Ensure a smooth vacation

There are a whole lot of insurance products available.

Checked Baggage Loss"� $500: Compensation for the permanent loss of checked-in baggage.

Checked Baggage Delay"� $ 100: Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.

Financial Emergency Assistance"� $ 300: Emergency cash that is available to you in case your travel funds are robbed.

Hijack/Distress Allowance: $ 125 per day for 7 days: A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.

Trip Cancellation & Interruption"� $ 500: Reimbursement of the non-refundable prepaid payments or the additional expenses, for the trip being cancelled or interrupted due to medical problems, personal employment problems or natural disasters.

Missed Connection*"� $500: Reimbursement of the extra expenses incurred due to a missing a connecting flight, due to delay in the arrival of the aircraft for more then 3 hours.

Trip Delay"� $500: Reimbursement of additional expenses incurred, up to $ 100 per day, if trip is delayed for more than 6 hours due to airline problems, medical problems, personal employment problems or natural disasters.

Home Insurance"� Rs 20 lakh for Building and Rs 5 lakh for contents: If you incur such losses due to damage to you home from natural and man-made calamities or burglary, whilst on your trip abroad.

Deductible of $100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor/hospital.

Advantages

Provides financial support outside the country

Takes care of sudden and unforeseen expenditure

Takes care of expenditures in foreign land away from home

Convenient and hassle free trip for the family

Expenses arising out of loss valuables, money, securities and tickets

Loss of passport in public places

Personal liability of the insured

Documents required for claim procedure:

Duly completed and signed claim form.

Policy copy.

Air ticket jacket / boarding pass.

Additional documents required in case of delay of baggage

Original bills/receipts of emergency items purchased during the period when the baggage was delayed

Property irregularity report stating the date and time of baggage arrival

Letter from the airline as to when the baggage was returned to the insured and whether any compensation is paid towards the settlement of claim for the delay of baggage

In case of checked-in baggage

Property irregularity report issued by the airlines

Letter from airline confirming that the baggage has been permanently lost

Letter from airline stating compensation received for lost baggage

Proof of ownership of items valued in excess of $100

In case of loss of passport

Police report obtained within 24 hours of the loss

Bill/receipts of expenses incurred in obtaining fresh or duplicate passport.