Page 467 - Personal Finance

Air purifier: An investment in health where price point takes a backseat

Air quality impacts not just the lungs but other organs too, apart from devastating overall well-being. Choose an air purifier that specifically addresses the requirements of your living space

India vs West Indies 2nd T20 Live scorecard

India vs West Indies 2nd T20 Live scorecard

Poor quality data, late reporting causing trouble with credit scores

There are quite a few problems with the credit score

India vs West Indies 1st T20 Live scorecard

India vs West Indies 1st T20 Live scorecard

Fund pick: SBI Focused Equity Fund

SBI Focused Equity Fund

A snapshot of loan against fixed deposit rates offered by various banks

Here's how the loan against fixed deposit rates by public and private sector banks stack up

Banking funds have gained from global inflows amid US-China deal hopes

But beware that NBFCs with high exposure to real estate are not out of the woods yet

Realty Check: Current rates and unit sizes in Rs 1-1.5 crore price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Have limited exposure to credit risk funds, select the fund manager well

These funds are meant only for those who understand their risks

Don't fall prey to impulse purchases

A credit card does have some virtues; it can be beneficial in an emergency

Reader's corner: How to divide jointly-held shares at the time of divorce?

It would be best for both of you if you can complete the distribution of assets amongst yourselves amicably, says financial planner Kartik Jhaveri

Enter mid-caps segment with a longer-term horizon, invest through MF route

The investor should also be able to evaluate the quality of the promoter-his background, competence level, and even his hunger to make it big

Diversify your emergency funds, redeem mutual funds when hit by bank glitch

Park them in several instruments; have three to six months' expenses kept aside as emergency fund

Want to make small alterations to your will? You could do so via Codicil

However, if you wish to make major changes, writing a new Will altogether would be a better idea

It's time to focus on mid- and small-caps

Instead of trying to pick individual stocks, take the mutual fund route

Abstract art: A collector's delight and solid value for the astute investor

The genre has caught the the fancy of connoisseurs and investors alike. But you need a discerning eye, and plenty of cash and time if you regard the art form as an asset class

How Sebi's new rules have changed the risk-return profile of PMS schemes

Fewer investors mean you will get more time with the portfolio manager and will be able to understand his investment strategy better; but there are downsides too

Need personal loan? Maintain high credit score to get better interest rate

Those having a score of above 750 are offered better rates on personal loans

Buy property at discount in auctions, ensure title is unencumbered

Here is a guide to help you complete the bidding process smoothly while leaving enough in your pocket to refurbish the property after you get possession

Even those not audited must deduct TDS if total payment exceeds Rs 50 lakh

The liability to deduct tax gets triggered when the amount paid to a resident, or even the aggregate of such amounts, exceeds Rs 50 lakh