Losses in Q4FY25 unlikely to dent credit, liquidity profile; Tier-I impact estimated at 35 bps
He said that the UCBs must maintain high standards of customer service to build and retain trust
Regulatory oversight led to more financial stability for NBFCs
The capital infusion will enable the bank to expand its reach to a wider client base, including corporate and financial sponsor clients and ultra-high-net-worth individuals in India
The action comes in the backdrop of the bank's revelations about the inadequate internal controls in accounting for derivative transactions
Each bank has its own unique set of challenges, manpower, systems, capabilities, and infrastructure
Rating agency says this would be in wake of sharp moderation in incremental LDR in February
DFI's loan book expected to touch Rs 3 trillion by FY28
The collections of microfinance pools have declined to about 90 per cent in the third quarter of financial year 2025 (Q3FY25) from around 97 per cent at the beginning of this year
NMDC Data Centre Private Ltd filed ECB papers to raise $175 million with a maturity period of three years for local sourcing of capital goods
Funding tightness to abate as loan-to-deposit ratio stabilizes
Vulnerability will be eliminated in seven years
Both showed improved risk profile with better financial performance
The competition for deposits is expected to remain intense as banks focus on increasing deposit growth and prevent it from constraining credit off-take
The automotive facility is expected to have a capacity to make 10,000 e-buses and 5,000 e-trucks per annum
Bankers said that, given the pressure on interest margins, many lenders have reduced dependence on high-cost bulk deposits and scaled down exposure to low-yielding credit to NBFCs
Company expresses concern about business growth in Karnataka where it has its headquarters
While the proposed increase in the deposit insurance limit is not known, under various scenarios, the insured deposit ratio (IDR) may increase to 47.0-66.5 per cent
The volumes are typically higher in Q4 because many banks are interested in acquiring PSL assets to meet regulatory norms, apart from the pickup of microfinance disbursements
Over the years, the workforce in PSBs has dwindled significantly, creating an unsustainable work environment and compromising the efficiency and reach of these institutions