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From boss to coach

One suggestion in the book managers would do well to adopt is nurturing a strengths-based culture. It means they should focus on their team members' strengths rather than their weaknesses

Dividend income, partnership firms two ways to reduce income tax liability

Most tax experts and chartered accountants say their high-net-worth clients are rattled

Give priority to safety, do not chase high returns in company FDs

In the current stressed credit environment, give higher priority to safety of capital by sticking to the highest-rated instruments

Financial strategies for freelancers to deal with irregular income flows

Before you begin, set up an emergency corpus and buy adequate life and health cover

Budget 2019: Tax benefit may attract retail investors to government ETFs

If one compares returns, the two public-sector ETFs have done better over the past year, but the ELSS category has done better over the trailing three and five years

Getting a health cover for senior citizens is difficult, but not impossible

Health policies are expensive, and may come with restrictions. But they protect savings from getting wiped out

Filing income-tax returns? Here are the five key mistakes to avoid

Selection of incorrect return form and not disclosing income on which tax doesn't have to be paid are key mistakes

Enter gold bonds only if you have at least a 5-year investment horizon

If you wish to pick only small amounts, go discount hunting in the secondary market

SBI's new home loan product is transparent, but volatile in nature

The repo rate is usually revised during RBI's credit policy announcements, which takes place every two months

Why intellectual humility pays

We humans have a well-documented tendency to overestimate our prowess at different activities

Exit or hold? What you should do if your mutual fund is exposed to DHFL

Take a call to stay put or opt our based on whether you think the company will be able to find a strategic investor

Shift balance of debt funds in favour of higher credit-quality portfolios

Steps to improve liquidity may mitigate credit risk. Nonetheless, avoid lower-rated portfolios

Looking to invest in MNC funds? Weigh risks properly before doing so

This category, however, tends to underperform when the market favours growth, high-beta or cyclical stocks

Is your investment advisor cheating you? File your complaints on SCORES

Be wary of anyone who does not do risk-profiling and starts pushing investment products at you

Evaluate investment opportunities in fast-growing tier-II and III cities

The key for real estate investors is to evaluate whether employment opportunities will grow, and infrastructure projects will be implemented

Ride the economic growth theme with banking and financial sector funds

Any credit event could pose a risk to this sector

Investors should stick to gold-linked instruments for transparent pricing

Pricing is more transparent and some even pay interest regularly

Elections over, now stick to stocks witnessing recovery in earnings growth

For most retail investors, who also hold a day job, punting on such events as exit polls and election results can be risky

Investors should wait for Lok Sabha election results before taking a call

Retail investors also find themselves in a sweet spot after the 2,000-point rally in the last two trading sessions

Existing investors in consumption-oriented funds should stay for long term

Enter when valuations turn more attractive