Page 467 - Personal Finance

Small savings will continue to be attractive despite Coronavirus outbreak

While banks have been cutting fixed deposit (FD) rates, small savings rates have not been revised for some time, and that has created an abnormal differential between them

Don't respond to the global rout by selling your foreign equity investments

The logic of geographical diversification of portfolio remains valid even today

Used-car loan: A longer tenure will mean lower EMI but higher interest cost

Here's how the used car loans offered by various banks stack up

Telecom duopoly will be bad for economy

A hike in tariffs is guaranteed. But it would not necessarily lead to higher ARPU

What makes the classy cigar the new-age smoker's equivalent of French wine

Retailers even hold special events to showcase the cigar as a symbol of the high life, and guide new smokers on selecting, cutting, lighting up and smoking with panache

Non-life insurance premium rises 14% to Rs 1.73 trn during April-February

Private sector non-life insurance providers collected a total premium of Rs 97,072 .18 crore

Focus on tour operators to manage tax at source on overseas travel

Travellers whose incomes are below the taxable limit will have to file a return to claim the refund on this tax

Fund pick: Nippon India Low Duration

Fund pick: Nippon India Low Duration

What vehicle owners can do to maximise their no-claim bonus: Experts answer

With motor insurance premiums set to rise, opting for a voluntary deductible will reduce costs

BS insurance roundtable: Focus must be on underwriting profit, say experts

CEOs of leading non-life insurance companies discuss innovation, impact of technology, and reducing the industry's reliance on investment gains

Diversifying contactless payments a way ahead during coronavirus outbreak

Some countries have already quarantined cash, while others like South Korea, have burnt, or high-heat laundered their notes

Does a standard health insurance policy cover coronavirus? Expert answers

Coronavirus is an infectious disease and hospitalisation on account of such conditions is generally covered under most health insurance policies

BS insurance roundtable: 'Government doesn't determine LIC's investments'

Tax incentive was actually a motivation for individuals to be careful and more risk aware, as well as to protect their families

A snapshot: Insurance sector has undergone a sea change, but issues remain

Business Standard brings you a snapshot of the Indian insurance industry

Insurance industry plans to sell more term products under new tax structure

In the past couple of years, life insurers, mainly private players, have been pushing protection products to improve margins as these term plans enjoy a higher margin

Tipping point: Should you buy stocks now as markets keep falling?

You should only purchase stocks if you have done the research and prepared a list of those that have sound fundamentals.

Realty check: Current rates and unit sizes in Rs 1 cr-1.5 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

How partial withdrawal from EPF, NPS during financial emergency can hurt

Stringent rules have been put to ensure that this practice is discouraged

Move from debt to equity, but gradually

The only social distancing I am unable to do is give up my morning walks, which is in an open ground

Do not panic if SIP return is in the red, give it time to recover

Any money that you need in the short term should be pulled out of equities