Page 16 - Reserve Bank Of India

RBI for inclusion of farm-linked technology innovations as loans

Draft KCC norms seek to include tech innovation costs in farm loans and waive collateral for agricultural credit up to Rs 2 lakh per borrower

An improved index: New CPI will not affect monetary policy in the near term

India's new CPI series modernises inflation measurement, reshapes RBI policy signals, and underscores the need for more market-friendly data release timings

RBI surprises market with aggressive pre-open dollar sales, say bankers

The rupee was headed for a largely flat open before the unexpected intervention, with Asian peers showing little reaction to the upside surprise in US payrolls

New CPI index may give RBI reason to keep interest rates on hold

Although inflation remains well below the Reserve Bank of India's 4 per cent target, the new figures could prompt the central bank to hold off on any further rate cuts and push up bond yields further

RBI looks to ban sales incentive to bank staffers from third party

Draft norms seek to curb mis-selling by barring incentives from third parties, mandating refunds and compensation, and prohibiting use of dark patterns

Digital banking should be clear, unambiguous: RBI deputy governor

Deputy Governor Swaminathan J says banks must design digital journeys that clearly inform customers of authorisations, with transparent terms and predictable responses

Finance Minister Nirmala Sitharaman likely to address RBI board on Feb 23

Finance Minister Nirmala Sitharaman is scheduled to address the Reserve Bank of India's central board on February 23 and highlight key points of the FY27 Budget, including measures to boost manufacturing, and support for agriculture and tourism. The meeting would take place days after the RBI decided to retain the key policy rate at 5.25 per cent with a neutral stance amidst global uncertainties. The post-budget meeting has been scheduled for February 23, where the finance minister will address the board members and talk about announcements made in the Budget 2026-27 that strike a fine balance between growth and fiscal prudence, sources said. It is customary for the finance minister to address the RBI board after the budget. Unveiling her ninth straight Budget in a row on February 1 in the Lok Sabha, Sitharaman said, "Since we assumed office 12 years ago, India's economic trajectory has been marked by stability, fiscal discipline, sustained growth and moderate inflation." The ...

Fall in outward remittances gives temporary relief to India's CAD

Investments in foreign equity/debt only major category with gains

Banks can extend collateral-free loans up to ₹20 lakh to MSEs: RBI

The RBI on Monday said banks can extend collateral-free loans up to Rs 25 lakh to Micro and Small Enterprises (MSEs) units on the basis of their good track record and financial position. The Reserve Bank of India (RBI) has amended the directions related to 'Lending to Micro, Small & Medium Enterprises (MSME) Sector'. The amendments have been carried out to enhance the extant Collateral-Free Loan Limit for Micro and Small Enterprises (MSEs) to Rs 20 lakh, it said. "Banks may, on the basis of good track record and financial position of the MSE units, increase the limit to dispense with the collateral requirement for loans up to Rs 25 lakh as per their internal policy," the RBI said. Also, banks may avail the benefit of Credit Guarantee Scheme cover, where applicable, it added. "However, accepting gold and silver as collateral pledged voluntarily by borrowers for loans sanctioned by the banks upto the collateral-free limit, will not be construed as a violation of the above mandate,"

Stable environment: Base-year revisions may not have immediate implications

The RBI's MPC held rates steady, citing improved growth and benign inflation, while announcing regulatory steps to boost credit flow and strengthen digital payment safety

Co-operative banks: RBI's inclusivity pitch runs into regulatory dilemma

The RBI needs to think out of the box vis-a-vis cooperative banks

Surge in gold loans not a cause for concern, says Reserve Bank of India

Banks are shifting from unsecured loans to gold-backed lending amid rising gold prices, but RBI says low LTVs and limited exposure pose no systemic risk

PSL classification issue is not a system-wide problem: RBI Governor 

The Reserve Bank of India said recent issues flagged in priority sector lending classification at some large private banks are isolated cases, and announced plans to issue revised instructions

RBI nod to direct bank lending to Reits may expedite asset growth

Industry executives note that REITs raise debt by issuing securities subscribed to by mutual funds and non-banking financial companies (NBFCs)

RBI moves to push credit delivery, doubles collateral-free loans to MSMEs

The central bank has proposed allowing banks to lend to REITs and doubled collateral-free loan limits for MSMEs, signalling a stronger push to widen credit access amid robust loan growth

RBI to roll out risk-based premium model for deposit insurance from April

The Reserve Bank of India will replace the flat-rate deposit insurance premium with a risk-based framework from April 2026, aiming to reward stronger banks and encourage better risk management

RBI eases norms for small NBFCs, exempts non-customer-facing firms

The Reserve Bank of India has eased compliance for low-risk NBFCs by exempting certain non-customer-facing firms from registration and proposing to drop prior approval norms for branch expansion

Macro fundamentals, including external sector, are strong and healthy: RBI

RBI Governor Sanjay Malhotra says India's macro fundamentals and external sector remain robust as borrowing, liquidity and rate outlook stay comfortable

RBI sets up committee to review business correspondent guidelines

The Reserve Bank of India has constituted a committee to review the regulatory framework for business correspondents, with draft guideline amendments to be released soon for public consultation

RBI proposes Rs 25,000 compensation for small-value digital frauds

Under a proposed one-time framework, RBI plans to compensate customers for small-value digital frauds up to Rs 25,000, with the central bank and banks sharing the cost