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Even if it ain't broken, fix it

The authors examine nine widespread corporate beliefs and practices, reveal their flaws, and offer alternative approaches

Debt funds can beat fixed deposits on post-tax returns, says expert

While recent events have dented confidence, investors should not avoid debt funds altogether

SBI's new interest rate plan brings more transparency but is more volatile

SBI customers will need to be alert to changes in interest rates of savings account and overdraft facility

Before investing in Morningstar's PMS, take a close look at cost structure

Outsource your asset allocation and fund selection worries

New-age solutions for young workers seeking a rental house in a new city

Young graduates moving to new cities for their first jobs should consider alternatives like co-living spaces to avoid the pitfalls of the traditional rental housing market

Slowing global growth could make gold a good bet: Accumulate on corrections

The dovish attitude of major central banks could provide a fillip to the yellow metal

Looking for a stockbroker? Don't go just by price, look for value

With more players moving towards lower commissions, choose a broker based on the quality of the platform and user feedback

Home loans: You can get the best deals even in the MCLR-based regime

Instead of getting disheartened by the central bank's decision to defer the implementation of the external benchmark regime, borrowers should try to make the most of the existing regime

Stick to shorter duration debt funds, lending rates unlikely to come down

Investors may also spread their investments across several non-convertible debentures, currently promising upward of 9 per cent annually

Members of JetPrivilege should avoid panic spending of air miles: Expert

To avoid risks members should keep using their miles as regularly as they earn them

Sebi's new norms will ensure uniformity in valuation of high-risk papers

But the issue of how much credit risk different debt fund categories should take remains to be addressed

Buying an officers' liability policy? Pick one early, with adequate cover

Compare both, the features and the price when deciding on the insurer

Equity balanced funds remain attractive due to fine long-term track record

Despite the recent outflows and anaemic returns, the category makes sense due to its fine long-term track record

Looking for regular income? You might want to start investing in Reits

Derive 5% of your regular income from Reit initially. Raise this figure to 25% if the asset class does well

Here's why investors should enter quality mid-caps with a 5-year horizon­

Mutual fund investors should maintain their asset allocation and continue SIPs in mid- and small-cap funds that have a sound track record

In case you possess a large amount of jewellery, opt for a standalone cover

Those who own only a small amount may go for a home content cover

Got a job? Start investing but need to avoid a few mistakes at this stage

More than choice of instrument, it is asset allocation that will decide how much young investors accumulate eventually

First-time investors should tweak their portfolio, reassess stocks

Yes, there will be mistakes. But more often than not, there is enough time to recover if the companies are sound

Want to lock in current high yields? Why an FMP works better than an FD

However, with so many companies facing credit-related issues, opt only for portfolios where the bulk of securities have AA and above ratings

Enhance insurance coverage, beat medical inflation with a super top-up

When buying a TU/STU, consider the insurer's brand strength, claim settlement ratio, and product features