Page 24 - Bindisha Sarang/undefined

Loan against securities: Pay additional margin money in falling markets

Delay in repayment carries a stiff penalty

Investors should stay away from firms in sectors impacted by coronavirus

For an investor through the systematic investment plan route, timing does not matter so much

Need emergency money? Don't break fixed deposit, borrow against it

Loan rate is 100-200 basis points higher than the FD rate

Planning to go abroad? Check with insurer if it will cover coronavirus

If you cancel your ticket, will you be refunded? Before you choose to go, here are a few things that will help you make the right choice

Don't invest blindly in NFOs even if fund houses get under the skin

If they fill any gap in the portfolio, go for them. Otherwise, avoiding may make sense

Planning to take a personal loan? Existing loans impact borrowing capacity

Your credit score and the company you work for also have an effect

Make an evidence-based choice between the old and new income tax regimes

Those who can cross certain thresholds of deduction will be better off sticking to the old regime

Budget 2020: Demand can be revived with more money in taxpayer's hands

Business Standard speaks to Tarun Birani, a Sebi-registered Investment Advisor, a Certified Financial Planner and Founder-Director of TBNG Capital Advisors

Here is a snapshot of various popular tax saving investment schemes

Choose Section 80C investments based on risk appetite; be mindful of lock-in too

'Pay when you stay', 'EMI waiver': LICHF's plan offers relief to borrowers

But you need to stay for the entire period of the loan to get this benefit

Need emergency money? Get loan at a lower interest rate by pledging shares

Since it is a secured loan, the interest cost is lower

Vodafone RedX and Airtel 999: Are these premium mobile plans for you?

Vodafone's RedX is for the traveller with high entertainment needs, while Airtel's plan is for the more value-conscious customer

Financial firms can now save cost through video KYC; data concerns galore

V-KYC will also prevent confusion and issues later; you will only need to fill in the online form on your lender's website or app to apply for opening an account or for a loan

Planning to buy used car on loan? Here're interest rates offered by banks

The amount given in a used car loan is lower, usually 70-85 per cent of the cost of the car

NCDs provide interest income, but look at credit rating before investing

NCDs are debt instruments that can't be converted into equity or stocks. If you are someone who wants to get a piece of this pie, you need to choose the right one for you

Need emergency cash? Personal loan works for those who don't like surprises

Skip personal loans- when you splurge for a holiday, new iPhone or lifestyle expense you cannot afford

Existing home loan borrowers must move to external benchmark loans

Yes, there will be some cost, but it will be limited to administrative and legal expenses

Now, you can use RBI's prepaid card for small-ticket retail purchases

When it comes to safety, this card will be on a par or perhaps even better

Transaction fees to safety: Why ATMs give customers a headache

Know your rights, follow good practices and use simple strategies to reduce charges

Don't know how to invest in stocks? You can join these courses to learn

Whether in search of additional income or simply for the thrill of trading, a lot of people are joining courses on investing in the stock market