Carrying cash or having a good travel credit card with rewards can help reduce costs
Here is how interest rates and charges on credit cards by various banks stack up
Do not apply for many credit cards within a short span of time as this can adversely impact your credit score
If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap
Here are few essential things to know about how to get a Line of Credit
Lower interest rates, longer repayment tenure are advantages, provided you service the EMI regularly
While there is no specific provision to exempt cashback from taxes, one can argue that for personal expenses it is only a discount