Page 29 - Sanjay Kumar/workspace/business Standard Web/video

Planning to buy term insurance? Purchase before premium rises again

Ignoring it isn't an option for those who have liabilities or dependants

Interest rates to processing fee, RBI brings relief for loan app borrowers

The new rule book should bring down interest rates and improve recovery methods

Planning to invest? Don't rely only on gold-silver ratio, say analysts

Take into account the fundamental factors driving demand before deciding to shift from gold to silver

Sudden spike in bond yield amid coronavirus outbreak signals trouble

Also, watch out for a company raising money at a very high rate of interest

Opt for monthly payment of term premiums as insurers get set to hike rates

Some insurers have already started increasing premiums, and others are expected to do so in the next six months

Covid-19 outbreak: Update insurance, tax and KYCs amid lockdown 4.0

Utilise the relaxed phase to complete unfinished tasks on personal finance agenda

Need emergency money? Easy access makes personal loans attractive

Here is how the personal loan rates offered by various banks stack up

Contactless cards may come in handy amid Covid-19, but there is risk

However, one has to be cautious, as electronic pickpocketing is catching up

Tips to get loans and tide over a cash crisis in these difficult times

You are more likely to get one from a bank with which you already have a relationship

Don't chase higher yields, avoid risk and stick to safer categories

Stick to solid banks and shun both credit and duration risk in debt funds

How foreign assets in your portfolio can protect it from volatility

The Indian economy and markets, for instance, tend to be hit hard by high oil prices

Existing investors must book partial profits in gold to cut portfolio risks

New ones should build their allocation gradually upon corrections

Pausing SIP set to become simpler; more fund houses to offer option

Many fund houses don't yet offer the pause facility but are scrambling to put one in place for investors

Arbitrage funds give liquid-plus returns at low risk if held for long term

Post-tax returns are likely to be higher if you hold these funds for a year

Working from home? HR experts offer a few tips on staying productive

You will have to revamp both your work practices and technology tools to stay as productive working from home as you are at the office

Don't respond to the global rout by selling your foreign equity investments

The logic of geographical diversification of portfolio remains valid even today

What vehicle owners can do to maximise their no-claim bonus: Experts answer

With motor insurance premiums set to rise, opting for a voluntary deductible will reduce costs

Cryptocurrency exchanges will go live soon. Are you ready to invest?

Extreme volatility means they should form only a limited portion of your portfolio

Investors should stay away from firms in sectors impacted by coronavirus

For an investor through the systematic investment plan route, timing does not matter so much

Women need to take charge of their financial lives: Three achievers speak

Three achievers from the financial services underline the importance of striving for financial independence on the occasion of International Women's Day, 2020