Page 469 - Personal Finance

Need to renew your bike insurance? Read this expert advice before deciding

You should approach an insurance company of your choice and get an insurance cover for your vehicle immediately. The insurance company may want to inspect your vehicle

Buying auctioned properties: Take a step back and research on legal issues

One has to do serious groundwork, and take help from a seasoned lawyer

Explore the world of premium golfing gear before you head to the greens

A great way to network and build contacts, the game is no longer the preserve of the rich; you can start playing it for less than Rs 5,000 today; but once you move up, the expenses mount

Planning to buy a car? Here's a snapshot of loan rates by various banks

The deal being offered at the car showroom may not be most attractive

Tough call for RBI

On one hand, growth is slowing down, while on the other, inflation is inching up

How to use your VRS money to generate passive income once you've retired

Younger people who have many working years left may spend a part of the retrenchment compensation on re-skilling themselves

Cyber fraud: Here's how you can save yourself from getting scammed online

Install verified apps to reduce the probability of falling prey to cyber crimes

Fund pick: Kotak Bond Short Term

Kotak Bond Short Term

Is compensation paid by employer taxable? The devil is in the detail

In the absence of any regulation, a demand can be raised even in case of accidents or partial disability

Now, there are loans for your lifestyle needs: Should you avail of them?

Loans are available for dental care, hair weaving and even to buy designer clothes, with easy repayment options

Expensive child healthcare? Family floater health plan can be your saviour

Some insurers may allow adding child to family floater health plan any time, otherwise do it at the time of renewal

Bad credit score: Millennials spawning next wave of NPAs for banks?

The number of millennials opting for a new loan grew 58 per cent as against a 14 per cent growth in the non-millennial segment

Realty check: Current rates and unit sizes in Rs 2-2.5 crore price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Going for a debt fund? Here's why you must look up 'expense ratio'

It is the amount that the fund house deducts from the net asset value of the fund annually for managing the fund and for a few other purposes

From SIP to provident fund: Expert answers to queries on financial planning

If you do not understand financial management, then you must hire a financial advisor

Financial gifting can have roadblocks, especially if the recipient is minor

Stocks can be easily transferred, but gifting mutual funds and life insurance to distant relatives, family or friends is more complicated

Medical council report is not binding

National Commission has observed that administering injectable or oral iron should be generally avoided, according to the Indian Society of Nephrology's guidelines

Life insurance policy: Should you revive old plan or buy new one?

Term plan premium rates have fallen, but poor health can be an obstacle

App-based trading, investing in stock market: Easy, but limited options

Proper financial planning can be done only by having a mix of asset classes

Need emergency money? Loan against gold scores over personal loan

Here's how the gold loans by different banks stack up