Page 2 - Rbi Governor

RBI's MPC delivers again, takes 2025 rate cut tally to 125 basis points

Repo rate cut by 25 bps, stance still neutral; liquidity boost via ₹1 trn OMO in Dec

RBI's 25-bps repo rate cut may revive housing demand as EMIs ease

The rate cut comes at a time when housing sales across the top Indian cities are moderating, with affordability concerns being one of the key factors behind the plateauing

Marginal uptick in unsecured loan slippages not a concern: Swaminathan J

Additionally, he highlighted that unsecured retail loans account for less than 25 per cent of the overall retail book of the banking sector

RBI examines Sebi plan on banks in non-agri commodity derivatives: Governor

RBI Governor Sanjay Malhotra says Sebi's move to let banks enter non-agri commodity derivatives requires amending the Banking Regulation Act and is under review after a prior rejection

RBI MPC meeting HIGHLIGHTS: US tariffs have minimal impact on economy, says Guv Malhotra

RBI MPC meeting December 2025 HIGHLIGHTS: Reserve Bank of India (RBI) Governor Sanjay Malhotra will announce the outcome of the Monetary Policy Committee's (MPC's) December meeting today

'We allow market to determine price': RBI Guv Malhotra on INR depreciation

RBI Governor Sanjay Malhotra said the central bank does not target exchange-rate levels and intervenes only to curb abnormal volatility

RBI MPC cuts repo rate by 25 bps to 5.25%, projects FY26 growth at 7.3%

The RBI MPC revised its inflation forecast downward from 2.6 per cent to 2 per cent in the December meeting

RBI appoints Janakiraman as executive director in Department of Supervision

The Reserve Bank of India (RBI) on Monday announced the appointment of Usha Janakiraman as an Executive Director (ED) in the Department of Supervision. Janakiraman was serving as the Chief General Manager-in-Charge of the Department of Regulation in the RBI's Central Office in Mumbai prior to this, an official statement said. Her appointment is effective from December 1, 2025. Janakiraman has an experience of over three decades in the Reserve Bank, and has worked in the areas of regulation, external investment and operations, banking supervision, public debt management, currency management and other areas in the Reserve Bank. As Executive Director, Janakiraman will look after the Department of Supervision (Risk, Analytics and Vulnerability Assessment), it said. She is a Chartered Accountant, the central bank statement said.

Rate-cut room intact, signals RBI governor Malhotra; bond yields decline

These comments come a week ahead of the meeting of the six-member monetary policy committee that starts from December 3. The decision in the meeting will be announced on Friday, December 5

Confident of good trade deal with US, says RBI Governor Sanjay Malhotra

Governor Sanjay Malhotra says the central bank supports innovation but will prioritise systemic stability as crypto decisions rest with the government

No regulator should substitute boardroom judgement: RBI Governor Malhotra

Financial stability remains the 'North Star' for the central bank

Frauds per transaction rising, says RBI Deputy Governor T Rabi Sankar

He said that in a truly competitive market, banks might have sought to recover these additional costs from fintechs, but doing so could have slowed the pace of technological adoption.

Regulators can work together to minimise overlaps: RBI Deputy Governor

RBI Deputy Governor Swaminathan J said regulators should coordinate to reduce overlaps and close gaps without hindering innovation, calling for proportional and outcome-based regulation

US HIRE Act a greater concern than H-1B visa fee hike: Raghuram Rajan

The US HIRE Act aims to boost job creation in the US by discouraging companies from outsourcing work to other countries

RBI rejects bids for 7-year G-sec due to demand for higher yield

Govt banks stay away from auction

Policy space exists for further rate cut: RBI Guv at MPC meeting

Reserve Bank Governor Sanjay Malhotra opined that there is room for a further rate cut and indicated it would be done at an opportune time to have a desirable impact, according to the minutes of the monetary policy committee (MPC) meeting released on Wednesday. The governor, along with five other members of the MPC, had voted for the status quo on the short-term benchmark lending rate at the meeting that concluded on October 1. During the meeting, Malhotra said the benign outlook for headline and core inflation as a result of the downward revision of projections opens up policy space to further support growth. "...even though there is a policy space to further cut the policy rate, I feel this is not the opportune time for the same, as it will not have the desirable impact. "Therefore, I vote to keep the policy repo rate unchanged at 5.50 per cent. The intent of policy, nevertheless, is to continue to facilitate growth-enabling conditions," he said. MPC member and RBI Deputy Govern

Indian banking sector sees wave of foreign investments, say experts

Experts attribute the trend to country's growth potential, regulatory stance

India, UK can set benchmarks for inclusion, trust: RBI Governor Malhotra

RBI Governor Sanjay Malhotra says collaboration between India and the UK can drive innovation, inclusion, and trust in digital finance beyond bilateral benefits

Axis Bank sets its sights on acquisition financing, awaits RBI guidelines

According to a Bank of Baroda report, the RBI's decision has the potential to open the doors to an industry which market sources value at around $40 billion or ₹3.5 trillion

Kautilya Conclave: India can grow at 7-8%, says RBI Guv Sanjay Malhotra

RBI Governor Sanjay Malhotra says India's strong fundamentals, policy discipline and resilience set it apart from fragile advanced economies despite global headwinds