting same-day loans to street hawkers
Loans are repaid within 24 hours and seek to bolster financial inclusion at the bottom of the pyramid
 "RBI nudges fintechs to consider granting same-day loans to street hawkers")
Group representing business correspondents seeks raise, writes to govt
Model is critical for financial inclusion but commissions have not been revised 'in a decade'
 "Group representing business correspondents seeks raise, writes to govt")
Money in the bank: Debate over cash reserve ratio's utility grows
Indians are flocking to invest in stocks, putting pressure on banks which need to strike a balance between deposits and loans
 "Money in the bank: Debate over cash reserve ratio's utility grows")
Self-regulatory organisation for fintechs set to change membership profile
FACE's membership may expand to 180 from 80 as it diversifies and becomes more inclusive
 "Self-regulatory organisation for fintechs set to change membership profile")
Boots on the ground: Businesses correspondent model needs mending
The business correspondent channel for financial inclusion is calling for a pay raise, investments and an end to penalties
 "Boots on the ground: Businesses correspondent model needs mending")
RBI seeks granular data from NBFCs, wants to check lending standards
Purpose is also to check if interest rates being charged are in line with far practices code
 "RBI seeks granular data from NBFCs, wants to check lending standards")
Education loan book of NBFCs to cross Rs 60,000 cr but growth slowing
Lenders have reduced exposure to those studying in Canada to 15 per cent in FY24
 "Education loan book of NBFCs to cross Rs 60,000 cr but growth slowing")
Unified Lending Interface likely to move from Mint Road's hub to new entity
Commercial banks to be stakeholders in NPCI-like body
 "Unified Lending Interface likely to move from Mint Road's hub to new entity")
Lending takes turn for U: How new credit platform can be a game changer
Moving pieces need to be synchronised for Unified Lending Interface to work
 "Lending takes turn for U: How new credit platform can be a game changer")