Upi Transactions

72% women entrepreneurs use UPI, but only 37% invest in tech tools: Study

UPI adoption is rising among women entrepreneurs, but their digital finance journey is also expanding into credit, investments and tech

RBI aligns prudential norms for UPI-linked credit lines with base loans

Central bank says prudential treatment of payment-linked credit facilities will depend on the nature of the underlying loan, irrespective of delivery mode

Prime borrowers emerge as key users of Credit Line on UPI: Suryoday SFB

Suryoday SFB launched its Credit on UPI product in August 2025 in partnership with Paytm

India expands UPI footprint with launch at France's Galeries Lafayette

India on Tuesday launched Unified Payments Interface (UPI) at Galeries Lafayette, a famous department store in Nice, France. Launching the UPI, Commerce and Industry Minister Piyush Goyal said it will further strengthen the economic and technological ties between India and France, reflecting the growing depth and ambition of our strategic partnership. In 2024, UPI was launched at the Eiffel Tower in Paris. "Delighted to launch UPI at the iconic Galeries Lafayette, Nice Massena, France. Bringing India's world-class digital payments platform to one of France's premier retail destinations marks another significant step in UPI's global expansion. With the participation of Lyra Collect and NIPL, this initiative showcases India's ability to deliver trusted, seamless, and interoperable digital solutions at scale," he said in a social media post. Galeries Lafayette Nice Massena is the Nice branch of the famous French department store chain Galeries Lafayette. It is located in the heart of

EPFO 3.0 | PF via UPI: When and how much can you withdraw?

EPFO is preparing its biggest digital upgrade yet. Soon, provident fund withdrawals could happen through UPI and even ATMs. But how much money can you withdraw? Is the system live already?

PM Modi, Macron discuss expansion of UPI in France: Foreign Secy Misri

Foreign Secretary Vikram Misri said that the UPI is already available in several localities in France, including at the Eiffel Tower

Why India's UPI boom has not stopped cash in circulation from rising

India's digital payments revolution is accelerating, but cash continues to grow as households and businesses use currency for savings, reserves and informal activity

UPI transactions scale fresh peak in May; value rises to ₹29.90 trillion

UPI transactions touched a record ₹29.90 trillion in May while volumes rose to an all-time high of 23.20 billion, underscoring the continued expansion of India's digital payments ecosystem.

RBI weighs adding 'frictions' to digital payments to tackle online fraud

Central bank is exploring transaction delays, broader customer controls and a kill switch mechanism as digital payment frauds continue to rise in value

Credit card adoption rises in Tier-II, -III cities: SBI Card report

Rising incomes, digital adoption, and UPI-linked RuPay cards are accelerating credit card usage in smaller cities, according to SBI Card's latest report

UPI now powers 85% of payments as Indians ditch debit cards: RBI data

But while UPI dominates daily transactions, the report reveals another striking trend: debit cards are rapidly fading from active payment behaviour even though they still account for the bulk of cards

UPI changed how India pays; it can drive the future of borrowing

Scale in digital public infra can now support broader economic outcomes, with UPI transactions offering a timely, contextual view

Not applying for NBFC licence, focus on distribution, says Paytm CFO

Company will instead focus on existing model of credit distribution, in partnership with other lenders

Paytm posts profit of ₹183 cr in Q4, revenue grows 18% to ₹2,264 cr

Fintech major One97 Communications (Paytm) has reported a consolidated profit of Rs 183 crore in the January-March quarter of FY26, on the back of strong tailwinds in its core payments business, growth in merchant and personal loans, and its most profitable quarter on the consumer side in the last two years. This marks a big turnaround for Paytm, which posted a loss of Rs 545 crore in the same period a year ago. Paytm's revenue from operations grew by 18.4 per cent to Rs 2,264 crore in Q4 FY26, from Rs 1,912 crore in Q4 FY25. "We are seeing strong tailwinds in payments, both in offline merchants as well as online merchants... We are also seeing very good growth in financial services... and we are now seeing recovery in personal loans and market share growth in wealth," Paytm President and Group CFO Madhur Deora said during the company's earnings call on Thursday. Further, He noted the impact of consumer-level unit economics, adding, "We have had the best quarter from a profitable .

NPCI explores agentic AI layer for faster UPI compliance cycles

Currently, banks require four to eight weeks for certification with UPI's operating circulars (OCs) that NPCI releases from time to time

Time to say goodbye to subsidy for UPI? A case for tiered MDR regime

A time-bound, tiered MDR on large commercial UPI merchants, with small merchants and individuals permanently exempted, is in order, and so is revenue allocated to strengthen infra & rural expansion

UPI transactions dip 1.7% by value in April after record March

UPI transactions dipped in April after March highs, but rising daily volumes signal steady growth in India's digital payments ecosystem

Kiwi cofounder Mohit Bedi quits CBO role, moves into advisory position

Bedi previously worked in fintech PayU and in Axis Bank. At Axis Bank, he was the senior vice-president (SVP) and business head - acquiring and commercial cards

Bankers see merit in RBI's one-hour e-payment lag despite cost concerns

Bankers support RBI's proposal for delayed digital payments to curb fraud, but flag infrastructure costs and suggest raising the threshold from Rs 10,000 to Rs 25,000

UPI QRs grow 15% in 2025 as merchant adoption expands: Worldline report

Growth in QR codes and transaction volumes underscores rising merchant adoption and expanding digital payments ecosystem across India