Fixed Deposit Rates

Deposit rates unlikely to rise for upto 3 months: SBI chairman Setty

State Bank of India Chairman C S Setty on Thursday said he does not see deposit rate hike for up to three months because of the excess liquidity in the system. Speaking a day after the RBI's policy announcement, Setty said the shift to tightening of rates by the central bank will help banks expand their net interest margins (NIMs) for up to three quarters. "I believe that next two-three months, there may not be any rate action on the deposits because we have sufficient liquidity in the system," Setty told reporters here. He, however, added that if the credit growth continues at the ongoing elevated levels, some banks may have to look at raising deposit rates to fund the advances. Setty also acknowledged that depositors need to be compensated with some level of positive real interest rate in a scenario where inflation is inching up. On the credit growth, he said the country's largest lender will be able to sustain its loan book expansion at a rate of 14-15 per cent. "While there i

Bajaj Finance raises FD rates by up to 40 bps after RBI rate hike

The NBFC has weighted the increase towards longer tenures, offering up to 7.75 per cent to regular depositors and 8.15 per cent to senior citizens

Banks cannot cut interest on court-ordered FDs arbitrarily: Delhi HC

Delhi High Court dismissed NatWest Markets' appeal over a ₹5.89 crore fixed deposit, ruling that any reduction in the interest rate must have a valid basis

Senior citizen FD rates in mid-September up to 8.5%: Top rates compared

Small finance banks offer the highest rates, while select lenders provide extra interest for super senior citizens aged 80 or more

Small finance banks pay up to 8.5% on FDs: Where can you get highest rates?

Suryoday Small Finance Bank is offering rates of up to 8.25% for general citizens and 8.50% for senior citizens, while Shivalik Small Finance Bank offers up to 8.00% for general citizens.

Suryoday Bank FD rates: 8.25% for regular investor, 8.5% for senior citizen

For regular customers, the bank is offering interest rates of up to 8.25% a year, while senior citizens can earn as much as 8.50% a year under the revised rate structure.

Where should you park your FD money? Small finance banks offer up to 8.50%

FD rates: Small finance banks lead with 8%+, while big banks offer up to 6.75%

Fixed deposits emerge as a safer option amid RBI pause and market swings

With the RBI holding interest rates steady and equity markets facing uncertainty, fixed deposits offer investors a low-risk option to compare returns across bank tenures

FD rates compared: Where you can earn up to 8.5% as a senior citizen

FD rates across 28 banks: SFBs dominate, PSU banks stay below 7%

9 banks offer senior citizen FDs of 8% or more; small finance banks lead

The sweet spot for locking in the highest FD rates remains between 24 and 36 months

Fixed deposit rates in mid-July up to 8.1%: Top picks across lenders

Small finance banks offer up to 8.1% on FDs, outpacing most public and private sector lenders

Senior citizen FD rates in June-end up to 8.5%: Top picks across lenders

Senior citizens can earn higher guaranteed returns as small finance banks lead FD rates, while private and public banks offer other options

Bandhan Bank raises FD rates by up to 20 bps on select deposit tenors

The lender has increased rates on fixed deposits in the two- to five-year buckets as banks intensify efforts to mobilise deposits amid widening credit-deposit gaps

Bank of India hikes interest rates on select medium and long-term deposits

Bank of India has revised interest rates on select fixed deposits below ₹3 crore across medium and long-term tenures, with the revised rates taking effect from May 18

As equity markets wobble, fixed deposits can be an appealing alternative

With equity markets under pressure amid the West Asia conflict and interest rates expected to remain steady, fixed deposits are regaining appeal among low-risk investors

Will FY27 be a year of fixed deposits as West Asia war dents stock returns?

Data shows that FDs beat stock market returns in FY26. Analysts, however, expect equities to outperform most asset classes in FY27 despite the ongoing geopolitical conflict in West Asia.

Stocks, real estate, bonds, gold, silver, oil: Where to invest in FY27?

Here's how leading analysts expect FY27 to play out for different asset classes and suggest an ideal investing strategy.

March-end fixed deposit rates up to 8%: Check best offers across banks

Small finance banks continue to outpace major lenders in March-end, offering interest rates of up to 8% on select fixed-deposit tenures

Looking for high FD return? Suryoday SFB offers up to 8.3% annualised yield

Suryoday SFB revises FD rates, offers up to 8.10% for senior citizens

Small finance banks offer up to 7.9% on fixed deposits: Check latest rates

High-yield small finance banks outpace major lenders as data reveals a significant interest rate gap for investors