Sanjay Kumar Singh
 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
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Opt for monthly payment of term premiums as insurers get set to hike rates
Some insurers have already started increasing premiums, and others are expected to do so in the next six months
 "Opt for monthly payment of term premiums as insurers get set to hike rates")
Covid-19 outbreak: Update insurance, tax and KYCs amid lockdown 4.0
Utilise the relaxed phase to complete unfinished tasks on personal finance agenda
 "Covid-19 outbreak: Update insurance, tax and KYCs amid lockdown 4.0")
Need emergency money? Easy access makes personal loans attractive
Here is how the personal loan rates offered by various banks stack up
 "Need emergency money? Easy access makes personal loans attractive")
Contactless cards may come in handy amid Covid-19, but there is risk
However, one has to be cautious, as electronic pickpocketing is catching up
 "Contactless cards may come in handy amid Covid-19, but there is risk")
Tips to get loans and tide over a cash crisis in these difficult times
You are more likely to get one from a bank with which you already have a relationship
 "Tips to get loans and tide over a cash crisis in these difficult times")
Don't chase higher yields, avoid risk and stick to safer categories
Stick to solid banks and shun both credit and duration risk in debt funds
 "Don't chase higher yields, avoid risk and stick to safer categories")
How foreign assets in your portfolio can protect it from volatility
The Indian economy and markets, for instance, tend to be hit hard by high oil prices
 "How foreign assets in your portfolio can protect it from volatility")
Existing investors must book partial profits in gold to cut portfolio risks
New ones should build their allocation gradually upon corrections
 "Existing investors must book partial profits in gold to cut portfolio risks")
Pausing SIP set to become simpler; more fund houses to offer option
Many fund houses don't yet offer the pause facility but are scrambling to put one in place for investors
 "Pausing SIP set to become simpler; more fund houses to offer option")
Arbitrage funds give liquid-plus returns at low risk if held for long term
Post-tax returns are likely to be higher if you hold these funds for a year
 "Arbitrage funds give liquid-plus returns at low risk if held for long term")
Working from home? HR experts offer a few tips on staying productive
You will have to revamp both your work practices and technology tools to stay as productive working from home as you are at the office
 "Working from home? HR experts offer a few tips on staying productive")
Don't respond to the global rout by selling your foreign equity investments
The logic of geographical diversification of portfolio remains valid even today
 "Don't respond to the global rout by selling your foreign equity investments")
What vehicle owners can do to maximise their no-claim bonus: Experts answer
With motor insurance premiums set to rise, opting for a voluntary deductible will reduce costs
 "What vehicle owners can do to maximise their no-claim bonus: Experts answer")
Cryptocurrency exchanges will go live soon. Are you ready to invest?
Extreme volatility means they should form only a limited portion of your portfolio
 "Cryptocurrency exchanges will go live soon. Are you ready to invest?")
Investors should stay away from firms in sectors impacted by coronavirus
For an investor through the systematic investment plan route, timing does not matter so much
 "Investors should stay away from firms in sectors impacted by coronavirus")
Women need to take charge of their financial lives: Three achievers speak
Three achievers from the financial services underline the importance of striving for financial independence on the occasion of International Women's Day, 2020
 "Women need to take charge of their financial lives: Three achievers speak")
Delhi riots underline why its important for businessmen to buy extra cover
A businessman, who owns a shop, factory, or godown can protect them by buying a standard fire and special perils policy. It provides cover against loss or damage due to riots, strikes
 "Delhi riots underline why its important for businessmen to buy extra cover")
Coronavirus impact: Investors can buy good stocks but in limited quantities
Buy good stocks in small quantities, as there could be more pain
 "Coronavirus impact: Investors can buy good stocks but in limited quantities")
You're an investment advisor or want to become one? The bar just got raised
Complying with the new norms will take a lot of effort and readjustment by existing advisors
 "You're an investment advisor or want to become one? The bar just got raised")
Make an evidence-based choice between the old and new income tax regimes
Those who can cross certain thresholds of deduction will be better off sticking to the old regime
 "Make an evidence-based choice between the old and new income tax regimes")