Page 293 - Latest Updates on Reserve Bank of India
Banking stocks see strong gains, Bank Nifty rallies 11% in three days
The gains come after huge selling pressure and consequent under-performance of banking stocks since the start of March
 "Banking stocks see strong gains, Bank Nifty rallies 11% in three days")
Do borrowers have any rights?
Can the bank take shelter under the omnibus problems caused by the Covid-19 crisis to indiscriminately cut down on the sanctioned credit limits
India's (im)possible road ahead
Better implementation of policy measures and reaching out to those left behind are needed next
Moratorium may make your loan expensive but will protect your credit score
Reserve Bank of India has extended the moratorium on equated monthly instalments (EMIs) by another three months - till August 31, 2020
 "Moratorium may make your loan expensive but will protect your credit score")
India can't avoid land reforms anymore
The coronavirus crisis has given the country an opportunity to unleash the power of land
 "India can't avoid land reforms anymore")
SC asks govt, RBI to respond to plea on interest on loan during moratorium
Interest shall continue to accrue on the outstanding portion of the term loans during the moratorium period, the RBI had said.
 "SC asks govt, RBI to respond to plea on interest on loan during moratorium")
Diversify your investments beyond bank FDs to counter declining rates
Invest in a mix of small savings products, debt funds with quality portfolios to counter declining rates
 "Diversify your investments beyond bank FDs to counter declining rates")
Covid-19 crisis: Here's how you can manage your finances after job loss
Those who have been handed the pink slip shouldn't make too many loan queries
 "Covid-19 crisis: Here's how you can manage your finances after job loss")
Covid-19 crisis: Only 46% women with Jan Dhan accounts withdrew money
The slow pace of withdrawals confirms what Reserve Bank of India Governor Shaktikanta Das stated in his monetary policy statement on Friday: 'Private consumption has suffered a precipitous decline'
 "Covid-19 crisis: Only 46% women with Jan Dhan accounts withdrew money")
Looking beyond the rate cut
Credit guarantees from government, deficit financing by the RBI and an HTM hike for banks are the only solutions that can get the wheel of credit and investment rolling
 "Looking beyond the rate cut")
Limited impact
Interest rate reduction may not push credit offtake
 "Limited impact")
Letter to BS: Mindless rate cut by RBI is a step in the wrong direction
Banks may not like to give loans to financially unstable companies. A major reason is dwindling and fast-diminishing demand
Lending, spending... and bending
Bank lending needs to be supported by government spending - the fiscal stimulus
Inflation should be managed carefully
It's one of those rare periods where deflation is also possible. The RBI may have to adjust money supply in either direction
RBI's 40 bps rate cut to revive auto, real estate sales, say CEOs
Rise in group exposure limits to help large corporates
 "RBI's 40 bps rate cut to revive auto, real estate sales, say CEOs")
Who will monitor the stimulus schemes?
There is a serious need for an independent mechanism to continuously monitor the performance of the programmes and their efficacy
South America is the new Covid19 epicentre, India sees biggest daily spike
Here's a look at major coronavirus related developments across the world
 "South America is the new Covid19 epicentre, India sees biggest daily spike")
South America is the new Covid-19 epicentre, India sees biggest daily spike
Here's a look at major coronavirus related developments across the world
RBI fortifies war-room with more manpower as coronavirus pandemic rages on
The central bank, which handles billions of transactions, is served by around 14,000 employees across its main office and 31 regional offices
 "RBI fortifies war-room with more manpower as coronavirus pandemic rages on")
RBI extends loan moratorium till Aug 31, silent on one-time restructuring
The central bank has increased group exposure limits of lenders from 25% to 30%
 "RBI extends loan moratorium till Aug 31, silent on one-time restructuring")