Guide To Personal Finance

Income tax return filing: How to avoid errors, notices and refund delays

Make sure to match Form 16 with AIS and Form 26AS, choose the correct ITR form, and compare tax regimes before filing

From restaurants to residences: The rise of private chefs at private dos

Affluent households are increasingly replacing restaurant outings with personalised chef-led dining experiences at home, fuelling demand for bespoke menus, convenience and exclusivity

BaaS lowers entry cost of EV ownership, but may not always be cheaper

Battery as a Service reduces the upfront cost of buying an electric vehicle, but recurring payments, contract terms and resale concerns mean it works best for users with moderate distance driving

Beyond cake and balloons: Kids, parents, embrace activity-based birthdays

From pool parties and trampoline parks to adventure zones and immersive play arenas, parents are increasingly spending on experiences rather than traditional birthday celebrations

Beyond The Ticket: India's concert economy shifts to premium experiences

India's concert economy is no longer about music alone. These are fast becoming lifestyle events bundled with signed gift hampers, meet-and-greet the artist and other memorable experiences

Check out the interest rates available across banks for home loans

Here are the interest rates for various loan amounts across public and private sector banks, as well as non-banking housing finance companies, with rate ranges instead of fixed ones

FY26 ITR filing: How to choose the ITR form that best reflects your income

Taxpayers should carefully match their income profile with the applicable ITR form, as filing returns in the wrong form could lead to defective returns or tax notices

Amid heatwaves, breathable fabrics reshape summer fashion for Indian women

As Indian summers grow harsher, women are embracing breathable fabrics, fluid silhouettes and versatile wardrobes that blend comfort, practicality and understated luxury

What are the best super top-up health cover plans available

With private healthcare costs rising sharply, comprehensive health insurance and super top-up plans are becoming critical for urban Indians seeking stronger financial protection

Under your feet: Rugs and carpets emerge as luxury investments across homes

From handcrafted Kashmiri silk carpets to contemporary abstract rugs, Indian homeowners are increasingly investing in statement floor pieces that blend craftsmanship, comfort and personal style

As equity markets wobble, fixed deposits can be an appealing alternative

With equity markets under pressure amid the West Asia conflict and interest rates expected to remain steady, fixed deposits are regaining appeal among low-risk investors

As silver slides, punters should exit, long-term investors should buy dip

Those investing now should stagger their investments and enter with a long-term horizon

Consider corporate fixed deposits if you want to boost your returns

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

What are the best plans that insurers offer for cancer treatment?

With cancer treatment costs rising, insurers are offering specialised plans that provide staged payouts, long-term financial protection and support across diagnosis and recovery

As credit card benefits decline, leverage offers to earn more rewards

The best way to optimise benefits is to keep multiple cards and use the one offering highest rewards for each spending category

Travel Insurance: Check these things before taking that summer vacay abroad

With flight disruptions rising amid geopolitical tensions, travellers must check insurance coverage, exclusions, and claim conditions carefully before heading abroad this summer

Indoor luxe: Curated greenery redefines Indian homes' wellness, luxury

From curated plant corners to designer planters, indoor greenery is emerging as a symbol of wellness, design sensibility, and understated luxury in India's high-end urban homes

Car loans: Best interest rates and what buyers should know

With rising car prices and growing EV push, loans are helping buyers manage costs by spreading payments over manageable tenures aligned with monthly income

Display steady credit behaviour for 3-6 months for easier card approval

Repay loans on time, keep credit utilisation below 30%, and avoid too many applications within a short period

What are the available rates and tenures for Personal Loans?

A personal loan can be very useful in a sudden funds crunch, but may carry higher interest rates due to the higher risk it carries