Retirement

House or retirement corpus? What investment young Indians should make first

Start by saving 15-20% of your take-home income and gradually increasing the amount as your salary grows

Weddings to retirement: Master financial goals without risking liquidity

Build a safety pyramid by setting aside cash for immediate needs and making growth investments for distant dreams

Wealth, health, peace: Why retirement planning should start early

Invest regularly to build a corpus that can replace 70-80% of your pre-retirement income annually

Late to retirement planning? How to catch up, build corpus, avoid mistakes

You may need to save a higher portion of your income to build a retirement portfolio

Retirement planning for beginners: It's not an overwhelming task to do

A retirement plan is not something you set once and forget. It needs small adjustments over time.

Goldman Sachs Services India head Gunjan Samtani to retire this year

Samtani, who spent 16 years with Goldman Sachs and nine years in his current role, will be succeeded by Ken Castelino and Balaji Sivasubramanian as co-heads

Started retirement planning at 40? Here's how to catch up in time

Step up savings rate, build equity-heavy portfolio, and automate investments

Forty and behind on retirement savings? Here's a catch-up plan

Step up savings rate, build equity-heavy portfolio, and automate investments

A silver lining for Indian eldercare companies lies overseas markets

The company has already drawn up plans to expand into Mauritius and is also eyeing Sri Lanka and Dubai

PFRDA launches new retirement income scheme and drawdown options under NPS

New framework allows phased pension withdrawals while keeping mandatory annuity rules unchanged

What Microsoft's VRS signals about workforce design in Big Tech in AI era

As Microsoft rolls out a voluntary retirement programme for its US workforce, experts say AI may push firms to trim middle layers and redirect costs

Building an ownership society with a universal retirement account for all

India needs a universal retirement account for every citizen beginning at birth in an era when capital, rather than labour, will dominate economic returns

From mini-sabbaticals to adult gap years, more take extended work breaks

If you daydream about getting a break from work, you might picture two weeks of vacation or a long weekend getaway. But some people dare to imagine something bigger and find ways to get a substantial breather from stress or their day-to-day routines. Mini-sabbaticals. Adult gap years. Micro-retirement. Extended career breaks go by many names and take many forms, from using the time between jobs to explore to taking an employer-approved leave to becoming a digital nomad or saving up for a month-long adventure. Creating space for a reset, whether mental, physical or spiritual, is the common thread. Cost, personal responsibilities and fears of being judged by colleagues, friends and family members are some of the obstacles that prevent people from hitting pause on their work lives and setting out in search of new perspectives, according to sabbatical experts and people who have taken sabbaticals. No longer just for academics ----------------------------------- American attitudes towa

Pension reforms must revamp key schemes to widen coverage: Report

SBI Research report urges mandatory contributions by large private firms, tax parity and the integration of the Unified Pension Scheme to secure a rapidly ageing workforce

Will saving for retirement be 'irrelevant' in 20 years? Elon Musk thinks so

Musk argues AI and automation may make long-term savings unnecessary

New NPS rules explained: 10 big changes that can reshape your retirement

India’s National Pension System has just undergone one of its biggest reforms in years. Exit rules are easier, liquidity is higher, and annuity obligations are lower. But what exactly has changed

Retirement income: Systematic withdrawals now win over dividends

An investor's instinct to live off 'income' and not 'touch capital' is a common bias. Understanding it can lead to better, more tax-efficient withdrawal strategies

Pension after compulsory retirement? Centre issues key clarification

Announcement aims to remove ambiguity around benefits available, says Department of Pension and Pensioners' Welfare

₹1 crore seen as enough to retire, but survey shows a growing readiness gap

Despite better health awareness, financial readiness for retirement remains weak, shows IRIS 5.0 survey

Half of urban Indians now prioritise early retirement planning: Study

India's retirement readiness improves with the IRIS Index rising to 48; health and financial awareness up but emotional well-being remains a concern, says Axis Max Life