Page 30 - Sanjay Kumar/workspace/business Standard Web/video

Delhi riots underline why its important for businessmen to buy extra cover

A businessman, who owns a shop, factory, or godown can protect them by buying a standard fire and special perils policy. It provides cover against loss or damage due to riots, strikes

Coronavirus impact: Investors can buy good stocks but in limited quantities

Buy good stocks in small quantities, as there could be more pain

You're an investment advisor or want to become one? The bar just got raised

Complying with the new norms will take a lot of effort and readjustment by existing advisors

Make an evidence-based choice between the old and new income tax regimes

Those who can cross certain thresholds of deduction will be better off sticking to the old regime

Explained: How concentrated index makes CPSE ETF risky for investors

Among the positives of the offer, the Nifty CPSE Index's valuations are more reasonable than that of front line indices

Who gains and who loses if FM changes tax norms in the coming Budget

Based on market intelligence, we outline three scenarios that may pan out in the Budget proposals this year, and assess their impact on your pocket

How RBI has empowered card customers with an additional layer of security

The option to switch on and off international or online usage gives an additional layer of security

The culture challenge

In it the author dissects the techniques leaders-both modern-day and historical-have employed to achieve this goal

Don't put your money in last year's winners while investing in debt funds

The bulk of your portfolio should be in funds that avoid both credit and duration risk

Gold rally to continue for some time, book some profit now: Experts

Massive purchases by central banks have been another driver of demand for the yellow metal

Your tax-saving investments must be in sync with your larger financial plan

Keep in mind your asset allocation, risk appetite and investment horizon when selecting your tax-saving plans

Why first-time health insurance buyers should go for Arogya Sanjeevani

As affordability grows, port to a higher-end health cover or buy a top-up plan

Stay diversified with multi-asset funds, invest with 5-10 years in mind

But investors who want the flexibility to alter their asset allocation may avoid these 3-in-1 funds

Fix the holes in your investments and insurance plans ahead of the new year

Make changes where required so that your investment and insurance portfolio are equipped to meet the rigours that 2020 may have to offer

'I am fit and fine' attitude may prove costly; buy health insurance early

Sum insured in health policies should be raised at key life stages and then every 3 years

Should you choose lower EMI or lower interest rate while taking home loan?

Besides comparing interest rates offered by different players, also compare the processing fee, as this will make a difference to the total cost of your loan

Returns from US funds may be muted amid US-China trade tensions

After rallying for 11 years, valuations seem to be on the higher side; patience is key for new investors

Reduction in EPF contribution could pose as a risk in the long run

Employees need to save at least 20% of their gross salary to build a reasonable retirement corpus. The later you start, the more you need to save

How Sebi's new rules have changed the risk-return profile of PMS schemes

Fewer investors mean you will get more time with the portfolio manager and will be able to understand his investment strategy better; but there are downsides too

Karvy crisis: What clients should do with holdings in their demat accounts

If demat holdings are intact, then Karvy's clients have the option to move to another broker. If not, they should complain.