Page 469 - Personal Finance

Need emergency money? Don't break fixed deposit, borrow against it

Loan rate is 100-200 basis points higher than the FD rate

Take medium-term bet on commodities

As manufacturing in China recovers, so will the demand for raw materials

Don't shy away from money matters: Here's expert guide for women

Invest aggressively to deal with the challenges posed by a longer average life span and an often-curtailed work span

Delhi riots underline why its important for businessmen to buy extra cover

A businessman, who owns a shop, factory, or godown can protect them by buying a standard fire and special perils policy. It provides cover against loss or damage due to riots, strikes

Fund pick: Nippon India Gilt Securities Fund

Fund pick: Nippon India Gilt Securities Fund

Planning to go abroad? Check with insurer if it will cover coronavirus

If you cancel your ticket, will you be refunded? Before you choose to go, here are a few things that will help you make the right choice

Realty check: Current rates and unit sizes in the Rs 1.5-2 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Ensure you have taken these steps before March-end for tax benefits

If you have some laggards in your portfolio, then this is the right time to book your losses and reduce your tax burden

Are ready-to-move-in properties best bet for homebuyers amidst slowdown?

On an average it took six-and-a-half years for large-sized projects of more than 500 units to be completed in the country, according to Anarock Property Consultant

How much corpus will you need for higher education? Expert answers

It depend on how much will you be able to accumulate

Don't play with debt portfolio

Any investment can be evaluated on the three primary parameters - risk, return and liquidity. These three parameters are inversely linked

SBI Cards IPO: This one's for high net-worth individuals, but has its risks

Listing gains may be limited, if the issue is subscribed multiple times

Direct plan investors in mutual funds get more heft after Sebi move

Instead of transacting through MF houses, they can buy and sell direct plans from the exchanges

Loan against property: Here's a snapshot of rates offered by various banks

Add a co-applicant to improve your chances of increasing loan amount

Personality-defining sculptures of every size to spruce up your home

You can get anything from very small pieces for your table top to massive, imposing statements of your personality that take up prime space, if your pockets are deep enough

Rupee could come under pressure

High fiscal deficit and poor export performance are two possible triggers

Coronavirus impact: Investors can buy good stocks but in limited quantities

Buy good stocks in small quantities, as there could be more pain

Credit risk funds: A good investment bet if you pick and choose wisely

Credit risk funds, by their nature, aim to earn higher returns for investors by taking credit risk

You're an investment advisor or want to become one? The bar just got raised

Complying with the new norms will take a lot of effort and readjustment by existing advisors

Fund pick: HDFC Mid-Cap Opportunities Fund

Fund pick: HDFC Mid-Cap Opportunities Fund