Showing of 1-20 result
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19-Mar-2023 | Tamal Bandyopadhyay
Lesson for India from the Silicon Valley Bank collapse
The rules of the games are not the same on the US and Indian banking turfs but if risks are mispriced, the fallout could be similar
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12-Mar-2023 | Tamal Bandyopadhyay
A good night's sleep for both banks and Reserve Bank
Believe it or not, the regulator is even stretching its arm to identify stressed borrowers and gauge the "distance to default" as a measure of a particular bank's fragility
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05-Mar-2023 | Tamal Bandyopadhyay
Inspection & supervision: RBI dons new clothes
The Reserve Bank has not changed the objectives of supervision but how it supervises the system. And, the change is dramatic
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26-Feb-2023 | Tamal Bandyopadhyay
The real story behind real interest rate
While the debate will continue about the benchmark rate to calculate real interest rate, both for the lenders and the savers, shouldn't all rates be higher than the rate of inflation?
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19-Feb-2023 | Tamal Bandyopadhyay
Honeymoon with record profits may end in March
From the June quarter, the drop in net interest margin will separate the men from the boys
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12-Feb-2023 | Tamal Bandyopadhyay
The Adani saga: What it means for Indian banks
Globally, for infrastructure projects, the construction risk is borne by the bond market; the banks step in at a later stage when they can smell the cash flow
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08-Feb-2023 | Tamal Bandyopadhyay
25 bps hike: No change in stance, par for the course
One cannot completely rule out the possibility that the pause button would be pressed at the next MPC meet. Future actions, both for policy rate and stance, will depend on evolving data
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05-Feb-2023 | Tamal Bandyopadhyay
Expect 25-bp hike before RBI presses pause button
The rate-increase cycle, which started in May 2022, raising the policy rate from 4 to 6.25 per cent to fight entrenched inflation, is nearing its end
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02-Feb-2023 | Tamal Bandyopadhyay
Banking sector should cheer Budget
The Budget estimated the nominal GDP growth at 10.5 per cent in FY23, lower than what the Economic Survey, tabled a day ahead, projected
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29-Jan-2023 | Tamal Bandyopadhyay
When the middle class takes centre stage
While the tax slabs may be reasonable, many exemptions have become anachronisms - they don't reflect the reality when we take into consideration the cost of inflation
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22-Jan-2023 | Tamal Bandyopadhyay
War for deposits will intensify
For most banks, the liability part of the balance sheet has been on autopilot, and the strategies have evolved around credit growth and recovery of bad loans. Now the story has to change
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15-Jan-2023 | Tamal Bandyopadhyay
A matter of tenure and retirement of PSB chiefs
MDs and EDs of nationalised banks can have a term of up to 10 years but there is no relaxation in their retirement age. Private bank bosses can be in the saddle till they are 70
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08-Jan-2023 | Tamal Bandyopadhyay
State Bank is changing its business model, quietly
Going beyond corporate loans, SBI is getting into vendor financing as well as supply chain and cluster financing, the buzzwords of banking these days
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01-Jan-2023 | Tamal Bandyopadhyay
Kochhargate: A litmus test for CBI
The country's premier investigative agency's record in probing complex financial misdeeds is not exactly immaculate
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25-Dec-2022 | Tamal Bandyopadhyay
2022: A banking year marked by three Cs
The relentless fight against Cryptocurrencies, CBDC taking baby steps, and bank Credit growth at a decadal high
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18-Dec-2022 | Tamal Bandyopadhyay
Four years and four challenges of RBI governor
Shaktikanta Das is nimble-footed and open to ideas - a trapeze artist, and a master of the finest balancing act who listens to all but takes his own decisions
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11-Dec-2022 | Tamal Bandyopadhyay
The new kid on the infrastructure financing block
NaBFID can support infrastructure projects in three ways: by giving loans, subscribing to bonds and picking up equity stakes
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07-Dec-2022 | Tamal Bandyopadhyay
No pause in sight: A 25-basis-point rate increase in Feb can't be ruled out
The key takeaway from the governor's 3,000-word statement is 'the battle against inflation is not over'
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05-Dec-2022 | Tamal Bandyopadhyay
A 35-basis-point rate increase could be par for the course
This will take the policy rate to 6.25% and the RBI can continue with an open-ended statement, refraining from sounding dovish
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27-Nov-2022 | Tamal Bandyopadhyay
Public Credit Registry: What's that?
PCR needs to be backed and governed by a comprehensive Public Credit Registry Act in consultation with the govt, and it must follow the latest privacy guidelines based on a laid-down consent framework
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13-Jan-2022 | Tamal Bandyopadhyay
BS EXCLUSIVE: I have become a political football, says Mehul Choksi
Fugitive diamantaire Mehul Choksi claims in this exclusive interview with Tamal Bandyopadhyay that he is neither a fugitive nor a bank defaulter. He also speaks about his "innocence" in the PNB scam, besides his relationship with nephew Nirav Modi ...
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30-Jul-2020 | Tamal Bandyopadhyay
RBI is ahead of the curve, govt and bureaucracy behind: Viral Acharya
Former RBI deputy governor Viral Acharya, who has in his latest book, Quest for Restoring Financial Stability in India, described how fiscal dominance is the biggest bane of the banking system in the country, tells Tamal Bandyopadhyay in an ...
