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RBI sets transaction-level materiality thresholds on related-party loans

For banks with assets exceeding Rs 10 trillion, the ceiling for the materiality threshold has been set at Rs 25 crore

Pricing to remain key in largely stable corporate bond market in 2026

Elevated yields may push some companies to loan market

2026 outlook for banking sector: NIMs stable, liquidity challenge looms

After margin pressure and muted credit in 2025, banks enter 2026 with hopes of credit revival, stable asset quality and more investments, though funding and deposits remain key risks

Payments Regulatory Board takes up issues in payment systems in 1st meeting

"The board was also briefed on the major findings of the RBI's recently conducted Survey on Digital Payments," the central bank said

HDFC Bank's loan book grows 12% to ₹28.44 trn in Q3, CD ratio up at 98.5%

After several quarters, the bank reported loan growth higher than deposit growth. The bank mobilised ₹57,700 crore of deposits during the quarter while credit disbursed expanded by ₹75,300 crore

Deposit rate cuts tough for banks as govt retains small savings rates

With small savings rates unchanged for the eighth straight quarter despite RBI cuts, banks face limited room to lower deposit rates amid slowing deposit growth and margin pressure

States, UTs eye ₹4.99 trillion borrowing through SDLs in Q4FY26

States and Union territories plan to borrow up to Rs 4.99 trillion through state development loans in the fourth quarter, with heavy supply expected to keep bond yields under pressure

NIM stabilisation, asset quality, disciplined growth key for banks in 2026

After a year of margin pressure and muted growth, banks head into 2026 expecting NIM stabilisation, benign asset quality and a gradual revival in credit, aided by rate cuts and foreign inflows

UPI ends 2025 strong with record 21.63 bn transactions worth ₹27.97 trn

India's UPI processed a record 21.63 billion transactions worth ₹27.97 trillion in December, helping the platform close 2025 with its strongest-ever annual volumes and values

Up to four banks may tap capital buffers in adverse scenarios: RBI

RBI stress tests suggest some banks may need to draw on capital conservation buffers under adverse macro conditions, though minimum capital norms are likely to remain intact

RBI flags stablecoin risks, urges countries to prioritise CBDCs over crypto

In its Financial Stability Report, RBI said central bank money must remain the ultimate settlement asset, warning that stablecoins pose macrofinancial risks and can weaken capital controls

Credit growth nears 12% as deposit growth slows to 9.35% till Dec 15

Credit growth remained strong till December 15, while deposit growth weakened further, widening the credit-deposit gap and underscoring persistent liquidity tightness in the banking system

Shriram Finance expects 30-40 bps lower NCD rates after rating upgrade

However, the lender is not in a hurry to raise funds till the end of FY26, as it awaits $4.4 billion capital from MUFG to come in

Issuance of security receipts by ARCs drop, redemptions jump: Crisil

ARCs will see their revenue mix continue to tilt towards recovery-linked income, away from primarily management fee-driven income, said Crisil

Recovery under IBC improves to nearly 37% in FY25 despite fewer cases

RBI data shows banks improved recovery outcomes under the IBC and SARFAESI in 2024-25 even as the number of cases referred for resolution declined

$6 bn-plus foreign inflows make 2025 a watershed year for India's pvt banks

Cleaner balance sheets, regulatory support and strong growth prospects helped Indian private banks attract over $6 billion in foreign capital, with more deals expected in 2026

Lenders onboarded on RBI's ULI platform rise to 64 from 36 last year

RBI said 64 lenders, including 41 banks and 23 NBFCs, are now on the Unified Lending Interface, using more than 136 data services to support credit assessment and decision-making

Deposit growth slips below 10% as credit rises 11.7%, gap at 200 bps

RBI data show deposit growth lagging credit growth by 200 basis points, highlighting persistent deposit tightness even as lending demand remains strong

BFSI M&A activity triples in 2025 on surge in bank, NBFC transactions

A surge in bank and NBFC transactions lifted BFSI deal activity three times in 2025, reflecting growing investor appetite for financial services assets

RBI to infuse ₹3 trn liquidity via OMOs, buy-sell swap after rupee defence

The Reserve Bank of India will inject nearly Rs 3 trillion through open market operations and a USD/INR buy-sell swap to offset liquidity drained by forex intervention and seasonal factors