Upi Transactions

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Outrunning digital frauds

Fraud moves fast, so must we

UPI transactions hit record high of ₹28.33 trillion in January: NPCI

Transactions through the popular Unified Payments Interface (UPI) touched a record Rs 28.33 lakh crore and 21.70 billion in value and volume terms, respectively, in January, according to data released by the National Payments Corporation of India (NPCI). NPCI said the value of transactions was at Rs 27.97 lakh crore in December. On a month-on-month basis, the growth was 21 per cent in value terms. The average daily transaction in January was 700 million with an average value of Rs 91,4033 crore. Worldline CEO Ramesh Narasimhan said, "UPI's growth momentum continues to strengthen. In January 2026 alone, Indians made 21.7 billion UPI transactions worth Rs 28.33 lakh crore -- an increase over December and a solid 28 per cent growth year-on-year.

Paytm wants to tackle UPI concentration risk via organic tech plans

Paytm CEO Vijay Shekhar Sharma says company aims to reduce concentration risk in UPI through technology-led growth as its market share by volume and value rises

Wrong UPI payment? Here's what you can recover and what you can't

While the RBI mandates compensation for technical failures, recovering funds sent to a wrong UPI ID remains a manual process dependent on the recipient's consent and swift bank intervention

Eco Survey: UPI sustainability reliant on incentives, constant investment

The survey added that complementary investments in digital capabilities and institutional capacities should be a priority to expand gains from digital payments

Japan set to trial India's UPI as Indian tourist numbers see sharp rise

Japan will trial India's UPI in 2026, allowing Indian tourists to make QR code payments directly from their Indian bank accounts while travelling

BHIM Payments app sees over four-fold jump in monthly transactions in 2025

The NPCI-run BHIM Payments App recorded strong growth in CY25, with monthly transactions rising over four-fold, driven by higher adoption, growth in small-ticket payments and rising trust in user

Government and NPCI's Role Key to Global UPI Growth, Says Pay10 Founder

To expand UPI globally, the government and NPCI must create stronger merchant use cases and ensure faster settlement cycles, especially for small overseas businesses, Pay10 founder said

Govt working to expand UPI to more overseas markets: DFS secretary

India is trying to expand the global reach of its homegrown digital payment system UPI to a larger number of countries, especially in East Asia, Financial Services Secretary M Nagaraju said on Tuesday. Unified Payment Interface (UPI) is currently accepted in eight countries -- Bhutan, Singapore, Qatar, Mauritius, Nepal, the UAE, Sri Lanka and France. The acceptability of India's digital payment network overseas enables Indian tourists to make UPI payments for transactions abroad. Speaking at the Global Inclusive Finance India Summit here, Nagaraju said India is about 50 per cent in terms of digital transactions thanks to UPI. "Now we have expanded to some countries. We are trying to expand. To a large number of countries, especially we are focussing in East Asia now," he said. The secretary in the Department of Financial Services (DFS) said UPI transactions crossed more than 21 billion in December 2025, and the success of UPI and digital transactions could also be attributed to ...

How Indians insured, invested and paid in 2025: Key financial trends

Indians shift to higher covers, longer tenures and UPI payments in 2025

How digital scams hit your wallet in 2025 & lessons for 2026 to avoid them

India's fraud surge shows why 2026 must be about verification, not trust

Aadhaar to UPI, key policy changes that shaped your money in 2025

Key reforms in Aadhaar, UPI and taxes that shaped your finances this year

Amazon Pay rolls out biometric authentication for UPI payments in India

Amazon Pay now lets Android users approve eligible UPI transactions with fingerprint or facial recognition, reducing PIN friction for payments up to ₹5,000, the company said

Purchase of digital gold contracts via UPI contracts 47% in November

The value of digital gold investments fell sharply in November after Sebi's caution, though transaction volumes rose slightly, signaling small-ticket buying continues

India talking to 8 more nations for UPI acceptance: Financial services secy

India is talking to about eight countries, including those in East Asia, to make UPI payments acceptable, Financial Services Secretary M Nagaraju said on Friday. Unified Payment Interface (UPI) is currently accepted in eight countries -- Bhutan, Singapore, Qatar, Mauritius, Nepal, UAE, Sri Lanka and France. Acceptability of India's digital payment network overseas enables Indian tourists to make UPI payments for transactions abroad. "We are now talking to about 7-8 countries, including many in East Asia, to have UPI transactions," Nagaraju said at a conference on Harnessing AI and digital public infrastructure for Viksit Bharat. Nagaraju also said that India is including a track on UPI in some of the trade negotiations with countries. "Some of the trade negotiations we are doing with some of the countries now, we are trying to have a track on UPI so that the fintech industry which is deeply involved in UPI also have a foot in the financial sector where we have the cost, scale ...

India's UPI to be accepted in Cambodia under NPCI-ACLEDA partnership

NPCI International and ACLEDA Bank have partnered to enable UPI and KHQR acceptance in India and Cambodia, offering tourists secure, interoperable and seamless QR-based payments

UPI sees mild November dip to 20.47 bn transactions worth ₹26.32 trn

Compared to November 2024, the month witnessed a 32 per cent rise in volume and 22 per cent in value

Navi aims to become a major UPI player as it scales credit line offerings

Rajiv Naresh, MD and CEO, Navi, says the fintech aims to capture a significant share of the UPI ecosystem by investing in credit line products, strengthening tech infra, and customer awareness

BHIM launches full delegation feature for UPI Circle to net more users

BHIM has enabled full delegated payments under UPI Circle, allowing primary users to authorise trusted secondary contacts to make payments of up to ₹15,000 a month