Page 3 - Rbi Rate Cut

Crisil projects 3.2% headline inflation for 2025-26, sees room for rate cut

Research and ratings firm Crisil said that the headline inflation during 2025-26 is projected to be 3.2 per cent, lower than its earlier estimate of 3.5 per cent. In its latest report, Crisil said that the moderation implies a decline of 140 basis points in CPI inflation during this financial year, which is likely to give space for monetary easing. It said the RBI may cut rates by another 25 basis points this year. According to Crisil, lower inflation and reduced interest rates should increase domestic demand in the economy as global headwinds mount. The report also said that the excessive rains during the kharif season is a risk as it could cause disruptions in key horticulture and foodgrain-growing regions like Punjab which is facing its worst floods in four decades. CPI inflation inched up to 2.1 per cent in August 2025, from 1.6 per cent in July, moving above the RBI tolerance threshold of two per cent. Food inflation has started to move up from low levels but trails the head

Market signals: A combination of factors has pushed up bond yields

Bond yields rise despite RBI rate cuts as fiscal risks, GST revenue loss, and global conditions fuel market anxiety, dimming hopes of easing borrowing costs

GST cut a partial cushion against trade headwinds, says Mahesh Nandurkar

GST rate cuts are definitely positive for consumption, especially with the festival season approaching, says Nandurkar

GST rate cut may ease CPI inflation by 25bps; 40bps dent on fiscal deficit

Here's how analysts leading brokerages assess the impact of the GST rate rejig on the Indian economy, bond markets and the possibility of an aggressive interest rate cut by the Reserve Bank of India

Investment outlook remains cautiously optimistic going ahead: RBI study

RBI study signals a cautiously optimistic outlook for private investments in FY26, backed by healthier balance sheets, policy support, and rising capex momentum

Tariff impact: Nomura cuts FY26 GDP forecast to 5.8% in worst-case scenario

Data from the Annual Survey of Industries (ASI) show that these sectors together employed around 21 million workers directly and via contractors in 2023, Nomura said

India Inc turns to equity, bonds as cheaper bank loans remain elusive

Corporates raise record funds through QIPs, block deals and bonds as improved balance sheets and limited loan rate transmission push them towards capital markets

RBI's 100-bp repo cut in repo rate leads to 71 bps cut in fresh rupee loans

Banks have started passing on the 100-basis point repo rate cut by the Reserve Bank of India over the past three policy meetings

RBI MPC highlights: Difficult to predict what impact tariffs will have, says RBI governor

RBI MPC Meeting August 2025 highlights: Stay tuned here for live updates

RBI announces 3 consumer-centric schemes to drive financial inclusion

Banks will be setting up camps at the Panchayat-level from July 1 to September 30, to provide re-KYC services at consumers' doorsteps

Feb, Apr rate cuts fully transmitted, to help improve growth: RBI Governor

RBI Governor Sanjay Malhotra confirms the full transmission of February and April rate cuts, supporting a revival in credit growth. Future rate cuts depend on inflation and growth outlook

RBI to hold rates in August, expected to cut again later this year: Poll

Subdued inflation has allowed policymakers room to cut rates but with the economy expanding at a rapid 7.4 per cent rate

HDFC Bank's loan growth will continue to improve going forward: CEO

HDFC Bank's MD & CEO Sashidhar Jagdishan expects loan growth to continue improving as demand picks up. Margins may fluctuate quarterly but will stabilise over time, he added

How much liquidity does RBI want: Appropriate, adequate, or abundant?

Liquidity in the system had a deficit of Rs 2.4 trillion towards the end of the last financial year (on March 23); it is now in surplus of around Rs 3 trillion

Debt funds: Keep bulk of portfolio in short to medium-duration funds

India's 10-year benchmark bond yield, which fell to 6.13 per cent on June 6, closed at 6.31 per cent on July 15

Comfortable position: Low inflation may not lead to another rate cut

Prices of oils and fats, for example, increased by over 17 per cent and may require policy attention

What works in central banking? Striking a balance between talk and action

The latest monetary policy has also gone for a 50-basis-point rate cut, double the anticipated reduction

Fixed deposit rates fall; Pickleball spreads: Top personal finance stories

Our newsletter this week has stories on what investors should do as deposit rates fall and why Pickleball is being called the 'people's game'

Indian bonds unlikely to attract incremental flows: SBI MF's Radhakrishnan

While the RBI's overall policy intent is clearly growth supportive, the shift to neutral stance has been a communication challenge, Radhakrishnan said

Consumption funds: Rate cuts to boost growth, but enter with long horizon

Tax relief in Budget, multi-year low inflation, and rural recovery are other tailwinds