Retirement

Retirement corpus: How to beat inflation, avoid running out of funds

Use time-based buckets, limit withdrawals and retain growth assets

₹1 crore retirement benchmark loses ground as Indians reassess needs

Only 51 per cent of households earning more than Rs 15 lakh consider Rs 1 crore sufficient, as Indians report accumulating just 28 per cent of their target corpus

Check term insurance premium rates for plans that extend beyond retirement

Here is a selected list of the best term insurance rates from various insurers for young professionals living in a metro, with coverage of up to Rs 1 crore

India's wealth story needs a chapter on retirement

India's ageing population makes retirement planning an urgent financial priority, with NPS emerging as a broader retirement tool beyond government employees

Ujjivan SFB CEO Sanjeev Nautiyal seeks early retirement on health grounds

Carol Furtado has been appointed acting MD and CEO with immediate effect, subject to RBI approval, while the bank begins the process of identifying a successor

Maha Gazetted officers association seeks retirement age of 60 for employees

The Maharashtra State Gazetted Officers' Federation has urged Chief Minister Devendra Fadnavis to raise the retirement age of government employees to 60 from the current 58, taking a cue from the Centre and 25 other states. In a letter to Fadnavis dated August 10, the federation said the Union government raised the retirement age of its employees to 60 years in 1998, and 25 states adopted the same policy subsequently. It welcomed the state government's recent decision to raise the retirement age of judicial officers serving in subordinate courts to 62 years in compliance with an interim order of the Supreme Court. The government should consider extending a similar benefit to state government employees, the association said, referring to the principle of equality guaranteed under Article 14 of the Constitution. Of 7.19 lakh sanctioned posts in the state government, around 2.75 lakh, or 35 per cent, are vacant, and vacancies increase by 3 per cent every year due to retirement, the ...

Critical financial mistakes that can derail long-term retirement planning

Invest at least 25%of your post-tax income exclusively for retirement

12%, 9% or ₹1,800 PF: Here’s how to choose | Retirement fund | EPFO | PF withdrawal

Should you choose 12%, 9%, or a fixed ₹1,800 EPF contribution? The new EPF framework gives many salaried employees more flexibility—but also a crucial financial decision. In this video,

House or retirement corpus? What investment young Indians should make first

Start by saving 15-20% of your take-home income and gradually increasing the amount as your salary grows

Weddings to retirement: Master financial goals without risking liquidity

Build a safety pyramid by setting aside cash for immediate needs and making growth investments for distant dreams

Wealth, health, peace: Why retirement planning should start early

Invest regularly to build a corpus that can replace 70-80% of your pre-retirement income annually

Late to retirement planning? How to catch up, build corpus, avoid mistakes

You may need to save a higher portion of your income to build a retirement portfolio

Retirement planning for beginners: It's not an overwhelming task to do

A retirement plan is not something you set once and forget. It needs small adjustments over time.

Goldman Sachs Services India head Gunjan Samtani to retire this year

Samtani, who spent 16 years with Goldman Sachs and nine years in his current role, will be succeeded by Ken Castelino and Balaji Sivasubramanian as co-heads

Started retirement planning at 40? Here's how to catch up in time

Step up savings rate, build equity-heavy portfolio, and automate investments

Forty and behind on retirement savings? Here's a catch-up plan

Step up savings rate, build equity-heavy portfolio, and automate investments

A silver lining for Indian eldercare companies lies overseas markets

The company has already drawn up plans to expand into Mauritius and is also eyeing Sri Lanka and Dubai

PFRDA launches new retirement income scheme and drawdown options under NPS

New framework allows phased pension withdrawals while keeping mandatory annuity rules unchanged

What Microsoft's VRS signals about workforce design in Big Tech in AI era

As Microsoft rolls out a voluntary retirement programme for its US workforce, experts say AI may push firms to trim middle layers and redirect costs

Building an ownership society with a universal retirement account for all

India needs a universal retirement account for every citizen beginning at birth in an era when capital, rather than labour, will dominate economic returns