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Amit Kumar

Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

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Page 48 - Amit Kumar

SBI credit card protection cover to cost less, new benefits kick in Sept 16

Cardholders to pay less for SBI's protection plan from September, as CPP variants get revised fees without losing key fraud cover and emergency support.

SBI credit card protection cover to cost less, new benefits kick in Sept 16
Updated On : 26 Aug 2025 | 1:28 PM IST

Opted for UPS and thinking of going back to NPS?Here's all you need to know

Employees under UPS now have one-time option to shift back to NPS before retirement; assured payouts end but government adds 4% extra to NPS corpus at exit

Opted for UPS and thinking of going back to NPS?Here's all you need to know
Updated On : 26 Aug 2025 | 12:45 PM IST

Got SGBs? Here's when you can redeem early between Oct 2025 and Mar 2026

Investors holding SGBs from 2018-21 can opt for early exit between Oct 2025 and Mar 2026 as RBI announces the redemption schedule

Got SGBs? Here's when you can redeem early between Oct 2025 and Mar 2026
Updated On : 25 Aug 2025 | 4:59 PM IST

Home loan rate in August starts from 7.35%: Check banks' offerings here

August home loan rates remain steady, with Union Bank, Bank of India and other PSU lenders offering the lowest starting point at 7.35%.

Home loan rate in August starts from 7.35%: Check banks' offerings here
Updated On : 25 Aug 2025 | 4:26 PM IST

Onam, Ganapati bring early August salary credit for govt staff, pensioners

Salaries and pensions for central government staff in Kerala and Maharashtra to be credited in advance this month to ease festival-related expenses

Onam, Ganapati bring early August salary credit for govt staff, pensioners
Updated On : 25 Aug 2025 | 3:43 PM IST

Major EPFO update: Death relief fund raised to Rs 15 lakh from April 2025

EPFO hikes ex-gratia for employees' families to Rs 15 lakh; benefit to rise 5 per cent annually from 2026 in step with costs

Major EPFO update: Death relief fund raised to Rs 15 lakh from April 2025
Updated On : 25 Aug 2025 | 2:34 PM IST

CIBIL score not mandatory: Govt tells banks not to reject first-time loans

New borrowers can seek loans without a credit score hurdle, with RBI directing banks to decide based on wider due diligence, not just CIBIL reports

CIBIL score not mandatory: Govt tells banks not to reject first-time loans
Updated On : 25 Aug 2025 | 12:59 PM IST

Joint FD with family? Here's why it could mean a tax notice for you too

Tax experts warn that Rule 114E (2) duplicates high-value deposits in AIS, leaving secondary joint holders like homemakers and seniors vulnerable to mismatch notices

Joint FD with family? Here's why it could mean a tax notice for you too
Updated On : 22 Aug 2025 | 5:49 PM IST

Pending traffic fines in Bengaluru?Police announces 50% waiver till Sept 12

From Aug 23 to Sep 12, people in Karnataka's capital can pay only 50% of their e-challan dues

Pending traffic fines in Bengaluru?Police announces 50% waiver till Sept 12
Updated On : 22 Aug 2025 | 5:43 PM IST

Must-have home insurance add-ons you should know about this monsoon

From flood damage to short-circuits, these benefits in your policy can save you lakhs in repair costs

Must-have home insurance add-ons you should know about this monsoon
Updated On : 22 Aug 2025 | 5:37 PM IST

Car stuck in waterlogged road? Precautions that insurers suggest

From engine protection to roadside assistance, the right covers can save you lakhs in flood-hit cities this monsoon

Car stuck in waterlogged road? Precautions that insurers suggest
Updated On : 22 Aug 2025 | 5:19 PM IST

Pension scheme for workers meagre? Govt data shows most get under Rs 1,500

Total pension disbursals under EPS-95 rise but beneficiaries may not be getting enough as living costs rise, say trade unions

Pension scheme for workers meagre? Govt data shows most get under Rs 1,500
Updated On : 22 Aug 2025 | 4:22 PM IST

Aadhaar 'not must' for ESIC claims, benefits continue under new rules

Labour Ministry notification clarifies workers availing of the social security scheme will continue to get benefits

Aadhaar 'not must' for ESIC claims, benefits continue under new rules
Updated On : 22 Aug 2025 | 1:05 PM IST

Senior citizens double down on super top-ups, drive 61% rise in portability

Three in four premiums are funded by children or family members of senior citizens: Policybazaar

Senior citizens double down on super top-ups, drive 61% rise in portability
Updated On : 21 Aug 2025 | 5:17 PM IST

Cities overwhelmed by rain: Here's why you can't ignore home insurance

Contrary to perception, home insurance is not expensive. Cover for a home and contents worth Rs 50 lakh can be purchased for just Rs 1,500-Rs 2,000 annually

Cities overwhelmed by rain: Here's why you can't ignore home insurance
Updated On : 21 Aug 2025 | 5:04 PM IST

Monsoon floods and car damage:Here's what could derail your insurance claim

Many car owners lose out on claims after floods due to avoidable mistakes, say experts

Monsoon floods and car damage:Here's what could derail your insurance claim
Updated On : 21 Aug 2025 | 4:26 PM IST

Have a lapsed LIC policy? Company offers discounts on fees to get you back

Customers can restore lapsed plans until Oct 17 if they meet certain conditions

Have a lapsed LIC policy? Company offers discounts on fees to get you back
Updated On : 21 Aug 2025 | 1:33 PM IST

SBI Card updates reward programme: Know what's being discontinued

Revision could mean some customers will take longer to accumulate points they planned to use for discounts

SBI Card updates reward programme: Know what's being discontinued
Updated On : 21 Aug 2025 | 12:02 PM IST

Personal or smuggled? Things to know while carrying gold from abroad

Recent court rulings show how easily personal ornaments can be mistaken for smuggling. Here's what travellers must know about duty-free limits and declarations

Personal or smuggled? Things to know while carrying gold from abroad
Updated On : 20 Aug 2025 | 4:43 PM IST

SBI raises home loan rates by 25 bps: Check what its rivals are offering

A look at how major banks and housing finance companies are pricing their loans for new borrowers.

SBI raises home loan rates by 25 bps: Check what its rivals are offering
Updated On : 20 Aug 2025 | 3:41 PM IST