Suryoday Small Finance Bank is offering rates of up to 8.25% for general citizens and 8.50% for senior citizens, while Shivalik Small Finance Bank offers up to 8.00% for general citizens.
For regular customers, the bank is offering interest rates of up to 8.25% a year, while senior citizens can earn as much as 8.50% a year under the revised rate structure.
FD rates: Small finance banks lead with 8%+, while big banks offer up to 6.75%
With the RBI holding interest rates steady and equity markets facing uncertainty, fixed deposits offer investors a low-risk option to compare returns across bank tenures
FD rates across 28 banks: SFBs dominate, PSU banks stay below 7%
The sweet spot for locking in the highest FD rates remains between 24 and 36 months
Small finance banks offer up to 8.1% on FDs, outpacing most public and private sector lenders
Senior citizens can earn higher guaranteed returns as small finance banks lead FD rates, while private and public banks offer other options
The lender has increased rates on fixed deposits in the two- to five-year buckets as banks intensify efforts to mobilise deposits amid widening credit-deposit gaps
Bank of India has revised interest rates on select fixed deposits below ₹3 crore across medium and long-term tenures, with the revised rates taking effect from May 18
With equity markets under pressure amid the West Asia conflict and interest rates expected to remain steady, fixed deposits are regaining appeal among low-risk investors
Data shows that FDs beat stock market returns in FY26. Analysts, however, expect equities to outperform most asset classes in FY27 despite the ongoing geopolitical conflict in West Asia.
Here's how leading analysts expect FY27 to play out for different asset classes and suggest an ideal investing strategy.
Small finance banks continue to outpace major lenders in March-end, offering interest rates of up to 8% on select fixed-deposit tenures
Suryoday SFB revises FD rates, offers up to 8.10% for senior citizens
High-yield small finance banks outpace major lenders as data reveals a significant interest rate gap for investors
Senior citizen best fixed deposit interest rates: With the repo rate unchanged at 5.25%, depositors may still have time to lock higher fixed deposit returns before banks reprice
Small finance banks lead the market for retirees, with senior citizen fixed deposit rates peaking at over 8% across select tenures
FD Rates December 2025: Small finance banks offer the most competitive returns as 2025 draws to a close, with select five-year fixed deposits reaching the 8% mark
Small finance banks lead returns, while PSU and private banks offer steadier FD yields across tenures