 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
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Booking a room last minute? Get hefty discounts with hotel booking apps
You can get a discount of 25% or more and stay in a hotel room
 "Booking a room last minute? Get hefty discounts with hotel booking apps")
Your money: Make a small start in CPSE ETF
With the ETF giving exceptional returns in the past year, buy more in a staggered manner
 "Your money: Make a small start in CPSE ETF")
Your Money: Move into shorter-duration debt funds
As the rate cut cycle over for now, investors bet largely on funds for duration not exceed 3-4 yrs
 "Your Money: Move into shorter-duration debt funds")
Check out Canada, Australia: Look beyond US for higher education options
Students and IT workers are worried that changes in the US could turn sour
 "Check out Canada, Australia: Look beyond US for higher education options")
Reduce your trading costs with discount brokers
Lower brokerage fee and speedy execution of trades are reasons why you should use these services
 "Reduce your trading costs with discount brokers")
Your Money: Reduce risk in MF portfolio
Don't go overboard on mid-cap funds as volatility is expected in the first half of 2017
 "Your Money: Reduce risk in MF portfolio")
Demonetisation blues: Turmoil in realty, gold loses sheen, markets hit hard
Expect more volatility in the coming year as the economy and markets price in demonetisation drive
 "Demonetisation blues: Turmoil in realty, gold loses sheen, markets hit hard")
Your Money: Central govt staff can now choose fund managers
Employees can opt for equity allocation they want, will need to review their portfolio once a year
 "Your Money: Central govt staff can now choose fund managers")
Your Money: Diversify market and currency risk with US funds
Investors with adequate exposure to Indian equities should invest in US funds to avoid the risk of being exposed only to the Indian market
 "Your Money: Diversify market and currency risk with US funds")
Even at 8.65%, EPF rate is more atractive than most bank FDs
The decision to cut rate by 15 basis points shouldn't deter investors as it's still higher than other fixed instruments
 "Even at 8.65%, EPF rate is more atractive than most bank FDs")
Here's how to maximise fuel benefits through credit cards
The finance minister recently announced a 0.75% discount on fuel purchases if you make a digital payment at a petrol pump
 "Here's how to maximise fuel benefits through credit cards")
Insurance, fuel, rail tickets: How to benefit from Modi's cashless drive
All payments made via debit and credit cards, net banking and mobile wallets will be entitled to discounts
 "Insurance, fuel, rail tickets: How to benefit from Modi's cashless drive")
Your Money: An arbitrage-plus strategy
Conservative investors should wait to see how the strategy works before they invest
 "Your Money: An arbitrage-plus strategy")
Winter holidays within a budget
With winter holidays upon us, your family could be looking forward to travel to a holiday destination
 "Winter holidays within a budget")
Stick to shorter term debt funds
With RBI choosing to pause, leading to a sharp spike in bond by 20 basis points, retail investors need to re-evaluate their debt fund strategy
 "Stick to shorter term debt funds")
Ratings help select consistent funds
Avoid schemes whose ratings swing too often, as it will lead to excessive portfolio churning and higher costs
 "Ratings help select consistent funds")
Secure your mobile wallet
With e-wallets beginning to play a larger role in transactions, it's important to adopt certain precautions
 "Secure your mobile wallet")
Make sure your gold is accounted for
If you don't have bills, look up your bank records or ask your jeweller to reissue bills
 "Make sure your gold is accounted for")
Your money: Opt for liquid funds to boost returns
Instead of allowing money to lie idle in your savings account, put a part of it in liquid funds for better returns
 "Your money: Opt for liquid funds to boost returns")
Diversify beyond fixed deposits
Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline.
 "Diversify beyond fixed deposits")