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Why lending to MSMEs makes business sense

A large section of MSMEs is creditworthy and micro retail borrowers' cash flow allows them to repay bank loans fast

Lockdown 3.0: Banks may need more regulatory support amid Covid-19 crisis

With credit cost expected to increase by 200-350 bps across banks, asset quality may deteriorate to FY18 levels

Bigger rise in cash in circulation in Jan-Apr than entire 2019: RBI

The rise in currency in circulatiom is perplexing when economic activity has nosedived. Generally, CIC should rise in tandem with growth in economic activities, as people need cash to transact

Covid-19 lockdown: Forget administrative strategy, shift to an economic one

It is important that the country now shift from a home ministry-driven administrative approach to an economic approach

Contactless cards may come in handy amid Covid-19, but there is risk

However, one has to be cautious, as electronic pickpocketing is catching up

Microfinance institutions on a knife-edge with collections taking a big hit

With collections taking a big hit, microfinance institutions will be put through the wringer, reports Raghu Mohan

Rating disruption due to moratorium will pinch markets: Raters to Sebi

Extension of moratorium also discussed with Sebi

Govt appoints Tarun Bajaj as Director on Reserve Bank Central Board

As a Joint Secretary in the Department of Financial Services for four years, he was looking after the insurance division

Financing business revival without pain

Here is the design of an impactful, fiscally responsible programme that removes the bottlenecks in credit decision-making

Axis Bank's Q4 loss reflects rise in systemic risks in banking sector: S&P

Axis' credit costs for the quarter ended March 31, 2020 are higher than anticipated, but some of it is precautionary

Banks park Rs 8.42 trn of surplus funds with RBI, hinting lending pause

The record amount is a worrying sign for the economy: either there is no demand for credit or banks are scared to lend.

In dire straits

Financing needs of states must be addressed urgently

About time the govt stopped discussing a stimulus package and announced it

There is no sight of reform measures as well

Allow restructuring of loans, ask raters not to downgrade: NBFCs to RBI

Mutual Funds say they didn't need to use their liquidity line fully

An unclear path

Lockdown extension will increase economic uncertainty

How to bring banks back to the credit market

Concerted efforts are required from the central bank and the government

All eyes on May indicators

The high speed indicators, as the lockdown eases, may offer clues on the strength of the future rebound

Best of BS Opinion: The economic fallout, coronavirus outbreak, and more

Here is a summary of Business Standard opinion pieces for the day

Reserve Bank extends truncated market hours amid coronavirus outbreak

The bond and currency markets are open now between 10 am and 2 pm, from their usual 9 am to 5 pm

Regulatory benefits for banks helping mutual fund industry, says RBI

On April 27, the RBI had introduced the Rs 50,000-crore liquidity line for the MF industry