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The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies
The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies
Avoid trying to time entry and exit from funds; hold for at least one complete cycle
David M Rubenstein's compilation of interviews with star money managers is a joy to read
Property prices are northbound again. But, under-construction properties are a better option when compared to ready-to-move homes which are costlier. Here's a for buying under-construction properties
They should hire a property consultancy or a lawyer to do due diligence on their behalf
The plain-vanilla SIP, however, is simple and doesn't require a lump sum
For periods longer than 3 years, it is a good idea to explore debt mutual funds that offer indexation benefits and lower the tax outgo
While you should evaluate festive offers, criteria like ease of prepayment are also crucial
With numerous equity funds being offered by scores of asset management companies, how do you choose the equity fund that suits you? What should you keep in mind? This report answers the questions
They will outperform if GDP, earnings growth sustain, but global risks pose threat
Saving and investing more aggressively, extending work life are other strategies you may adopt
Senior Citizens' Savings Scheme remains a must-have for those who need regular cash flows after retirement
Travellers may switch to destinations against whose currencies the rupee has gained
If you don't have a surplus, opt for higher EMI rather than longer tenor
Most of these ailments are treated on outpatient basis, so just a hospitalisation cover won't suffice
People who fail to repay their loans are not criminals and they can't be harassed
Have sufficient capital as buffer to be able to meet additional margin requirements
It helps to diversify geographically; while YTD returns of Indian markets are positive and US markets negative, the opposite will also happen at some other time
With the passive investment revolution upon us, Robin Wigglesworth's book offers a useful guide
Currently, variability in performance for investor portfolios over five-year horizon is low
However, the procedure is currently limited only to primary sales in Maharashtra