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  • 25-Oct-2021 | Tamal Bandyopadhyay

    Peanut penalty and reputation risks for banks

    Is it becoming a routine affair, like being fined by the traffic police for jumping the red light or by a TTE for travelling without a ticket on a Mumbai local?

  • 18-Oct-2021 | Tamal Bandyopadhyay

    Why Reserve Bank has 'shocked' Srei

    It seems that the RBI had very little choice as the promoters did not infuse fresh capital, make adequate provisioning and improve corporate governance

  • 10-Oct-2021 | Tamal Bandyopadhyay

    Privatisation is far more difficult than consolidation

    For public sector banks, the government is the superboard, with both ownership and regulatory powers under its belt. Is it ready to give up these powers?

  • 09-Oct-2021 | Tamal Bandyopadhyay

    RBI prepares market for return to normalcy

    RBI Governor's statement says, this process will be gradual, calibrated, and non-disruptive, while remaining supportive of the economic recovery

  • 04-Oct-2021 | Tamal Bandyopadhyay

    Status quo on stance but liquidity sugar rush may end

    Withdrawal of excess liquidity is akin to taking away the training wheels from a kid's bike. They help a kid maintain balance but don't teach how to ride

  • 26-Sep-2021 | Tamal Bandyopadhyay

    How good is the bad bank

    The key to the success of the bad loan experiment will be IDRCL's management team and the incentive structure. It could recover more than what the industry is estimating now

  • 20-Sep-2021 | Tamal Bandyopadhyay

    An existential crisis for banking sector?

    The business model of banks is under threat. While they need to reinvent themselves, both banking and market regulators must take a close look at the evolving landscape

  • 13-Sep-2021 | Tamal Bandyopadhyay

    New vistas for Indian banks

    As low credit offtake dents earning, Indian banks are exploring fresh avenues to lend. This is the only way to avoid mispricing of risks

  • 05-Sep-2021 | Tamal Bandyopadhyay

    Public sector banks and corporate governance

    Ten out of 11 nationalised banks don't have a chairman. Most bank boards don't have adequate number of non-official directors

  • 29-Aug-2021 | Tamal Bandyopadhyay

    The liquidity conundrum

    Only credit growth can help banks to get out of this liquidity drag. That can happen when growth is secured (and not through loan melas). But if it takes longer, risk of higher inflation becomes real

  • 22-Aug-2021 | Tamal Bandyopadhyay

    Good show by private banks, better by PSBs

    Whether it is net profit, fee income or bad loans, public sector banks have put up a better show in the June quarter than their private peers

  • 15-Aug-2021 | Tamal Bandyopadhyay

    Of Covid deaths, bank deposits and bad loans

    Districts with higher death rates during the pandemic have shown outflow of bank deposits, rise in home loan NPAs and rush to raise gold loans

  • 08-Aug-2021 | Tamal Bandyopadhyay

    Everything you want to know about CBDC

    The central bank digital currency will neither substitute nor compete with cryptocurrency; it's just a wallet. Period

  • 06-Aug-2021 | Tamal Bandyopadhyay

    The first soft signal of return to normalcy from Monetary Policy Committee?

    The Reserve Bank of India (RBI) sounds relatively more confident on growth now and, at the same time, its concerns on inflation are clearly higher

  • 01-Aug-2021 | Tamal Bandyopadhyay

    Expect a no-action policy, focused on growth

    If growth picks up in the second half of the year, February is the earliest we may see the RBI changing its stance by raising the reverse repo rate

  • 25-Jul-2021 | Tamal Bandyopadhyay

    Banker's Trust: Tamal Bandyopadhyay on the facts and fiction of Mudra loans

    Do we need yet another refinance agency? No one will shed a tear if Mudra is given a decent burial

  • 18-Jul-2021 | Tamal Bandyopadhyay

    Bank nationalisation: 52 years and ticking

    Nationalisation has served its purpose. It's time to move ahead, keeping majority ownership of the government in a few banks to serve people

  • 11-Jul-2021 | Tamal Bandyopadhyay

    Banker's Trust: Has crony capitalism hijacked bad loan resolution?

    If bankers move fast and preserve the enterprise value of defaulting companies, recovery rate will improve even as the new insolvency law, much like the GST, remains a work in progress

  • 04-Jul-2021 | Tamal Bandyopadhyay

    To ban or not to ban cryptocurrency

    As lobbying and counter-lobbying intensify, right now, it looks like a T20 match. We need to wait till the last over is bowled

  • 27-Jun-2021 | Tamal Bandyopadhyay

    What's in store for PMC depositors

    They will probably get their money back through staggered payments, and part of it can be converted into equity.

  • 30-Jul-2020 | Tamal Bandyopadhyay

    RBI is ahead of the curve, govt and bureaucracy behind: Viral Acharya

    Former RBI deputy governor Viral Acharya, who has in his latest book, Quest for Restoring Financial Stability in India, described how fiscal dominance is the biggest bane of the banking system in the country, tells Tamal Bandyopadhyay in an ...