Older policies of three and five years will continue till expiry
Buying physical is the easiest way or use global route to invest in ETFs
But usage is key here since diesel vehicles provide better mileage
The estimation poses some practical challenges and also makes it difficult to assess tax liability
Voice banking will provide convenience, but use Alexa and Google Assistant via secured APIs
The new rule book should bring down interest rates and improve recovery methods
The Credit Linked Subsidy Scheme will reduce your outstanding loan amount, and hence EMIs, right from the start of the loan tenure
Utilise the relaxed phase to complete unfinished tasks on personal finance agenda
Choose a higher compounding frequency, and invest across multiple tenures and banks
You are more likely to get one from a bank with which you already have a relationship
Cyber insurance can protect you against online frauds
The usual advice is that one should not withdraw from their EPF account because it hurts the retirement corpus
As cash is priority, you can delay payment. But there will be loss in interest income
You can raise cheaper personal loans online to repay unsecured loans. For home loans, banks are taking documents online, but property verification may take time
A variety of phishing campaigns are taking advantage to distribute malware, steal credentials, and scam users
Real estate prices are reasonable. Loan rates are also affordable - as low as 7.9 per cent for certain banks
Remember, it is mandatory to file I-T returns by the due date to carry forward losses to the following years
For those who don't have adequate investments, taking a bridge loan to service EMIs may work
Here's how the used car loans offered by various banks stack up
Some countries have already quarantined cash, while others like South Korea, have burnt, or high-heat laundered their notes