Page 4 - Nbfcs

RBI warns of risks in bank-NBFC interlinkages, asset concentration

The RBI's Financial Stability Report warns that banks are increasingly buying NBFC-originated loans to scale retail portfolios, with nearly 80 per cent of assets sourced from a limited set of non-bank

Lenders onboarded on RBI's ULI platform rise to 64 from 36 last year

RBI said 64 lenders, including 41 banks and 23 NBFCs, are now on the Unified Lending Interface, using more than 136 data services to support credit assessment and decision-making

Microfinance loan performance needs close monitoring, RBI cautions NBFCs

The RBI has flagged rising stress in microfinance loans, urging NBFCs to balance growth with sound practices, even as overall asset quality in the sector improved

Small business credit exposure rises 16% to ₹46 trillion: CRIF-Sidbi report

Small business credit exposure rose 16.2 per cent to ₹46 trillion as of September 2025, though growth moderated from the previous quarter amid cautious underwriting and seasonality

Is Northern Arc your next growth stock? Ambit says 'Buy', 30% upside eyed

Northern Arc's long experience in finance placement and fund management should support fee income, helping absorb structurally higher credit costs, analysts at Ambit said

Shriram Finance breaks into top 50 most-valuable club; up 94% from 2025 low

In the past three trading days, the stock price of Shriram Finance has rallied 10% after Japanese lender MUFG Bank said it will invest ₹39,618 cr through preferential allotment of equity shares.

Credit growth for banks, NBFCs to rise; asset quality seen range-bound

Strong fundamentals will steer these sectors through the evolving regulatory, and macroeconomic landscape

Shriram Finance jumps 5% as MUFG set to acquire 20% stake in ₹39.6k-cr deal

Shriram Finance said its board has approved entering into definitive agreements with MUFG Bank Ltd for an investment of ₹39,618 crore, or about $4.4 billion

Shriram Finance up 40% in 4 months; Japan's MUFG said to eye stake in NBFC

Shriram Finance said the company is on a growth trajectory and routinely explores opportunities that are aimed at enhancing shareholder value

Shriram Finance up 3%, hits record as board to consider fundraise on Dec 19

At 9:35 AM, Shriram Finance share price was trading at ₹868, up 2.33 per cent. In comparison, BSE Sensex was trading 0.19 per cent higher at 84,843.85 levels.

Loan growth, lower cost targets positive for M&M Financial Services

M&MFS has a deep rural presence across 500,000 villages and a 12 million customer base

NBFC vehicle-loan AUM to grow 16-17%, reach ₹11 trillion by FY27: Crisil

NBFCs' vehicle-loan AUM is seen growing 16-17 per cent annually through FY26-FY27 to Rs 11 trillion by March 31, 2027, with used-vehicle loans expected to outpace new loans, Crisil Ratings said

Alternative credit NBFC BlackSoil Capital raises ₹65 crore from FMO

With this equity round, BlackSoil Capital further consolidates its position as a specialised, institution-grade lender

RBI overlap relief averts 2-6% hit to bank groups' advances, says CRISIL

CRISIL said RBI's final guidelines allowing overlapping lending within bank groups avert a 2-6 per cent hit to advances for 12 large groups, while keeping key NBFC and ARC proposals

Bajaj Finance to Muthoot Finance: NBFCs outpace banks once again

Retail NBFCs like Bajaj Finance, Muthoot and Shriram Finance are expanding faster than banks, led by strong demand in gold loans, vehicles and housing finance, analysts say

Board approval must for bank entities to do same business, says RBI

RBI says bank's NBFC group entities that have not been independently identified as NBFC-Upper Layer are now exempted from listing

Digital NBFCs record nearly half of all outstanding personal loans

Digital non-banking financial companies (NBFCs) account for 49 per cent of outstanding personal loan volumes, but only 8 per cent of the value as of September

Listed MFIs slash Q2 losses to ₹61.8 crore amid sharp drop in provisions

While Provisions bill dips; income flows stay subdued

Equity, bond issuance form a major source of fundraising for corporates

Non-bank sources now contribute nearly half of commercial-sector funding, led by record corporate bond issuances, steady equity fundraising and rising credit flows from NBFCs

Bank credit to improve to 11.5-12.5% in FY26, says CareEdge Ratings

Careedge expects stronger bank performance in FY26, with credit growth rising to 11.5-12.5% on consumption and corporate demand, even as weak deposit growth keeps the credit-deposit ratio high