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Buying insurance from car dealer is costlier, consider getting it online

Before buying, compare premiums online, and opt only for those add-ons that you need

RBI monetary policy: Will your home loan EMI fall due to rate cut?

New borrowers will benefit if banks cut their MCLR. Older borrowers' EMIs will change only when their reset date arrives

Investing in gold? Amid uncertainty, stagger purchases and buy on declines

Averaging out your purchase cost will be a better strategy than trying to time your entry

Buying health insurance? Look up these key numbers before choosing a plan

Comparing insurers on parameters like incurred claims ratio and claim settlement ratio can help you make a better choice

Zee stock crash shows why you should avoid firms with high pledged shares

A decline in stock price, due to rumours of impending default, can trigger a big selloff

Make long-term bets on real estate, pick firms with strong brands, low debt

If you are convinced the sector has more positives than negatives, then stick to companies with a strong balance sheet, brand and good execution record

Picking the right product to save on taxes and meet your long-term goals

With the time for submitting proof of investments barely a fortnight away, here's a look at key criteria you should employ when selecting tax-saving instruments like ELSS, term and health cover

Do not exit debt funds hit by IL&FS events as resolution may happen soon

Fund houses still haven't used the side-pocketing option

Creating the calm corporation

By making the right choices, it is possible to build a company that is perhaps less ambitious, but is profitable, gentler on its employees, and true to its customers

New Sebi norms limit risk in passive funds, but higher costs anticipated

The purpose of the new rules is to ensure that passive funds remain adequately diversified

Why women must get proper insurance cover, even if they are not employed

In life insurance, ensure flexibility so that coverage can be reduced when circumstances require doing so

Tokenisation to make your credit, debit card transactions a lot safer

Tokenisation feature will protect card data in transit, but not before and after

Planning to take a car loan? Here're the rates and charges offered by banks

Increasing the loan tenure reduces EMI burden but enhances interest outgo

Investing in airline stocks? Be nimble, take small bets, say experts

With crude oil falling to $57 per barrel, and oil companies cutting prices of aviation turbine fuel (ATF) by 14.7 per cent in January, it would seem like a ripe time to buy these stocks

Buy debt ETF for low-cost advantage, but ensure that portfolio is liquid

ETFs also offer greater price flexibility. An investor can buy or sell them any time during the trading hours

Shift 25% large-cap allocation to ETFs and choose consistent performers

Even over the longer term, active fund managers have found it difficult to outperform their benchmarks

Bigger retirement kitty for central govt employees along with tax benefits

Central government employees will now have the freedom to choose their pension fund managers

Reforms to make motor insurance policies costlier, but that's good news

After the latest regulatory changes, customers should compare expenses and features more diligently before purchasing motor vehicle insurance

Don't go by credit rating alone, consider default analysis, performances

Look up performance parameters: Investors should look up a metric called credit default analysis, available on rating agencies' websites, to compare performance vis-a-vis their peers

Follow sound security practices to avoid falling prey to crypto jacking

Avoid downloading free content, keep your software updated, and seek a cyber security expert's advice if your computer slows down excessively