Personal Finance

Hit by an uninsured vehicle? Here's how you can claim compensation

Collect evidence at accident site, file FIR, avoid hasty settlements, and file MACT claim against driver and registered owner

Recovery calls, agent visits, phone locks: Experts explain RBI's new rules

RBI loan recovery New rules: 'Recovery finally has a paper trail': Experts on RBI's new curbs on calls, agent visits, harassment and phone locking

Hit by uninsured vehicle? Here is how you can claim compensation

Collect evidence at accident site, file FIR, avoid hasty settlements, and file MACT claim against driver and registered owner

HDFC Bank cuts MCLR by 5 bps: Cheaper loans ahead? Here's who benefits

HDFC Bank has lowered MCLR by 5 bps across most tenures, but the benefit may not reach all borrowers or reduce EMIs immediately

Your email knows where your money is. AI could help hackers find it

Barracuda controlled attack shows how attackers can weaponize an AI assistant to turn a single compromised account into CEO fraud and a $250K wire transfer scam

Eyeing SSY's 8.2% interest? NRI parents face this key eligibility rule

Sukanya Samriddhi offers tax-free returns, but NRIs face strict residency rules when opening an account

₹271 crore for one penthouse: DLF's The Dahlias sets new luxury benchmark

Gurugram's ₹271 crore penthouse: Why the ₹2.6 lakh per sq ft price matters

Birla Estates buys ₹159 crore worth of FSI for Khar redevelopment project

The transaction, registered earlier this week, involves FSI generated through a Slum Rehabilitation Authority (SRA) scheme on land in Kandivali.

Using MTF? Keep sufficient cash for margin calls, avoid forced selling

Investors should restrict margin trading facility use to liquid stocks, maintain adequate cash buffers for margin calls, and avoid excessive leverage during periods of market stress

Increasing your credit card limit is a risk and reward: How to do it safely

Treating a higher limit as extra income rather than a deferred payment is a dangerous habit

Block card, inform bank, reset passwords: What to do after financial fraud

Call 1930 and file a complaint on the official cybercrime portal

Credit card payment: How does it work, how safe is it and what does it cost

The feature is faster than a regular card swipe and safer than the old magnetic strip cards

What is financial freedom and how to achieve it without making mistakes

It is a milestone where you have accumulated enough in your investment accounts to fund your retirement age

What is prepayment of a loan, and when is it worth considering the option

Deciding whether prepayment is good for your financial situation requires comparing the return against your alternative investment options

How to create financial goals for the decade with discipline, flexibility

Missing contributions or stopping midway does more damage to investments than market falls

How to build a money routine if your salary comes on the last working day

Keep a permanent surplus equal to 50% of your monthly expenses in your primary salary account

FOMO mistake in investing: How to spot the emotional decision early

If your investment decision is triggered by trending news, viral posts or "everyone is making money," it's likely 'fear of missing out'

Direct stocks vs mutual funds: Which route suits a busy professional

Choosing between individual stocks and mutual funds simply boils down to how much personal control you want compared to how much you're willing to hand off to expert managers

Property, REIT or index fund: How to pick the right real estate investment

Compare capital needs, liquidity, diversification and risks before selecting an investment route

Money made easy: How to automate savings, bill payments and investments

Leave a half-month's buffer in the salary account before switching on automated switches